EIG

Underwriting discipline: Management prioritized underwriting quality over volume, producing gross premiums written of $181M (down 15% from $212M) and essentially flat earned premium (‑1%), and expects this "teens"-type reduction to continue while being selective in competitive markets like California and Massachusetts. Losses and profitability: Losses and LAE rose to $129M with the current accident‑year loss & LAE ratio at 72% and no reserve strengthening required, but adjusted net income fell to $10.3M from $21.3M a year earlier. Capital returns and recapitalization: Employers returned $83M in Q1 (including repurchasing >1.8M shares for $76.9M at an average $42.42), completed a $125M debt recap, raised the quarterly dividend to $0.34, and approved a new $125M share‑repurchase authorization through Dec. 31, 2027. Interested in Employers Holdings Inc? Here are five stocks we like better. Employers (NYSE:EIG) executives repeatedly emphasized “discipline” on the company’s first-quarter 2026 earnings call, describing a deliberate decision to prioritize underwriting quality over premium volume as market competition intensifies in certain areas of workers’ compensation. Chief Executive Officer Kathy Antonello said the approach showed up in quarterly results through lower underwriting expenses, stable loss trends, and ongoing capital returns. “We made a deliberate choice to prioritize underwriting quality over volume, and the numbers reflect that conviction,” Antonello said. → Corning Beats Q1 Estimates but Drops 9% on Guidance Miss Mike Pedraja, Employers’ chief financial officer, said gross premiums written were $181 million, down from $212 million in the prior-year quarter, a 15% decrease “due primarily to a reduction in new business writings.” Earned premium was “essentially flat year-over-year,” Antonello added, down about 1%, as pricing and underwriting actions taken in 2025 continued to flow through results. On the company’s outlook for that top-line pressure, Pedraja said the trend was in line with expectations. “This is exactly as we expected and planned,” he told Karol Chmiel of Citizens, adding that the company anticipated “teens type of reduction” to continue “throughout the rest of the year.” Antonello also said the company expects something similar throughout 2026, while “introducing new areas throughout the year too.” → Meta Posted Its Best Sales Gro...

Company to Host Conference Call on Thursday, April 30, 2026, at 11:00 a.m. Eastern Time RENO, Nev., April 29, 2026 (GLOBE NEWSWIRE) -- Employers Holdings, Inc. (the “Company”) (NYSE:EIG), a holding company with subsidiaries that are specialty providers of workers’ compensation insurance, excess workers’ compensation, and related services, today reported financial results for its first quarter ended March 31, 2026. First Quarter 2026 Financial Highlights (All comparisons versus first quarter 2025) Net income of $10.2 million ($0.52 per diluted share), versus $12.8 million ($0.52 per diluted share); Adjusted net income of $10.3 million ($0.53 per diluted share), versus $21.3 million ($0.87 per diluted share); Gross premiums written of $180.8 million, versus $212.1 million; Net premiums earned of $180.9 million, versus $183.0 million; Loss and LAE ratio increased to 71.4% from 66.0%; Commission expense ratio increased to 13.1% from 12.6%; Underwriting expense ratio improved to 22.6% from 23.4%; GAAP combined ratio of 107.1% (107.7% excluding the LPT), versus 102.0% (102.8% excluding the LPT); Net investment income of $28.3 million, versus $32.1 million; Net realized and unrealized losses on investments of $1.7 million, versus $12.8 million; Policies in-force of 130,321, versus 133,121; Book value per share including the Deferred Gain of $51.26, an increase of 8.9%, and Adjusted book value per share of $51.75, up 4.5% (both growth rates include dividends declared); and Returned $83.0 million to stockholders through a combination of share repurchases and regular quarterly dividends. CEO Commentary Chief Executive Officer Katherine Antonello commented: “This was a quarter defined by discipline. We made a deliberate choice to prioritize underwriting quality over volume, and the results reflect that commitment: our underwriting expense ratio improved, our actuarial estimates came in on target, and we returned $83.0 million to shareholders while growing book value per share including the Deferred Gain by 8.9%. Our earned premium was essentially flat year-over-year — down 1% — which reflects our deliberate choice to prioritize underwriting quality over chasing volume. The steps we took in 2025 to tighten pricing and underwriting are working as intended, and new growth opportunities are taking shape, including expanding underwriting segments and our excess workers’ com...

