EBC

Eastern BanksharesC

Nasdaq / Banks

At close

2026-07-18

Current thesis

Stronger-than-expected NIM expansion, stable credit performance, and modestly accretive M&A drive shares materially above consensus, validating a higher multiple.

Posture

Mixed

Lead driver

Momentum

What changed

Next scheduled catalyst: earnings 2026-07-23 · AMC.

What can break

Deposit outflows or higher-cost funding pressure

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $21.90 · Bull $25.00 · Bear $18.00

Earnings

2026-07-23 · AMC

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-01-24 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $23.94

Why

Momentum66 · Δ7d +11.6

Value42 · Δ7d -0.0

Sentiment48 · Δ7d -5.7

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Momentum · See technicals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

+11.6

Δ21d

+24.7

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.0

Δ21d

+0.4

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-5.7

Δ21d

-4.9

Why this grade

Composite grade C. Momentum 65.5 / Value 41.9 / Sentiment 48.5

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$5.32B

Beta

0.81

Shares Out

231.14M

P/E (TTM)

77.4

P/S (TTM)

6.96

P/FCF (TTM)

15.40

Rev YoY

+1206.8%

EPS YoY

-126.9%

Gross Margin

Op Margin

+12.6%

Net Debt

$186.73M

Current Ratio

0.04

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology