B+
Bull case
25%
Probability
Target price
$210.00
Analysis reference price unavailable
Analysis 2026-07-24 · RankAlpha Sentiment Codex
EFX
EquifaxBNYSE / Commercial & Professional Services
Last Price
Quote time unavailable
Current thesis
The Q2 print showed broad operating momentum: revenue rose 11%, USIS rose 17%, U.S. Mortgage rose 25%, and new-product vitality remained above management's long-term target.
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +12.6.
What can break
AI-driven cost savings and cloud-transformation benefits may fall short of targets.
Momentum
41
Value
53
Sentiment
73
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $185.00 · Bull $210.00 · Bear $145.00Analysis 2026-07-24; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-11 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-24 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-11
Investment thesis
As of 2026-09-11
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-11. Definitions
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $213.23
Why
Momentum41 · Δ7d -12.6
Value53 · Δ7d -0.1
Sentiment73 · Δ7d +12.6
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +12.6.
Contradictions & invalidation
- • AI-driven cost savings and cloud-transformation benefits may fall short of targets.
- • Cybersecurity, privacy, regulatory, and data-access risks remain material to the business.
- • The market reaction indicates that the earnings beat was outweighed by forward concerns.
Catalyst clock
2026-07-21
Q2 beat but guidance-led repricing
Lead driver: Sentiment · See AI snapshot
Momentum
41
9% active weight
Current posture
7d trendFlat
Δ7d
-12.6
Δ21d
-17.9
Value
53
28% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
-2.3
Sentiment
73
62% active weight
Current posture
7d trendImproving
Δ7d
+12.6
Δ21d
+16.7
Why this grade
Composite grade B. Momentum 41.4 / Value 53.3 / Sentiment 72.5
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-24. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$185.00
Analysis reference price unavailable
Analysis 2026-07-24 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$145.00
Analysis reference price unavailable
Analysis 2026-07-24 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$20.77B
Beta
1.55
Shares Out
117.49M
P/E (TTM)
41.8
P/S (TTM)
4.55
P/FCF (TTM)
34.69
Rev YoY
+10.6%
EPS YoY
+0.8%
Gross Margin
+44.1%
Op Margin
+18.5%
Net Debt
$4.91B
Current Ratio
0.60
As of 2026-09-11 • Updated nightlySource: Internal modelMethods & Data