Employers Holdings (EIG) came out with quarterly earnings of $0.53 per share, missing the Zacks Consensus Estimate of $0.57 per share. This compares to earnings of $0.87 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -7.02%. A quarter ago, it was expected that this provider of workers-compensation insurance would post earnings of $0.41 per share when it actually produced earnings of $0.66, delivering a surprise of +60.98%. Over the last four quarters, the company has surpassed consensus EPS estimates just once. Employers Holdings, which belongs to the Zacks Insurance - Accident and Health industry, posted revenues of $207.6 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 3.04%. This compares to year-ago revenues of $202.6 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Employers Holdings shares have added about 0.4% since the beginning of the year versus the S&P 500's gain of 4.3%. While Employers Holdings has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Employers Holdings was favorable. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #1 (Strong Buy) for the stock. So, the shares are expected to outperform the market in the near fu...

Management characterized the quarter by a deliberate choice to prioritize underwriting quality over volume, leading to a 15% decrease in gross premiums written. The competitive environment in workers' compensation was described as 'somewhat irrational' in specific jurisdictions and premium bands, particularly within the middle market. In response to unfavorable pricing, the company pulled back significantly in Massachusetts, exited certain class codes, and terminated relationships with underperforming MGAs. California's market is showing signs of hardening, with the company achieving double-digit rate increases on renewals and seeing record-high submission volumes. The company is shifting focus toward jurisdictions with attractive pricing margins and segments with differentiated distribution, such as payroll partners and digital marketplaces. Operational efficiency is being driven by an improved underwriting expense ratio of 22.6%, aided by reduced personnel and variable costs. Management expects pricing and underwriting actions to continue pressuring growth throughout 2026, with double-digit premium reductions likely to persist. Growth is expected to transition toward the end of the year as new underwriting segments, agent appointments, and excess workers' compensation products begin to flow through results. The company is moving from AI experimentation to full deployment, viewing AI as a 'force multiplier' for underwriting insights, premium audits, and claims operations. Guidance assumes a moderating level of payroll increases into the future, moving away from the elevated levels observed post-COVID. Future reserve actions will remain data-dependent, with a full actuarial analysis scheduled for the second quarter to determine if favorable development should be recognized. Returned $83 million to shareholders in Q1 through dividends and the repurchase of 1.8 million shares at a 17% discount to book value. Completed a $125 million debt issuance at a weighted average pretax interest rate of 4.1% to support the company's recapitalization plan. The Board approved a new $125 million share repurchase authorization effective through late 2027, citing the stock as 'meaningfully undervalued.' Management noted that competitors in certain jurisdictions, including California, may have transitioned into 'cash flow underwriting' as they maintain a disciplined approach to...

RENO, Nev. (AP) — RENO, Nev. (AP) — Employers Holdings Inc. (EIG) on Wednesday reported profit of $10.2 million in its first quarter. The Reno, Nevada-based company said it had profit of 52 cents per share. Earnings, adjusted for non-recurring costs, came to 53 cents per share. The provider of workers-compensation insurance posted revenue of $207.6 million in the period. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on EIG at https://www.zacks.com/ap/EIG

Workers' compensation insurer Employers Holdings (NYSE:EIG) will be reporting results this Wednesday after market close. Here’s what to expect. Employers Holdings missed analysts’ revenue expectations last quarter, reporting revenues of $170.5 million, down 21.3% year on year. It was a satisfactory quarter for the company, with a beat of analysts’ EPS estimates but a significant miss of analysts’ revenue estimates. Is Employers Holdings a buy or sell going into earnings? Read our full analysis here, it’s free for active Edge members. This quarter, the market is expecting Employers Holdings’s revenue to grow 4.4% year on year, a reversal from the 9.2% decrease it recorded in the same quarter last year. The majority of analysts covering the company have reconfirmed their estimates over the last 30 days, suggesting they anticipate the business to stay the course heading into earnings. Employers Holdings has missed Wall Street’s revenue estimates multiple times over the last two years. Looking at Employers Holdings’s peers in the property & casualty insurance segment, some have already reported their Q1 results, giving us a hint as to what we can expect. Stewart Information Services delivered year-on-year revenue growth of 27.7%, beating analysts’ expectations by 4.7%, and First American Financial reported revenues up 16.2%, topping estimates by 2.4%. Stewart Information Services traded up 3.9% following the results while First American Financial was also up 3.5%. Read our full analysis of Stewart Information Services’s results here and First American Financial’s results here. There has been positive sentiment among investors in the property & casualty insurance segment, with share prices up 6.7% on average over the last month. Employers Holdings is up 3.6% during the same time and is heading into earnings with an average analyst price target of $46 (compared to the current share price of $42.56). ONE MORE THING: 3 Hidden Platforms Growing 3X Faster than Amazon, Google, and PayPal. Amazon, Google, and Meta all followed the same playbook: Dominate an ignored market. Build an unbeatable moat. Scale until you’re unstoppable. These three platforms are running that exact playbook right now. The early investors in Amazon made fortunes. The early investors in these could do the same. Get All 3 Stocks Here for FREE.

RENO, Nev., March 20, 2026 (GLOBE NEWSWIRE) -- Employers Holdings, Inc. (the “Company”) (NYSE:EIG) today announced that it will release its first quarter 2026 financial results after market close on Wednesday, April 29, 2026, after which these materials will be available on the Company’s website at www.employers.com through the “Investors” link. Conference Call Details The Company will then review these financial results via a conference call and webcast on Thursday, April 30, 2026, at 11:00 a.m. ET / 8:00 a.m. PT. To participate in the live conference call, you must first register here. Once registered you will receive dial-in numbers and a unique PIN number. The webcast will be accessible on the Company’s website at www.employers.com through the “Investors” link. An archived version of the webcast will be accessible on the Company’s website following the live call. About EMPLOYERS Employers Holdings, Inc. (NYSE: EIG), is a holding company with subsidiaries that are specialty providers of workers’ compensation insurance, excess workers’ compensation, and related services (collectively “EMPLOYERS®”) focused on small and mid-sized businesses engaged in lower hazard industries with its guaranteed cost product and self-insured enterprises with its excess workers’ compensation product. EMPLOYERS leverages over a century of experience to deliver comprehensive coverage solutions that meet the unique needs of its customers. Drawing from its long history and extensive knowledge, EMPLOYERS empowers businesses by protecting their most valuable asset – their employees – through exceptional claims management, loss control, and risk management services, to help businesses create safer work environments. EMPLOYERS is also proud to offer Cerity®, which is focused on providing digital-first, direct-to-consumer workers’ compensation insurance solutions with fast and affordable coverage options through a user-friendly online platform. EMPLOYERS operates throughout the United States, apart from four states that are served exclusively by their state funds. Workers’ Compensation insurance is offered through Employers Insurance Company of Nevada, Employers Compensation Insurance Company, Employers Preferred Insurance Company, Employers Assurance Company, and Cerity Insurance Company, and Excess Workers’ Compensation is offered through Employers Assurance Company. Each of EMPLOYER...

California cumulative trauma (CT) claims remain Employers’ primary underwriting challenge; the company has raised rates and tightened underwriting in California, expects these actions to improve profitability but likely reduce written premium in 2026, and says CT frequency slowed in 2025 yet remains elevated. Q4 results showed gross premiums written fell 11% to $156.8 million while losses and LAE rose 18.7% to $134.4 million and adjusted net income dropped to $14.5 million from $28.7 million; an investment rebalancing increased portfolio yield by 40 bps but produced a $40 million after-tax realized loss that reduced net income and adjusted book value per share. Management emphasized shareholder returns and growth initiatives, returning $215 million via repurchases and dividends in 2025 and continuing buybacks while calling the stock “meaningfully undervalued,” and is cutting expenses through AI deployments and launching a new excess workers’ compensation product that it expects could target a mid-80s combined ratio and about 10% of written premium over 4–7 years. Interested in Employers Holdings Inc? Here are five stocks we like better. Employers (NYSE:EIG) used its fourth-quarter 2025 earnings call to detail steps it is taking to address elevated claim frequency tied to California cumulative trauma (CT) filings, while highlighting capital returns, expense management initiatives, and the rollout of a new excess workers’ compensation product. Chief Executive Officer Kathy Antonello said the elevated frequency of California CT claims remains a California-specific issue, noting that claim frequency in other states and within non-CT claims in California “continues to trend favorably.” Antonello said the company recognized early that the CT environment was creating a hard market in California and responded with rate increases and tightened underwriting restrictions on several classes of business. → Gold and Silver Pulled Back—Here’s Why the Bull Case Is Intact Antonello added that while the company believes legislative reform may eventually become more difficult for the state to ignore, Employers is “not waiting” for it. She cautioned that the pricing and underwriting actions in California—along with steps being taken elsewhere—are expected to strengthen underwriting profitability but are also “likely to reduce written premium in 2026.” In the Q&A, Antonello said...

This article first appeared on GuruFocus. Gross Premiums Written: $156.8 million, a decrease of 11% from the prior year quarter. Losses and LAE: $134.4 million, an increase of 18.7% from the previous year. Commission Expense: $25.8 million, up 5.7% from the prior year. Underwriting Expenses: $39.8 million, a decrease of 10% from the previous year. Net Investment Income: $31.4 million, an increase of 17.6% from the prior year. Adjusted Net Income: $14.5 million, down from $28.7 million last year. Share Repurchases: 2.4 million shares repurchased at an average price of $40.94 per share, totaling $97 million. Book Value Per Share: Increased by 11% to $51.31. Expense Ratio: Reduced by 180 basis points to 21.7% in 2025. Dividend: Declared a quarterly dividend of $0.32 per share. Warning! GuruFocus has detected 5 Warning Sign with EIG. Is EIG fairly valued? Test your thesis with our free DCF calculator. Release Date: February 20, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Employers Holdings Inc (NYSE:EIG) has implemented rate increases and tightened underwriting restrictions in response to the elevated frequency of California cumulative trauma claims, which is expected to strengthen underwriting profitability. The company's Small Commercial franchise maintained strong retention rates throughout 2025, indicating successful investments in automation and ease of use. Employers Holdings Inc (NYSE:EIG) launched a new Excess Workers' Compensation product, expanding its capabilities and diversifying its risk profile, with strong early market response. The company returned $215 million to stockholders through share repurchases and regular quarterly dividends in 2025, reflecting confidence in its financial position. Employers Holdings Inc (NYSE:EIG) achieved an 11% increase in book value per share, supported by disciplined underwriting, prudent risk management, and strategic investments. Gross premiums written decreased by 11% compared to the prior year quarter, primarily due to a decrease in new business writings and lower final audit premiums. Losses in LAE increased by 18.7% compared to the previous year, driven by an increase in the accident year 2025 selected loss and LAE ratio. The company anticipates reduced written premium in 2026 due to California-specific pricing and underwriting actions. The sale of...

RENO, Nev. (AP) — RENO, Nev. (AP) — Employers Holdings Inc. (EIG) on Thursday reported a loss of $23.4 million in its fourth quarter. On a per-share basis, the Reno, Nevada-based company said it had a loss of $1.06. Earnings, adjusted for non-recurring costs, came to 66 cents per share. The provider of workers-compensation insurance posted revenue of $170.5 million in the period. For the year, the company reported profit of $10.8 million, or 46 cents per share. Revenue was reported as $858.7 million. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on EIG at https://www.zacks.com/ap/EIG

Employers Holdings (EIG) came out with quarterly earnings of $0.66 per share, beating the Zacks Consensus Estimate of $0.41 per share. This compares to earnings of $1.15 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +60.98%. A quarter ago, it was expected that this provider of workers-compensation insurance would post earnings of $0.61 per share when it actually produced a loss of $1.1, delivering a surprise of -280.33%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Employers Holdings, which belongs to the Zacks Insurance - Accident and Health industry, posted revenues of $170.5 million for the quarter ended December 2025, missing the Zacks Consensus Estimate by 21.24%. This compares to year-ago revenues of $216.6 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Employers Holdings shares have lost about 2.3% since the beginning of the year versus the S&P 500's gain of 0.5%. While Employers Holdings has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Employers Holdings was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near...