EGBN

Our analysts just identified a stock with the potential to be the next Nvidia. Tell us how you invest and we'll show you why it's our #1 pick. Tap here. New CEO Stephen Curley has initiated a 'field-first' approach to asset quality, personally visiting nearly all special mention and substandard relationships over $7 million to validate resolution plans. The bank is shifting from a loan-led growth model to a funding-first strategy, prioritizing the acquisition of relationship-based core deposits before expanding the loan portfolio. Commercial Real Estate (CRE) concentration risk is being actively reduced, with the CRE concentration ratio falling to 268%, well below the 300% regulatory threshold. Operating performance improvements are being driven by a 24% year-over-year growth in C&I loans, which management attributes to strategic talent acquisition and a strong reputation for service. Management is executing a deliberate reduction in higher-cost wholesale funding, replacing $301.5 million in brokered deposits with more stable, lower-cost relationship deposits. Efficiency gains were realized through lower FDIC insurance expenses and reduced costs associated with loan dispositions, leading to an improved efficiency ratio of 60.2%. Management expects to 'arrest the decline' of the balance sheet in the second half of 2026, with a planned return to a growth footing in 2027. Net Interest Margin (NIM) is projected to expand in the second half of the year, supported by continued funding optimization and less reliance on brokered time deposits. Provision for credit losses and charge-offs are expected to be lower in the second half of 2026 compared to the elevated levels seen in the first half. The bank is actively recruiting a new Chief Credit Officer and Chief Human Resource Officer to strengthen the leadership bench and risk discipline. C&I loan growth is expected to normalize to a high single-digit or low double-digit range as the bank focuses on primary new relationships rather than participations. Net charge-offs were $47.9 million during the quarter, with $18.5 million of that total resulting from loans being transferred from held for investment to held for sale. A $21.4 million provision for credit losses was entirely attributed to disposition activities during the quarter, reflecting the bank's effort to maintain appropriate reserve coverage as credits migrate through the risk rating process. The bank maintains a conservative $40 million specific reserve for its income-producing office portfolio to address ongoing sector-specific headwinds. A 30-89 day past due spike of $26.1 million was largely attributed to a single $35.4 million loan that has since been paid off in full. One stock. Nvidia-level potential. 30M+ investors trust Moby to find it first. Get the pick. Tap here. Management clarified that the majority of charge-offs resulted from the 'held for sale' disposition strategy rather than organic deterioration. One specific office loan currently on non-accrual also contributed to the charge-off total as part of a restructuring and resolution plan. CEO Curley emphasized that the bank will not 'shrink to greatness' and plans to resume CRE lending with a disciplined credit approach once asset quality stabilizes. The bank is shifting toward smaller loan sizes (e.g., three $30 million loans instead of one $90 million loan) to manage concentration risk. A $56 million multifamily loan in Prince George's County is expected to be restructured for a longer term to improve its risk profile. A large self-storage facility in Montgomery County currently in the criticized category is expected to be paid off in full by year-end. The bank has implemented a new incentive plan for the branch network and business bankers that is heavily weighted toward deposit acquisition. Management noted that while the bank is a high-cost payer, this provides more 'elasticity' to reduce costs as the mix shifts toward core deposits.

Interested in Eagle Bancorp, Inc.? Here are five stocks we like better. Q2 earnings fell sharply as Eagle Bancorp posted net income of $6.9 million, down from $14.7 million in the prior quarter, hurt by elevated credit costs, loan disposition activity, and a smaller earning-asset base. Asset quality improved but remains a key priority, with criticized/classified assets falling to $759.6 million and the CRE concentration ratio dropping to 268%, while the company continues to work through problem loans and maintain higher reserves. New CEO Steve Curley is focused on stabilizing the balance sheet and rebuilding growth by improving core deposits, strengthening capital and operations, and eventually returning the bank to disciplined loan growth, especially in C&I lending. Eagle Bancorp (NASDAQ:EGBN) reported lower second-quarter 2026 earnings as elevated credit costs and continued balance-sheet repositioning weighed on results, while the company’s new chief executive outlined priorities focused on asset quality, deposits, operating performance and capital. The Bethesda, Maryland-based bank holding company posted net income of $6.9 million, or $0.23 per diluted share, compared with $14.7 million in the previous quarter, Chief Financial Officer Eric Newell said on the company’s earnings call. Newell said the decline “primarily reflects elevated provision expense, a smaller interest-earning asset base, continued resolutions associated with addressing problem assets and strengthening the overall health of the balance sheet.” → Could Truth API Become Trump Media’s First Meaningful Revenue Driver? Steve Curley, who joined Eagle Bancorp as president and chief executive three weeks before the call, said his immediate focus is on disciplined execution and improving confidence in the franchise. “Investors are looking for results, not promises,” Curley said. “You’ll judge us by what we do, not what we say, and that’s exactly how we intend to earn your confidence.” → 3 Photonics Companies Making Quantum Tech Possible Management repeatedly emphasized that troubled credits have been identified and are being actively managed. Newell said the company’s approach is to “recognize problems early, reserve adequately, pursue resolution, and maximize recovery.” Credit metrics improved in several areas during the quarter. Eagle’s commercial real estate concentration ratio declined to 268% at quarter-end from 295% in the prior quarter, moving further below the 300% threshold. Its acquisition, development and construction concentration ratio ended the quarter at 66%. → AeroVironment’s Stock Is Down, But Drone Demand Is Taking Off Criticized and classified assets, including substandard, special mention and held-for-sale loans, fell by about $34.5 million during the quarter to $759.6 million at June 30, compared with $794.1 million at March 31. Newell said those balances have declined more than 30% from their peak in the third quarter of 2025. As a percentage of Tier 1 capital and allowance for credit losses, criticized and classified assets declined to 58.1% at quarter-end, compared with 65.7% at year-end 2025. The company reported approximately $216 million of downgrade activity during the quarter, including $102 million tied to multifamily loans. Newell said three loans represented all of the multifamily downgrade activity, including $35 million that paid off after quarter-end. The remaining two loans, totaling $64 million, are undergoing restructuring, with “no future losses anticipated,” he said. Nonperforming loans declined to $111.1 million, or 1.68% of total loans. Provision for credit losses totaled $21.4 million, and net charge-offs were $47.9 million. Newell said the provision was tied to disposition activity during the quarter, while $18.5 million of charge-offs were associated with loans transferred from held for investment to held for sale. The allowance for credit losses ended the quarter at $121.1 million, or 1.83% of total loans. Newell said about $40 million of reserves were allocated specifically to the bank’s income-producing office portfolio. Curley said he has personally visited almost all special mention and substandard relationships greater than $7 million, along with several larger watch relationships. “What I found was not a portfolio full of surprises,” he said. “I found a portfolio with known issues, active resolution plans, and teams focused on executing against them.” Eagle continued to reduce its commercial real estate exposure. Newell said CRE loans declined by $1.7 billion year-over-year, while deposits associated with that portfolio fell by only $152 million. That improved the CRE portfolio deposit funding ratio to 36%, up from 27% a year earlier. Period-end deposits declined $406.4 million from the prior quarter, driven mainly by lower savings, money market and brokered time deposits. Brokered deposits fell $301.5 million as Eagle reduced reliance on higher-cost wholesale funding. Noninterest-bearing deposits increased to $1.56 billion, up 5.2% from the prior quarter. Net interest income declined $1.3 million to $62.4 million, reflecting CRE payoffs and a smaller average earning-asset base, partially offset by improved funding mix. Net interest margin expanded five basis points to 2.52%. Curley said one of his major priorities is improving the bank’s funding profile and building relationship-based core deposits before returning to stronger loan growth. “Too often, banks start by growing loans and then figuring out how to fund them,” he said. “We’ll take the opposite approach.” Pre-provision net revenue increased $1.4 million from the prior quarter to $29.1 million. Noninterest expense declined $4.7 million to $44 million, mainly because of lower FDIC insurance expense tied to improved risk and performance metrics and reduced expenses related to loan dispositions. The efficiency ratio improved to 60.2% from 63.8% in the prior quarter. Newell said year-to-date pre-provision net revenue to average assets was about 109 basis points, an improvement from 2025 and a step toward the company’s intermediate target of roughly 150 basis points. For 2026, management revised its outlook for average deposits, average loans and average earning assets to reflect first-half reductions, but Newell said the revisions do not assume continued declines in the second half. The bank narrowed its net interest margin outlook to 2.6% to 2.7% and improved its noninterest expense outlook to a decline of 7% to 11% year-over-year. Eagle continues to expect noninterest income growth of 15% to 25% for the year. Management pointed to commercial and industrial lending as an area of momentum. Newell said C&I loans increased 24% year-over-year, with diversified production and strong credit quality. Evelyn Lee, chief C&I lending officer, said the bank has benefited from its reputation in the Washington metropolitan area and from hiring experienced bankers. Looking ahead, she said normalized C&I growth would likely be in the “high single digits, low double digits.” Lee said the C&I strategy is focused on new primary relationships rather than participations, with treasury management growth serving as an indicator of deeper client relationships. She said typical C&I relationships are generally between $5 million and $10 million in exposure, while new production can range from about $7 million to $15 million or $20 million. In commercial real estate, Ryan Riel, chief real estate lending officer, said the bank expects to stabilize balances in the second half of 2026 but does not expect growth before year-end. Curley added that the company aims to “arrest the decline in the balance sheet” in the back half of the year and return to a growth footing in 2027. Curley said capital is another area under review, though he did not provide specific targets or potential actions. He described capital as “a strategic asset” and said the company is evaluating capital levels, flexibility and ways to create long-term shareholder value. He also said Eagle is recruiting a new chief credit officer and beginning the search for a chief human resources officer following a planned retirement. The bank plans to continue investing in technology, processes and capabilities while remaining disciplined on expenses. Asked by analysts about the most immediate opportunity at Eagle, Curley said the key task is stopping the balance-sheet decline. “I’ve never seen a bank shrink to greatness,” he said. He added that the company has opportunities to resume disciplined CRE lending, expand business banking and improve branch productivity. Curley closed the call by saying his objective is not to remake the company, but to strengthen it. “My objective isn’t to create a different EagleBank,” he said. “It’s to build a stronger EagleBank.” Eagle Bancorp, Inc is the bank holding company for EagleBank, a commercial bank headquartered in Bethesda, Maryland. Since its founding in 1998, the company has focused on serving businesses and consumers in the Washington, DC metropolitan area. EagleBank operates a network of full-service branches and commercial banking centers, providing personalized financial solutions to corporate, nonprofit, real estate and individual clients. The company's product portfolio includes commercial real estate lending, construction and land development financing, small business administration (SBA) loans, commercial and industrial credit facilities, and residential mortgage loans. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. The article "Eagle Bancorp Q2 Earnings Call Highlights" was originally published by MarketBeat. View MarketBeat's top stocks for July 2026.

This article first appeared on GuruFocus. Net Income: $6.9 million or $0.23 per diluted share, down from $14.7 million the previous quarter. Provision for Credit Losses: $21.4 million during the quarter. Allowance for Credit Losses: $121.1 million or 1.83% of total loans. Net Interest Income: $62.4 million, a decline of $1.3 million from the previous quarter. Pre-Provision Net Revenue: $29.1 million, an improvement of $1.4 million from the prior quarter. Efficiency Ratio: 60.2%, compared to 63.8% in the prior quarter. Net Interest Margin: Expanded 5 basis points to 2.52%. Non-Interest Expense: Declined by $4.7 million to $44 million. Non-Interest-Bearing Deposits: Increased to $1.56 billion, a 5.2% increase from the prior quarter. C&I Loans: Up by 24% year over year. CRE Portfolio Deposit Funding Ratio: Improved to 36% from 27% a year ago. Criticized and Classified Assets: Declined by approximately $34.5 million during the quarter to $759.6 million. Non-Performing Loans: Declined to $111.1 million or 1.68% of total loans. Net Charge-Offs: Totaled $47.9 million during the quarter. Forecast for 2026: Net interest margin outlook narrowed to 2.6% to 2.7%; non-interest expense expected to decline 7 to 11% year over year. Warning! GuruFocus has detected 5 Warning Sign with EGBN. Is EGBN fairly valued? Test your thesis with our free DCF calculator. Release Date: July 23, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Eagle Bancorp Inc (NASDAQ:EGBN) reported net income of $6.9 million, demonstrating positive earnings despite challenges. The company has made significant progress in reducing criticized and classified assets, with a decline of over 30% from their peak. C&I loans have shown strong growth, up by 24% year over year, indicating a robust pipeline of new relationships. The net interest margin expanded by 5 basis points to 2.52%, driven by improved funding mix and reduced reliance on brokered deposits. Eagle Bancorp Inc (NASDAQ:EGBN) has a strong capital position, providing flexibility for future growth and strategic initiatives. Net income declined from the previous quarter, primarily due to elevated provision expenses and a smaller interest-earning asset base. The allowance for credit losses remains high at 1.83% of total loans, reflecting ongoing challenges in the loan portfolio. Non-performing loans are still significant at 1.68% of total loans, indicating ongoing asset quality issues. The company experienced a decline in total deposits by $406.4 million, driven by reductions in savings, money market, and brokered time deposits. Provision for credit losses was elevated at $21.4 million, highlighting the need for continued focus on asset quality and resolution strategies. Q: Can you provide more detail on the makeup of the charge-offs in the quarter? It seems like the majority came from outside the office portfolio. A: The majority of charge-offs were related to disposition strategies. When assets are transferred from held for investment to held for sale, it results in a charge-off. Additionally, there was a charge-off related to a loan currently on non-accrual status. The loan in question was an office loan. Q: What are your thoughts on the trajectory of charge-offs beyond this year? Is there a normalized level you expect to return to? A: As the criticized and classified portfolio declines, so will charge-offs and non-accrual loans. While it's not linear, the expectation is that as the overall portfolio gets smaller, the incidence of charge-offs will decrease. Q: Is the bank still on track to stabilize balances and return to growth in the second half of the year? A: We are confident in stabilizing balances through the back half of the year. Growth is not expected in the second half of this year, but we aim to return to a growth footing in 2027. Q: What is the most immediate opportunity during the turnaround at Eagle Bank? A: The immediate opportunity is to arrest the decline in the balance sheet. We aim to start booking real estate loans again and focus on building business banking through the branch network. Q: How are new inflows and account openings in C&I deposits progressing? A: We have seen strong positive trends in new primary relationship additions, contributing to a 14% year-over-year growth in deposits. Treasury management revenue growth also indicates new account openings and primary relationships. For the complete transcript of the earnings call, please refer to the full earnings call transcript.

Eagle Bancorp (EGBN) came out with quarterly earnings of $0.23 per share, missing the Zacks Consensus Estimate of $0.33 per share. This compares to a loss of $2.3 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -30.30%. A quarter ago, it was expected that this bank holding company would post earnings of $0.28 per share when it actually produced earnings of $0.48, delivering a surprise of +71.43%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Eagle Bancorp, which belongs to the Zacks Banks - Northeast industry, posted revenues of $73.11 million for the quarter ended June 2026, missing the Zacks Consensus Estimate by 1.93%. This compares to year-ago revenues of $74.19 million. The company has topped consensus revenue estimates just once over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Eagle Bancorp shares have added about 27.3% since the beginning of the year versus the S&P 500's gain of 9.7%. While Eagle Bancorp has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Eagle Bancorp was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $0.45 on $77.04 million in revenues for the coming quarter and $1.79 on $306.62 million in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Banks - Northeast is currently in the top 36% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. S&T Bancorp (STBA), another stock in the same industry, has yet to report results for the quarter ended June 2026. The results are expected to be released on July 23. This holding company for S&T Bank is expected to post quarterly earnings of $0.92 per share in its upcoming report, which represents a year-over-year change of +10.8%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. S&T Bancorp's revenues are expected to be $104.54 million, up 4.5% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Eagle Bancorp, Inc. (EGBN) : Free Stock Analysis Report S&T Bancorp, Inc. (STBA) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

For the quarter ended June 2026, Eagle Bancorp (EGBN) reported revenue of $73.11 million, down 1.5% over the same period last year. EPS came in at $0.23, compared to -$2.30 in the year-ago quarter. The reported revenue represents a surprise of -1.93% over the Zacks Consensus Estimate of $74.55 million. With the consensus EPS estimate being $0.33, the EPS surprise was -30.3%. While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determine their next move, some key metrics always offer a more accurate picture of a company's financial health. Since these metrics play a crucial role in driving the top- and bottom-line numbers, comparing them with the year-ago numbers and what analysts estimated about them helps investors better project a stock's price performance. Here is how Eagle Bancorp performed in the just reported quarter in terms of the metrics most widely monitored and projected by Wall Street analysts: Efficiency Ratio: 60.2% versus the three-analyst average estimate of 64.8%. Net Interest Margin: 2.5% compared to the 2.5% average estimate based on three analysts. Average Balance - Total interest earning assets: $9.94 billion compared to the $10.42 billion average estimate based on two analysts. Total noninterest income: $10.76 million compared to the $9.08 million average estimate based on three analysts. Net Interest Income: $62.35 million versus $65.47 million estimated by three analysts on average. Service charges on deposits: $1.73 million compared to the $1.81 million average estimate based on two analysts. Other income: $0.8 million versus $1.64 million estimated by two analysts on average. Increase in the cash surrender value of bank owned life insurance: $5.67 million compared to the $5.42 million average estimate based on two analysts. View all Key Company Metrics for Eagle Bancorp here>>> Shares of Eagle Bancorp have returned -3.5% over the past month versus the Zacks S&P 500 composite's +0.3% change. The stock currently has a Zacks Rank #3 (Hold), indicating that it could perform in line with the broader market in the near term. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Eagle Bancorp, Inc. (EGBN) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

BETHESDA, Md., July 22, 2026 (GLOBE NEWSWIRE) -- Eagle Bancorp, Inc. ("Eagle" or the "Company") (NASDAQ: EGBN), the Bethesda-based holding company for EagleBank (the "Bank"), one of the largest community banks in the Washington D.C. area, reported its unaudited results for the second quarter ended June 30, 2026. Eagle reported net income of $6.9 million or $0.23 per share for the second quarter 2026, compared to $14.7 million or $0.48 per share for the first quarter of 2026. This $7.8 million decrease in net income is primarily due to $8.1 million higher provision for credit losses, compared to the prior quarter. In the second quarter, net interest income decreased $1.3 million, noninterest income decreased $1.9 million, while noninterest expense decreased $4.7 million. Pre-provision net revenue ("PPNR")1 improved in the second quarter to $29.1 million compared to $27.7 million for the prior quarter reflecting lower noninterest expense, partially offset by lower net interest income and noninterest income. "Although I joined Eagle recently, it is clear that the organization has made significant progress in strengthening its balance sheet, reducing risk, and positioning the Company for the future. I am excited to work alongside our talented team to build on that momentum.  My initial focus is centered on listening to our clients, employees, and shareholders to better understand how we can further strengthen our franchise. Our goal is to develop and execute a disciplined strategy that effectively manages risk, delivers consistent profitability, and creates long-term value for our shareholders," said Steve Curley, president and chief executive officer of the Company. "We continued to make progress on our strategic priorities during the quarter with improving asset quality, expanding net interest margin and stronger pre-provision net revenue performance. While higher provision expense and commercial real estate payoffs impacted reported earnings, net interest margin expanded five basis points during the quarter as we continued reducing our reliance on higher-cost brokered funding," said Eric Newell, senior executive vice president and chief financial officer of the Company. Additionally, the Company is announcing today a cash dividend in the amount of $0.01 per share. The cash dividend will be payable on August 17, 2026 to shareholders of record on August 6, 2026. ____________________1 A reconciliation of non-GAAP financial measures and the nearest GAAP measures is provided in the GAAP  Reconciliation to Non-GAAP Financial Measures tables that accompany this document. Second Quarter of 2026 Key Elements The Company announces today the declaration of a common stock dividend of $0.01 per share. Total C&I loans (including owner-occupied) increased $83.2 million or 2.59%, and C&I deposits decreased $108.9 million, or 5.90% from the previous quarter reflecting timing dynamics rather than underlying relationship attrition. Year-over-year period end C&I deposit growth totaled $216.9 million or 14.28%. As of the current quarter-end, the Company's CRE concentration ratio was 267.6% compared to 295.1% the prior quarter. ADC concentration was 66.2% compared to 75.7% in the prior quarter. The ACL as a percentage of total loans was 1.83% at quarter-end; down from 2.12% at the prior quarter-end. Performing office coverage2 was 7.22% at quarter-end; as compared to 7.39% at the prior quarter-end, primarily due to a decrease in the qualitative reserve for CRE office loans (“office overlay”) as the CRE office portfolio decreased. Non-performing assets decreased by $17.7 million to $113.1 million as of June 30, 2026, representing 1.17% of total assets, compared to $130.8 million, representing 1.31% of total assets as of March 31, 2026. During the quarter, non-performing loan inflows totaled $36.0 million. Reductions of $53.7 million reflected underlying collateral liquidations and sales of loans. Including loans held for sale, substandard and special mention loans totaled $759.6 million at June 30, 2026, compared to $794.1 million in the prior quarter. Substandard and special mention loans held for sale totaled $25.6 million and $55.7 million at June 30, 2026 and March 31, 2026, respectively. Annualized quarterly net charge-offs for the second quarter of 2026 were 2.78% compared to 1.46% for the first quarter of 2026. Charge offs during the quarter were elevated primarily due to disposition activities related to classified assets. The net interest margin ("NIM") increased to 2.52% for the second quarter of 2026, compared to 2.47% for the prior quarter, primarily driven by improved funding mix as reduced brokered deposit usage lowered cost of funds. This improvement was partially offset by lower interest income from declines in average cash and loan balances. At quarter-end, the common equity ratio, tangible common equity ratio1, and common equity tier 1 capital (to risk-weighted assets) ratio were 11.91%, 11.91%, and 14.58%, respectively. Total estimated insured deposits decreased at quarter-end to $5.9 billion, representing 72.3% of deposits, compared to $6.4 billion, or 74.2% in the prior quarter. This decrease was primarily due to lower balances in money market accounts and time deposits, as well as reduced usage of brokered deposits. Total on-balance sheet liquidity and available capacity was $4.2 billion, compared to $2.3 billion in uninsured deposits, resulting in a coverage ratio of over 183%. ____________________1 A reconciliation of non-GAAP financial measures and the nearest GAAP measures is provided in the GAAP   Reconciliation to Non-GAAP Financial Measures tables that accompany this document.2 Calculated as the ACL attributable to loans collateralized by performing office properties as a percentage of total office loans. Income Statement Net interest income was $62.4 million for the second quarter of 2026, compared to $63.7 million for the prior quarter. Both interest income and interest expense declined during the quarter, reflecting the impact of declining average interest-earning balances and a reduction in higher cost brokered deposits. Provision for credit losses was $21.4 million for the second quarter of 2026, compared to $13.4 million for the prior quarter. The increase was primarily driven by execution of the Bank's problem asset resolution strategy, partially offset by a decline in the qualitative reserve. Net charge-offs were $47.9 million for the quarter compared to $26.0 million in the first quarter of 2026. The provision related to the reserve for unfunded commitments was $8 thousand, compared to a reversal of $1.8 million in the prior quarter. Noninterest income was $10.8 million for the second quarter of 2026, a decrease of $1.9 million, compared to $12.7 million for the prior quarter. In the current quarter, gain on the sale of loans totaled $2.3 million as compared to a gain on sale of loans in the prior quarter of $3.6 million. Noninterest expense was $44.0 million for the second quarter of 2026, compared to $48.7 million for the prior quarter. The decrease over the prior quarter was primarily due to a $2.1 million reduction in FDIC insurance expense driven by improved performance and risk metrics, and a decrease in expenses related to loan dispositions. Income tax expense was $0.7 million for the second quarter of 2026, compared to a $1.3 million expense for the prior quarter. The decrease in income tax expense was primarily due to lower pre-tax income during the second quarter of 2026. Loans and Funding Total loans, including loans held for sale, were $6.7 billion at June 30, 2026, a decrease of 4.6% from the prior quarter-end. The decrease in total loans was primarily driven by declines in income-producing real estate loans, partially offset by an increase in commercial and industrial loans. Total deposits at quarter-end were $8.2 billion, down $0.4 billion, or 4.7%, from the prior quarter-end. Of the quarter-over-quarter decline, brokered deposits represents $301.5 million. The decrease was primarily driven by lower balances in savings and money market accounts and brokered time deposits. Deposits decreased $934.5 million compared to June 30, 2025. Asset Quality Allowance for credit losses was 1.83% of total loans held for investment at June 30, 2026, compared to 2.12% at the prior quarter-end. Performing office coverage was 7.22% at quarter-end; as compared to 7.39% at the prior quarter-end, primarily due to a decrease in the qualitative reserve for office overlay as the CRE office portfolio decreased. Net charge-offs were $47.9 million for the quarter, compared to $26.0 million in the first quarter of 2026. This increase was primarily associated with disposition activities related to classified assets. Non-performing assets ("NPAs") were $113.1 million at June 30, 2026. Capital Total shareholders' equity was $1.2 billion at June 30, 2026, up 0.5% from the prior quarter-end. The increase in shareholders' equity of $5.2 million was primarily due to quarterly income that increased capital. Book value per share and tangible book value per share3 were $37.73 and $37.73, an increase of 0.5% from the prior quarter-end. ____________________3 A reconciliation of non-GAAP financial measures and the nearest GAAP measures is provided in the GAAP   Reconciliation to Non-GAAP Financial Measures tables that accompany this document. Additional financial information: The financial information that follows provides more detail on the Company's financial performance for the three months ended June 30, 2026 as compared to the three months ended March 31, 2026 and June 30, 2025, as well as eight quarters of trend data. Persons wishing additional information should refer to the Company's Annual Report on Form 10-K for the year ended December 31, 2025, and other reports filed with the SEC. About Eagle Bancorp: The Company is the holding company for EagleBank, which commenced operations in 1998. The Bank is headquartered in Bethesda, Maryland, and operates through twelve banking offices and four lending offices located in Suburban Maryland, Washington, D.C. and Northern Virginia. The Company focuses on building relationships with businesses, professionals and individuals in its marketplace, and is committed to a culture of respect, opportunity, belonging, and inclusion in both its workplace and the communities in which it operates. Conference call: Eagle Bancorp will host a conference call to discuss its second quarter of 2026 financial results on Thursday, July 23, 2026 at 10:00 a.m. Eastern Time. The listen-only webcast can be accessed at: https://edge.media-server.com/mmc/p/jdnqw6c5/ For analysts who wish to participate in the conference call, please register at the following URL:https://register-conf.media-server.com/register/BIa8e0958131fb45c88951e0437669e334 A replay of the conference call will be available on the Company's website through Thursday, August 6, 2026: https://www.eaglebankcorp.com/ Forward-looking statements: This press release contains forward-looking statements within the meaning of the Securities Exchange Act of 1934, as amended, including statements of goals, intentions, and expectations as to future trends, plans, events, financial condition, asset quality or results of Company operations and policies and regarding general economic conditions. In some cases, forward-looking statements can be identified by use of words such as "may," "will," "can," "anticipates," "believes," "expects," "plans," "strategy," "estimates," "potential," "continue," "should," "could," "strive," "feel" and similar words or phrases. These statements are based upon current and anticipated economic conditions, nationally and in the Company's market (including reductions in the size of the federal government workforce; changes in government spending; the economic effects of an extended government shutdown; the proposal, announcement or imposition of tariffs; volatility in interest rates and interest rate, monetary and fiscal policy; inflation levels; competitive factors; our ability to access cost-effective funding) and other conditions (such as the impact of bank failures, credit losses or adverse developments at other banks and related negative press about the banking industry in general on investor and depositor sentiment regarding the stability and liquidity of banks), which by their nature are not susceptible to accurate forecast and are subject to significant uncertainty. Because of these uncertainties and the assumptions on which this discussion and the forward-looking statements are based, actual future operations and results in the future may differ materially from those indicated herein. For details on factors that could affect these expectations, see the risk factors and other cautionary language included in the Company's Annual Report on Form 10-K for the year ended December 31, 2025 and in other periodic and current reports filed with the SEC, including the Company's Quarterly Reports on Form 10-Q. Readers are cautioned against placing undue reliance on any such forward-looking statements. The Company's past results are not necessarily indicative of future performance. All information is as of the date of this press release. Any forward-looking statements made by or on behalf of the Company speak only as to the date they are made. Except to the extent required by applicable law or regulation, the Company undertakes no obligation to revise or update publicly any forward-looking statement for any reason. Tangible common equity, tangible common equity to tangible assets (the "tangible common equity ratio"), tangible book value per common share, average tangible common equity, and the annualized return on average tangible common equity are non-GAAP financial measures derived from GAAP based amounts. The Company calculates the tangible common equity ratio by excluding the balance of intangible assets from common shareholders' equity, or tangible common equity, and dividing by tangible assets. The Company calculates tangible book value per common share by dividing tangible common equity by common shares outstanding, as compared to book value per common share, which the Company calculates by dividing common shareholders' equity by common shares outstanding. The Company calculates the annualized return on average tangible common equity ratio by dividing net income available to common shareholders by average tangible common equity, which is calculated by excluding the average balance of intangible assets from the average common shareholders' equity. The Company considers this information important to shareholders as tangible equity is a measure that is consistent with the calculation of capital for bank regulatory purposes, which excludes intangible assets from the calculation of risk based ratios, and as such is useful for investors, regulators, management and others to evaluate capital adequacy and to compare against other financial institutions. Pre-provision net revenue is a non-GAAP financial measure calculated by subtracting noninterest expenses from the sum of net interest income and noninterest income. The Company considers this information important to shareholders because it illustrates revenue excluding the impact of provisions and reversals to the allowance for credit losses on loans. For the June 30, 2026 Earnings Presentation, click FINAL - 2Q2026 EGBN Earnings DECK. EAGLE BANCORP, INC.CONTACT:Eric R. Newell240.497.1796

BETHESDA, Md., July 08, 2026 (GLOBE NEWSWIRE) -- Eagle Bancorp, Inc. (the “Company”) (NASDAQ: EGBN), the Bethesda-based holding company for EagleBank, one of the largest community banks in the Washington D.C. area, today announced that it will host a teleconference call for the financial community on July 23, 2026, at 10:00 a.m. (EDT). On this call, Eagle Bancorp Inc.’s Chief Executive Officer Steve Curley and Chief Financial Officer Eric Newell will discuss earnings for the second quarter 2026 financial results. Those results will be released after the close of business on July 22, 2026. Interested parties will need to register at the below-noted URL in order to listen and participate in the call. Once a participant registers with a valid email, they will receive a dial-in phone number and unique PIN number which will be needed to access the call. The call will also be available live via webcast on the Company’s website, which is www.EagleBankCorp.com. A replay of the call will be available on the Company’s website through August 6, 2026.Participant Call Registration Link:Conference Registration Webcast Link: Eagle Bancorp 2nd Quarter 2026 Earnings Conference CallCaution About Forward-Looking StatementsThis press release contains forward-looking statements within the meaning of the Securities Exchange Act of 1934, as amended, including statements of goals, intentions, and expectations as to future trends, plans, events or results of Company operations and policies and regarding general economic conditions. These forward-looking statements are based on current expectations that involve risks, uncertainties, and assumptions. Because of these uncertainties and the assumptions on which the forward-looking statements are based, actual future operations and results in the future may differ materially from those indicated herein. Readers are cautioned against placing undue reliance on any such forward-looking statements. For details on factors that could affect these expectations, see the risk factors and other cautionary language included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2025, and other filings with the SEC. Except as required by law, the Company does not undertake to update forward-looking statements contained in this release. About Eagle Bancorp, Inc. and EagleBankEagle Bancorp, Inc. is the holding company for EagleBank, which commenced operations in 1998. EagleBank is headquartered in Bethesda, Maryland, and conducts full service commercial banking through 12 offices, located in Suburban, Maryland, Washington, D.C. and Northern Virginia. EagleBank focuses on building relationships with businesses, professionals and individuals in its marketplace. EagleBank ContactEric Newell, Chief Financial Officer, Eagle Bancorp, Inc.240.497.1796

Find winning stocks in any market cycle. Join 7 million investors using Simply Wall St's investing ideas for FREE. Eagle Bancorp is back in focus after analysts reset their fair value estimate from US$21.63 to US$29.90, giving investors a fresh reference point for thinking about the stock. This shift ties directly to recent research that reassesses valuation, earnings power, and execution risk to explain why the new fair value level may sit where it does. As the article continues, you will see how to track these evolving views and what to watch as the story around Eagle Bancorp develops. Stay updated as the Fair Value for Eagle Bancorp shifts by adding it to your watchlist or portfolio. Alternatively, explore our Community to discover new perspectives on Eagle Bancorp. Piper Sandler has been refining its view on Eagle Bancorp, most recently setting a US$30 price target in its Q2 earnings preview. This provides a concrete reference point for how at least one covering firm is framing the stock’s valuation and risk profile. Earlier research from Piper Sandler, along with a bullish initiation from Raymond James, signals that multiple firms see enough earnings power and balance sheet stability at Eagle Bancorp to justify formal coverage and updated target work. Piper Sandler’s Neutral rating, even alongside the US$30 target, points to a more cautious stance. This suggests the firm sees a balance of upside potential and execution or earnings risks for Eagle Bancorp at current levels. Do your thoughts align with the Bull or Bear Analysts? Perhaps you think there's more to the story. Head to the Simply Wall St Community to discover more perspectives! See how Eagle Bancorp's fair value stacks up across multiple valuation models — not just analyst targets. Fair value updated from US$21.63 to US$29.90 for Eagle Bancorp shares. Revenue growth assumption revised from a very large modeled rate of 371.58% to 172.33%. Net profit margin assumption updated from 37.66% to 40.43%. Future P/E multiple adjusted from 5.20x to 6.32x. Discount rate assumption moved from 6.96% to 7.11%. Narratives connect Eagle Bancorp’s business story to a set of concrete assumptions on earnings, risk, and fair value. They refresh as new information comes through, so you can see how the investment case evolves over time. Head over to the Simply Wall St Community and follow the Narrative on Eagle Bancorp to stay up to date on: How completion of the office credit cleanup and independent portfolio validation frame expectations for provisions and future profitability. The shift toward C&I lending, defense oriented government contractor relationships, and core insured deposits that underpin the revenue mix and funding profile. Key risks around commercial real estate and multifamily credit, funding mix improvements, and leadership transitions in credit and portfolio management. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned. Companies discussed in this article include EGBN. Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email [email protected]

This article first appeared on GuruFocus. Net Income: $14.7 million or $0.48 per diluted share, a significant improvement from the $2.4 million loss last quarter. Net Interest Income: Declined by $4.6 million to $63.7 million. Net Interest Margin (NIM): Expanded by nine basis points to 2.47%. Pre-Provision Net Revenue: Improved by $7 million to $27.7 million. Non-Interest Expense: Declined by $21.1 million to $48.7 million. Non-Interest Income: Increased to $12.7 million, supported by $3.6 million of gains on loan sales. Allowance for Credit Losses: Ended the quarter at $147.2 million, or 2.12% of total loans. Net Charge-Offs: Totaled $26 million, an increase of $13.7 million. Core Deposits: Grew by $240 million year-over-year. Brokered Deposits: Reduced by $921 million year-over-year. Capital Position: Tangible common equity to tangible assets at 11.51%; Tier 1 leverage at 10.63%; CET1 at 13.8%. Tangible Book Value Per Share: Increased by $0.30 to $37.56. Available Liquidity: Stands at $4.3 billion. Provision for Credit Losses: Totaled $13.4 million, a decline of $2.1 million from the prior quarter. Warning! GuruFocus has detected 6 Warning Signs with EGBN. Is EGBN fairly valued? Test your thesis with our free DCF calculator. Release Date: April 23, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Eagle Bancorp Inc (NASDAQ:EGBN) returned to profitability with a net income of $14.7 million, a significant improvement from the previous quarter's loss. The company expanded its net interest margins and delivered strong commercial and industrial (C&I) growth. Core deposits grew by $240 million year-over-year, indicating a strengthening funding base. The company made progress in reducing criticized and classified loans, with balances declining by $79.9 million in the quarter. Eagle Bancorp Inc (NASDAQ:EGBN) maintained a strong capital position, with tangible common equity to tangible assets at 11.51% and CET1 at 13.8%. Net interest income declined by $4.6 million due to accelerated CRE loan payoffs and lower average cash balances. Non-performing loans increased to $128.8 million, representing 1.86% of total loans. The company experienced $159.9 million of downgrades in the first quarter, indicating ongoing challenges in asset quality. Net charge-offs totaled $26 million, driven by loans moved to held-for-sale as part of resolution efforts. Provision for credit losses remained high at $13.4 million, reflecting the need for incremental reserves. Q: Can you discuss the trajectory of criticized and classified loans and whether you expect the pace of new inflows to slow down? A: Ryan Riel, Senior Executive Vice President and Chief Real Estate Lending Officer, mentioned that forecasting is challenging, but the goal is to continue reducing criticized and classified loans. Eric R. Newell, Chief Financial Officer, added that the commitment is to bring down these loans both in absolute terms and relative to loans and Tier 1 capital by year-end. Q: Are future loan disposals expected to come from outside the office portfolio? A: Ryan Riel stated that each case is evaluated individually, and management decides the best path forward. The tactic of loan disposals will continue to be used to maximize shareholder value. Q: What factors led to the decision to reduce the office reserve this quarter? A: Eric R. Newell explained that the decline in the allowance for credit losses (ACL) was primarily due to a reduction in substandard loans. The methodology applied to the office portfolio is both qualitative and quantitative, and the $60 million reserve is deemed appropriate. Q: Will the improvement in criticized and classified loans also apply to non-accrual loans? A: Eric R. Newell indicated that as the total portfolio of criticized and classified loans declines, the likelihood of loans flowing into non-accrual or charge-off will also decrease, leading to improvements in non-performing loans. Q: How are you managing the held-for-sale portfolio, and are loans being sold at expected valuations? A: Eric R. Newell mentioned that the process of transferring loans to held-for-sale has been largely successful, with gains and losses balancing out. Ryan Riel added that the office market has seen a substantial valuation decrease, affecting the sale prices relative to par. For the complete transcript of the earnings call, please refer to the full earnings call transcript.

Returned to profitability: Eagle Bancorp posted Q1 net income of $14.7 million ($0.48/share) versus a loss last quarter, with net interest margin expanding to 2.47% as funding mix improved while net interest income fell due to CRE payoffs and fewer days; pre-provision net revenue benefited from the absence of prior-quarter one-time charges. Credit-quality and resolution activity: Criticized/classified assets declined to $794.1 million and held-for-sale fell to $55.7 million (with $55.2 million under contract), but downgrades were elevated ($159.9 million), non-performing loans rose to $128.8 million, and net charge-offs increased to $26 million largely from targeted resolutions and sizable office loan losses. Funding, capital and outlook: Management intentionally reduced brokered deposits (down $921 million YoY) while core deposits grew $240 million, leaving $4.3 billion of liquidity and strong capital ratios (TCE/tangible assets 11.51%, CET1 13.8%); the bank maintained its 2026 guidance including a NIM target of 2.6–2.8% and expects further pre-provision earnings improvement. Interested in Eagle Bancorp, Inc.? Here are five stocks we like better. Eagle Bancorp (NASDAQ:EGBN) reported a return to profitability in the first quarter of 2026 as management highlighted continued balance sheet repositioning, improving funding mix, and ongoing efforts to resolve legacy credit issues. Chief Financial Officer Eric R. Newell said the company earned net income of $14.7 million, or $0.48 per diluted share, compared with a loss of $2.4 million in the prior quarter. President and CEO Susan Riel said the quarter reflected progress against near-term priorities, including “generating capital through earnings, diversifying the balance sheet across both assets and funding, and executing on the repositioning work we have been discussing with you over the past several quarters.” → Credo Stock Flashes Strong Bullish Signal—Upswing Just Starting Net interest income declined $4.6 million to $63.7 million, which Newell attributed primarily to accelerated commercial real estate (CRE) loan payoffs and lower average cash balances, partially offset by lower interest expense from reducing higher-cost brokered deposits. He also noted two fewer days in the quarter. Net interest margin expanded nine basis points to 2.47%, which Newell said was driven by improved funding mix as wholesale funding usage declined; he estimated roughly three basis points of pressure from loans moving to non-accrual and related interest reversals. Pre-provision net revenue was $27.7 million, up $7 million from the prior quarter. Newell said the improvement was driven largely by a $21.1 million decline in non-interest expense to $48.7 million, reflecting the absence of two fourth-quarter items: $14.7 million of expenses related to loan dispositions and a $10 million legal provision tied to the “probable and estimable resolution of a previously disclosed government investigation.” Non-interest income increased modestly to $12.7 million, supported by $3.6 million of gains on loan sales versus a $1.1 million loss in the prior quarter. → Allbirds Exits Shoes, Pivots to AI With NewBird Rebrand Management repeatedly emphasized that asset quality remains a top operational priority. “Reducing criticized and classified loans, resolving non-performing exposures, and strengthening the overall health of the portfolio remain the top operational priorities for this management team,” Newell said. On concentration metrics, Newell said the first quarter saw continued reductions in CRE and acquisition, development and construction (ADC) concentrations as expected payoffs, resolutions, and construction completions reduced concentration risk. The CRE concentration ratio declined to 295% at March 31, moving below the 300% threshold, while the ADC concentration ratio was 76%. → Amazon Stock Up 30%: Is AMZN Still a Buy Before Earnings? Criticized and classified assets (including substandard, special mention, and held-for-sale loans) declined by $79.9 million during the quarter to $794.1 million at March 31, compared with $874 million at year-end. As a percentage of Tier 1 capital, Newell said the balance represented 67.3% at quarter end, down from 74.6% at year-end and down from a peak of 90% as of Sept. 30, 2025. However, inflows into criticized and classified were elevated. Newell said downgrades totaled $159.9 million in the first quarter, higher than $89.3 million in the fourth quarter of 2025, though below the $445 million inflow in the third quarter of 2025. He attributed most of the quarter’s downgrades to three relationships: A Maryland multifamily project facing pressured net operating income due to tenant credit issues and re-leasing costs; Newell said the property has been reappraised and is not considered collateral dependent. A hotel relationship downgraded after 2025 financials showed lower occupancy; Newell said the company is updating the appraisal and working with the borrower on remediation. A single secured C&I relationship moved to special mention, where management said it does not currently expect a loss. Chief Lending Officer for Commercial Real Estate Ryan Riel said forecasting the pace of future inflows is “tough to do,” but reiterated the company’s commitment to reducing criticized and classified balances “on an absolute level as well as relative to loans and Tier 1 capital,” with expectations for “meaningful progress by year-end.” He and management also stressed that the regulatory definition of criticized and classified does not necessarily imply loss content. Non-performing loans increased to $128.8 million at March 31, up $21.9 million from the prior quarter, representing 1.86% of total loans. Newell said the provision for credit losses totaled $13.4 million, down $2.1 million from the prior quarter. The allowance for credit losses ended the quarter at $147.2 million, or 2.12% of total loans, including $60 million of reserves specifically against the income-producing office portfolio. Net charge-offs rose to $26 million, up $13.7 million, driven primarily by $11.6 million associated with loans moved to held for sale as part of targeted resolution efforts. Newell described the approach as “disciplined, relationship-by-relationship strategies to resolve legacy exposures,” adding that management often prefers to absorb near-term earnings impact rather than extend workouts. Early-stage delinquency improved, with Newell noting a $31.9 million decline in 30- to 89-day past due balances, which he called a “constructive signal” for the forward pipeline. Newell said the held-for-sale portfolio ended the quarter at $55.7 million, down from $90.7 million at year-end. He added that the company transferred three relationships from held for investment during the quarter to facilitate the sale of a fourth held-for-sale relationship, which he described as consistent with the strategy of resolving exposures while minimizing loss. Importantly, Newell said that of the $55.7 million held for sale at quarter end, $55.2 million was already under contract to be sold. In response to analyst questions about sale pricing, Ryan Riel said office loan dispositions have involved a “significant” drop from par due to substantial valuation declines in the office market. He added that, on the office portfolio cycle-to-date, the “loss content” experienced has been “probably between 45% and 50%,” referencing probability of default and loss given default. Newell also noted that for office valuations the bank generally uses broker opinions of value, which he characterized as more forward-looking and reflective of market participant conversations. Susan Riel emphasized that balance sheet contraction is not being driven by deposit outflows. “We are not shrinking the balance sheet because deposits are leaving us,” she said, noting core deposits grew $240 million year-over-year. Newell said period-end deposits declined $542 million from Dec. 31, including an intentional $413 million reduction of broker deposits. Year-over-year, he said broker deposits were reduced by $921 million while core deposits grew $240 million. Available liquidity stood at $4.3 billion, and Newell said the bank maintains close to two times coverage of uninsured deposits. On capital, Newell said tangible common equity to tangible assets was 11.51%, Tier 1 leverage was 10.63%, and CET1 was 13.8%. Tangible book value per share increased $0.30 to $37.56. Newell said the company’s 2026 forecast was “substantially unchanged” from last quarter. The company continues to expect full-year net interest margin of 2.6% to 2.8%, non-interest income growth of 15% to 25%, and non-interest expense flat to down 4% when adjusting for notable items. Newell said average deposits, loans, and earning assets are still expected to decline year-over-year due to intentional repositioning. During Q&A, Newell said the company’s decision to keep the NIM range unchanged reflected, in part, a forward curve at March 31 that had “largely priced out” previously expected rate reductions, which he said was beneficial given the bank’s interest rate risk position. He also cited expected growth in average cash balances in the second and third quarter tied to seasonal activity from a third-party payment processor that affects averages but not quarter-end balances. On balance sheet trends, Newell said management expects CRE balances to continue declining in the second quarter, but to be flat when comparing year-end 2025 to year-end 2026, with stabilization in the first half and growth in the back half of the year. He also said the pace of first-quarter C&I growth was likely to be lower on a year-end to year-end basis, though he pointed to strong pipeline activity and an emphasis on “primary relationships.” Closing the prepared remarks, Susan Riel said the quarter showed the strategy is working, while acknowledging more work remains. She reiterated priorities including reducing criticized and classified balances, shifting funding toward core deposits, pursuing disciplined loan growth, and expanding pre-provision net revenue through 2026. Eagle Bancorp, Inc is the bank holding company for EagleBank, a commercial bank headquartered in Bethesda, Maryland. Since its founding in 1998, the company has focused on serving businesses and consumers in the Washington, DC metropolitan area. EagleBank operates a network of full-service branches and commercial banking centers, providing personalized financial solutions to corporate, nonprofit, real estate and individual clients. The company's product portfolio includes commercial real estate lending, construction and land development financing, small business administration (SBA) loans, commercial and industrial credit facilities, and residential mortgage loans. The article "Eagle Bancorp Q1 Earnings Call Highlights" was originally published by MarketBeat.