DLX

Interested in Deluxe Corporation? Here are five stocks we like better. Deluxe delivered improved underlying performance in Q2: Comparable adjusted revenue rose 2.6%, adjusted EBITDA increased 5.3% to $108.8 million, and adjusted EPS climbed to $0.87. Payments and data businesses led growth, while Data Solutions revenue surged 21.4%. The Celero acquisition expands Deluxe’s merchant-services platform to more than $70 billion in annual processing volume across over 210,000 merchants. Management expects near-term cost synergies, although Celero is expected to be neutral to adjusted EPS in 2026 before becoming accretive thereafter. Deluxe strengthened its financial outlook and balance sheet: Year-to-date free cash flow rose 65% to $85.9 million, net debt declined, and the company raised its 2026 guidance to $2.095–$2.12 billion in revenue, $455–$475 million in adjusted EBITDA, and approximately $200 million in free cash flow. 3 Small-Cap Stocks on the Rise With Over 4% Dividend Yields Deluxe (NYSE:DLX) reported second-quarter results that showed comparable adjusted revenue growth, higher margins and increased free cash flow, while outlining plans to integrate merchant-services provider Celero following the transaction’s July 31 closing. Total second-quarter revenue was $499.3 million, down 4.2% from the prior-year reported figure but up 2.6% on a comparable adjusted basis. GAAP net income was $19.2 million, or $0.41 per share, compared with $22.4 million, or $0.50 per share, a year earlier. Chief Financial Officer Chip Zint said the decline in GAAP earnings reflected $5.6 million of one-time transaction-related expenses and a somewhat higher tax provision, partly offset by lower restructuring, selling and general administrative expenses, and interest expense. → Meta’s Earnings Drop Shows Wall Street Wants More Than Ad Growth Comparable adjusted EBITDA increased 5.3% to $108.8 million, while adjusted EBITDA margin rose 60 basis points to 21.8%. Adjusted diluted earnings per share were $0.87, compared with $0.82 on a comparable adjusted basis in the prior-year quarter. President and Chief Executive Officer Barry McCarthy said Deluxe continued to shift its business mix toward payments and data. The company’s payments and data businesses represented 52% of year-to-date revenue and grew 11% through the first half. In the second quarter, the two categories combined grew more than 9.5%. → Sandisk Just Delivered a Blowout Quarter—Here's Why the Stock Is Falling The Data Solutions segment posted the fastest growth, with revenue increasing 21.4% year over year to $82.3 million. Segment adjusted EBITDA was $18.1 million, producing a 22% margin. McCarthy attributed the performance to demand for data-driven marketing campaigns, particularly from financial institutions and adjacent verticals. “We’ve now grown data segment revenues by more than 15% for seven consecutive quarters,” McCarthy said, citing the company’s AI-supported data-driven marketing model. → 4 Oil and Gas ETF Plays as Prices Stay Sky-High Zint said the company remains positive on the data business but expects its growth rate to moderate in the second half as it faces stronger comparisons from the prior year. Deluxe maintained its expectation for high-single-digit full-year revenue growth in Data Solutions. Deluxe Merchant Services revenue rose 6.1% to $107.6 million, supported by new partner onboarding, stable processing volumes and a resilient spending environment. Segment adjusted EBITDA increased 15.7% to $25.1 million, and its margin expanded 190 basis points to 23.3%. B2B Payments revenue rose 3.5% to $73.5 million. Adjusted EBITDA grew 17.3% to $18.3 million, resulting in a 24.9% margin. Zint said margin improvement reflected operating efficiencies in the company’s physical lockbox operations and expense structure. Print segment revenue declined 4.3% on a comparable adjusted basis to $235.9 million. Legacy check revenue fell 1.7%, while the rest of the segment declined 10.1%. Adjusted EBITDA for Print was $86 million, down 1.4% on a comparable adjusted basis, though the decline was smaller than the revenue decrease. Segment margins reached the mid-30% range, supported by a favorable mix and the divestiture of the Safeguard distribution channels earlier in the year. McCarthy said the lower-margin Safeguard reseller channel had been declining and was not strategic. He also cited slower legacy-check revenue declines and prior investments in the check operating platform as contributors to the segment’s margin improvement. Zint said exiting Safeguard improved the overall Deluxe enterprise margin rate by roughly 80 basis points. Deluxe closed its acquisition of Celero on July 31. McCarthy said the addition expands Deluxe’s merchant-services scale to more than $70 billion in annual processing volume across over 210,000 merchants, placing the company among the top 10 non-bank merchant acquirers based on Nilson data. The company expects the deal to create near-term cost synergies and potential revenue synergies over time. McCarthy said the combined company should be better positioned to compete for larger partnerships and customers, while Celero’s technology and relationships in the independent software vendor market could support growth. He described the integration as “right down the middle of the fairway,” noting that Celero’s partner platform will be used to add Deluxe services and onboard new merchants onto Deluxe’s platform. The company also expects opportunities to consolidate certain processing, fee and organizational costs. Zint said Celero is expected to be neutral to adjusted EPS in 2026 because of incremental interest costs, integration expenses and other transaction-related items, but is expected to be accretive to adjusted EPS in the first full year after closing. Year-to-date free cash flow rose 65% to $85.9 million, an increase of $33.8 million from the first half of 2025. Net debt stood at $1.32 billion as of June 30, down $75.2 million from year-end 2025. Pre-acquisition net debt to adjusted EBITDA was 2.9 times, compared with 3 times a year earlier. In connection with the acquisition, Deluxe amended and extended its $1.2 billion credit facility, consisting of an $800 million term loan A and a $400 million revolving credit facility, with maturities extended to 2031. The company also entered into $600 million of floating-to-fixed interest-rate swaps and estimated that approximately 75% of its debt stack is now fixed-rate. Deluxe raised its 2026 revenue and adjusted EBITDA outlook to include Celero’s expected contribution from August through December. The company now expects: Revenue of $2.095 billion to $2.12 billion, including flat to 1% comparable adjusted growth for the baseline Deluxe business. Adjusted EBITDA of $455 million to $475 million, representing 5% to 8% comparable adjusted growth. Adjusted EPS of $3.60 to $4.00. Free cash flow of approximately $200 million, up 14% from 2025. Deluxe also declared a quarterly dividend of $0.30 per share, payable Sept. 1 to shareholders of record as of Aug. 18. Deluxe Corporation, founded in 1915 and headquartered in Shoreview, Minnesota, is a provider of integrated business and financial technology solutions. Originally established as a check printing company, Deluxe has evolved its offerings to support small businesses, financial institutions and entrepreneurs with a comprehensive suite of services spanning print, digital and software platforms. The company's core business activities include printing checks, forms and promotional materials, as well as delivering digital marketing and customer engagement solutions. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. The article "Deluxe Q2 Earnings Call Highlights" was originally published by MarketBeat. View MarketBeat's top stocks for August 2026.

This article first appeared on GuruFocus. Release Date: August 05, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Deluxe Corp (NYSE:DLX) delivered strong Q2 2026 results with comparable adjusted revenue growth of 2.6%, adjusted EBITDA growth of 5.3%, and adjusted EPS growth to $0.87, marking the fourth consecutive year of consistent operating leverage and growth across all core earnings metrics. The company's strategic transformation is accelerating, with payments and data businesses now representing 52% of total revenue and growing 11% year-to-date, highlighted by the data segment's 21.4% revenue growth in Q2, marking its seventh consecutive quarter of over 15% growth. Free cash flow expanded significantly, growing nearly 65% year-to-date to $85.9 million, enabling over $75 million of net debt reduction and improving the pre-acquisition leverage ratio to 2.9 times. The acquisition of Solero, which closed on July 31, 2026, is expected to be highly accretive, immediately enhancing merchant services scale to over $70 billion in annual volume and 210,000 merchants, positioning Deluxe Corp (NYSE:DLX) as a top 10 nonbank merchant acquirer with significant cost and revenue synergy opportunities. The company raised its full-year 2026 revenue and adjusted EBITDA guidance to reflect the Solero acquisition, while affirming strong adjusted EPS growth of 7-19% and free cash flow of approximately $200 million, demonstrating confidence in the combined business's future performance. Print segment margins improved by 110 basis points year-over-year, driven by the strategic exit of the lower-margin Safeguard business, better-than-expected legacy check revenue decline of only 1.7%, and a focus on higher-margin insourced printed offerings. GAAP net income declined to $19.2 million or $0.41 per share in Q2 2026, down from $22.4 million or $0.50 per share in the prior year, due to $5.6 million in one-time transaction-related expenses and a slightly higher tax provision. The company's overall revenue on a reported basis decreased 4.2% year-over-year to $499.3 million, reflecting the ongoing secular decline in the print segment, which saw comparable adjusted revenue fall 4.3%. The print segment's non-check revenue declined by 10.1% in Q2, and while the legacy check decline was contained at 1.7%, the overall segment continues to face structural headwinds, with management expecting low to mid-single-digit revenue declines for the full year. The company chose not to raise its adjusted EPS or free cash flow guidance despite the Solero acquisition, citing incremental interest costs, integration-related expenses, and tax uncertainties that are expected to offset the acquisition's earnings contribution in the near term. The data segment's exceptional growth is expected to moderate significantly in the back half of 2026 as the company laps increasingly difficult prior-year comparisons, with full-year guidance reflecting only high single-digit growth versus the 21.4% achieved in Q2. The Solero acquisition increases the company's debt load, and management expects it will take approximately two years to return to the 3 times net leverage target, with the company entering into $600 million of interest rate swaps to manage floating rate exposure. Warning! GuruFocus has detected 3 Warning Signs with DLX. Is DLX fairly valued? Test your thesis with our free DCF calculator. Q: What is the largest revenue opportunity for Deluxe as it integrates Solero into its merchant business?A: Barry McCarthy (President and CEO) stated that Solero immediately expands the scale of the combined merchant services offering, enabling the company to compete for larger partnerships and customers it couldn't previously pursue. He highlighted Solero's strength in the ISV (Independent Software Vendor) space, which can be leveraged across the business, and noted that the combination of increased scale, superior technology for faster merchant onboarding, and go-to-market synergies will drive revenue synergies over time. Q: Why did the company not increase its adjusted EPS and free cash flow guidance despite the Solero acquisition closing?A: Chip Zint (CFO) explained that while revenue and adjusted EBITDA guidance were increased to include Solero's five-month stub period, the EPS and free cash flow guidance were left unchanged due to the offsetting impact of incremental interest costs from the refinanced debt and integration-related expenses. He noted that at the midpoint, EPS growth is still over 13%, more than double the revenue growth rate, and emphasized that the acquisition is expected to be accretive to EPS in its first full year post-close. Q: What are the integration priorities for the combined Deluxe and Solero companies?A: Barry McCarthy (President and CEO) described the integration as "right down the middle of the fairway," leveraging Solero's partner platform to onboard new merchants onto Deluxe's systems. He outlined cost synergies from consolidating payment processing, eliminating duplicate fees, and streamlining the organization, while being thoughtful about retaining the best talent from both teams to drive both cost and revenue synergies. Q: What types of programs are driving the continued outperformance in the data solutions segment?A: Barry McCarthy (President and CEO) attributed the success to measurable outcomes from data-driven marketing solutions, which allow customers to see a clear return on their marketing investment. He highlighted Deluxe's large data lake of consumer and small business marketing data, supplemented by AI tools that improve with each campaign, enabling the company to expand share of wallet with existing customers and enter new market verticals. Chip Zint (CFO) added that the segment has grown over 15% for seven consecutive quarters, though he cautioned that tougher comps (46% and 31% growth in Q3 and Q4 of 2025, respectively) will moderate growth in the back half of 2026. Q: How much of the print segment's margin improvement was driven by the Safeguard divestiture, and is it sustainable?A: Barry McCarthy (President and CEO) explained that the margin expansion was driven by two factors: the legacy check business declining at a slower rate than expected due to smart investments in the operating platform, and the divestiture of the lower-margin Safeguard distribution channel. Chip Zint (CFO) quantified that exiting the Safeguard business improved the overall enterprise margin mix by approximately 80 basis points, and the company remains focused on higher-margin insourced printed offerings, making the improvement sustainable. Q: What is the thought process behind hosting an investor day in December 2026?A: Barry McCarthy (President and CEO) stated that the event will allow the company to share progress against the three-year plan outlined at the December 2023 Investor Day, which has been delivered early. It will also reaffirm the unchanged strategy of shifting revenue mix toward payments and data, driving operating leverage, and improving the balance sheet, while providing a deeper dive into the strategic value created by the Solero acquisition. Q: Can you provide more detail on the margin performance across segments, particularly the improvement in B2B payments?A: Chip Zint (CFO) noted that B2B payments revenue grew 3.5% to $73.5 million, with adjusted EBITDA expanding 17.3% to $18.3 million, resulting in a 24.9% margin, at the top end of the full-year guidance. This was driven by operating efficiencies in the physical lockbox footprint and optimization of the expense structure. The company expects full-year B2B revenue growth in the low single digits with margins remaining in the low-to-mid 20% range. Q: How is the company managing its balance sheet and leverage following the Solero acquisition?A: Chip Zint (CFO) reported that net debt was reduced by $75.2 million to $1.32 billion at the end of Q2, with a pre-acquisition leverage ratio of 2.9 times. Concurrent with the Solero closing, the company amended and extended its credit facility to $1.2 billion with maturities extended to 2031 and entered into $600 million of floating-to-fixed interest rate swaps, aligning approximately 75% of the debt stack to fixed rates. The company expects to return to 3 times net leverage over a two-year horizon. Q: What is the outlook for the merchant services segment following the Solero integration?A: Chip Zint (CFO) stated that the base DMS business continues to expect mid-single-digit revenue growth with a mid-20% adjusted EBITDA margin profile. The integration of Solero will provide significant upside to the full-year merchant revenue outlook and improve segment margins, with further details to be provided as integration efforts progress. Q: How is the company addressing the tougher growth comps in the data segment for the back half of 2026?A: Chip Zint (CFO) acknowledged that Q3 and Q4 2026 will face difficult comparisons with 46% and 31% growth rates, respectively, from the prior year. While the company remains bullish on the data business, it has prudently guided to high single-digit full-year revenue growth, assuming a moderation in customer spending growth rates as the year progresses. For the complete transcript of the earnings call, please refer to the full earnings call transcript.

Deluxe (DLX) came out with quarterly earnings of $0.87 per share, beating the Zacks Consensus Estimate of $0.81 per share. This compares to earnings of $0.88 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +7.41%. A quarter ago, it was expected that this payments and data company would post earnings of $0.91 per share when it actually produced earnings of $1.05, delivering a surprise of +15.38%. Over the last four quarters, the company has surpassed consensus EPS estimates four times. Deluxe, which belongs to the Zacks Business - Office Products industry, posted revenues of $499.3 million for the quarter ended June 2026, surpassing the Zacks Consensus Estimate by 2.67%. This compares to year-ago revenues of $521.3 million. The company has topped consensus revenue estimates four times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Deluxe shares have added about 20.8% since the beginning of the year versus the S&P 500's gain of 13%. While Deluxe has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Deluxe was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.02 on $507.4 million in revenues for the coming quarter and $3.84 on $2.03 billion in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Business - Office Products is currently in the top 45% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. Everpure (P), another stock in the broader Zacks Business Services sector, has yet to report results for the quarter ended July 2026. This data storage company is expected to post quarterly earnings of $0.59 per share in its upcoming report, which represents a year-over-year change of +37.2%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Everpure's revenues are expected to be $1.09 billion, up 27.2% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Deluxe Corporation (DLX) : Free Stock Analysis Report Everpure, Inc. (P) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

HNI (HNI) came out with quarterly earnings of $1.27 per share, beating the Zacks Consensus Estimate of $1.04 per share. This compares to earnings of $1.11 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +22.12%. A quarter ago, it was expected that this maker of office furniture and fireplaces would post earnings of $0.31 per share when it actually produced earnings of $0.34, delivering a surprise of +9.68%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. HNI, which belongs to the Zacks Business - Office Products industry, posted revenues of $1.47 billion for the quarter ended June 2026, missing the Zacks Consensus Estimate by 0.72%. This compares to year-ago revenues of $667.1 million. The company has topped consensus revenue estimates just once over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. HNI shares have added about 1.8% since the beginning of the year versus the S&P 500's gain of 6.9%. While HNI has underperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for HNI was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. It will be interesting to see how estimates for the coming quarters and the current fiscal year change in the days ahead. The current consensus EPS estimate is $1.31 on $1.62 billion in revenues for the coming quarter and $4.00 on $6.04 billion in revenues for the current fiscal year. Investors should be mindful of the fact that the outlook for the industry can have a material impact on the performance of the stock as well. In terms of the Zacks Industry Rank, Business - Office Products is currently in the top 38% of the 250 plus Zacks industries. Our research shows that the top 50% of the Zacks-ranked industries outperform the bottom 50% by a factor of more than 2 to 1. Another stock from the same industry, Deluxe (DLX), has yet to report results for the quarter ended June 2026. The results are expected to be released on August 5. This payments and data company is expected to post quarterly earnings of $0.81 per share in its upcoming report, which represents a year-over-year change of -8%. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. Deluxe's revenues are expected to be $486.3 million, down 6.7% from the year-ago quarter. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report HNI Corporation (HNI) : Free Stock Analysis Report Deluxe Corporation (DLX) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

Wall Street expects a year-over-year decline in earnings on lower revenues when Deluxe (DLX) reports results for the quarter ended June 2026. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates. The earnings report, which is expected to be released on August 5, might help the stock move higher if these key numbers are better than expectations. On the other hand, if they miss, the stock may move lower. While the sustainability of the immediate price change and future earnings expectations will mostly depend on management's discussion of business conditions on the earnings call, it's worth handicapping the probability of a positive EPS surprise. This payments and data company is expected to post quarterly earnings of $0.81 per share in its upcoming report, which represents a year-over-year change of -8%. Revenues are expected to be $491.45 million, down 5.7% from the year-ago quarter. The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This is essentially a reflection of how the covering analysts have collectively reassessed their initial estimates over this period. Investors should keep in mind that an aggregate change may not always reflect the direction of estimate revisions by each of the covering analysts. Price, Consensus and EPS Surprise Estimate revisions ahead of a company's earnings release offer clues to the business conditions for the period whose results are coming out. This insight is at the core of our proprietary surprise prediction model -- the Zacks Earnings ESP (Expected Surprise Prediction). The Zacks Earnings ESP compares the Most Accurate Estimate to the Zacks Consensus Estimate for the quarter; the Most Accurate Estimate is a more recent version of the Zacks Consensus EPS estimate. The idea here is that analysts revising their estimates right before an earnings release have the latest information, which could potentially be more accurate than what they and others contributing to the consensus had predicted earlier. Thus, a positive or negative Earnings ESP reading theoretically indicates the likely deviation of the actual earnings from the consensus estimate. However, the model's predictive power is significant for positive ESP readings only. A positive Earnings ESP is a strong predictor of an earnings beat, particularly when combined with a Zacks Rank #1 (Strong Buy), 2 (Buy) or 3 (Hold). Our research shows that stocks with this combination produce a positive surprise nearly 70% of the time, and a solid Zacks Rank actually increases the predictive power of Earnings ESP. Please note that a negative Earnings ESP reading is not indicative of an earnings miss. Our research shows that it is difficult to predict an earnings beat with any degree of confidence for stocks with negative Earnings ESP readings and/or Zacks Rank of 4 (Sell) or 5 (Strong Sell). For Deluxe, the Most Accurate Estimate is lower than the Zacks Consensus Estimate, suggesting that analysts have recently become bearish on the company's earnings prospects. This has resulted in an Earnings ESP of -2.47%. On the other hand, the stock currently carries a Zacks Rank of #3. So, this combination makes it difficult to conclusively predict that Deluxe will beat the consensus EPS estimate. While calculating estimates for a company's future earnings, analysts often consider to what extent it has been able to match past consensus estimates. So, it's worth taking a look at the surprise history for gauging its influence on the upcoming number. For the last reported quarter, it was expected that Deluxe would post earnings of $0.91 per share when it actually produced earnings of $1.05, delivering a surprise of +15.38%. Over the last four quarters, the company has beaten consensus EPS estimates four times. An earnings beat or miss may not be the sole basis for a stock moving higher or lower. Many stocks end up losing ground despite an earnings beat due to other factors that disappoint investors. Similarly, unforeseen catalysts help a number of stocks gain despite an earnings miss. That said, betting on stocks that are expected to beat earnings expectations does increase the odds of success. This is why it's worth checking a company's Earnings ESP and Zacks Rank ahead of its quarterly release. Make sure to utilize our Earnings ESP Filter to uncover the best stocks to buy or sell before they've reported. Deluxe doesn't appear a compelling earnings-beat candidate. However, investors should pay attention to other factors too for betting on this stock or staying away from it ahead of its earnings release. Stay on top of upcoming earnings announcements with the Zacks Earnings Calendar. Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report Deluxe Corporation (DLX) : Free Stock Analysis Report This article originally published on Zacks Investment Research (zacks.com). Zacks Investment Research

This article first appeared on GuruFocus. Release Date: May 13, 2026 For the complete transcript of the earnings call, please refer to the full earnings call transcript. Delignit AG (XTER:DLX) reported a significant increase in production capacity, particularly in the automobile industry in Germany. The company has shown strong technological leadership, particularly in the caravan business, which has stabilized and shown growth potential. Delignit AG (XTER:DLX) has maintained a strong product portfolio, which is well-regarded in the market, especially in the OEM and other groups. The company has been able to manage its costs effectively, maintaining a stable cash flow and optimizing inventory levels. There is a positive outlook for double-digit growth in certain segments, indicating strong future performance potential. The company faces challenges in the automotive sector, which remains fragile and uncertain. There are concerns about the impact of rising personal costs, which could affect profitability. Delignit AG (XTER:DLX) has experienced some difficulties in the integration process of post-managerial changes. The company is dealing with competitive pressures in the market, which could impact its market share. There is uncertainty regarding the impact of external economic factors, such as fluctuations in demand and supply chain disruptions. Warning! GuruFocus has detected 7 Warning Signs with XTER:DLX. Is XTER:DLX fairly valued? Test your thesis with our free DCF calculator. Q: Can you provide an update on the current market conditions and how they are impacting Delignit AG's operations? A: The market conditions remain challenging, particularly in the automotive sector. However, Delignit AG is adapting by focusing on technological applications and expanding its product portfolio to meet evolving demands. (Unidentified_1) Q: How is Delignit AG addressing the fluctuations in raw material prices? A: We are actively managing the impact of raw material price fluctuations through strategic sourcing and cost management initiatives. This approach helps us maintain our financial guidance despite market volatility. (Unidentified_1) Q: What are the key growth areas for Delignit AG in the coming quarters? A: We are focusing on expanding our presence in the rail and marine sectors, which offer significant growth potential. Additionally, we are enhancing our technological capabilities to support new product developments. (Unidentified_1) Q: Can you elaborate on the company's strategic priorities for the next fiscal year? A: Our strategic priorities include strengthening our market position in Europe, investing in R&D for innovative solutions, and optimizing our production processes to improve efficiency and reduce costs. (Unidentified_1) Q: How is Delignit AG planning to enhance its competitive advantage in the industry? A: We are committed to maintaining our technological leadership by investing in advanced manufacturing technologies and expanding our product offerings to meet the diverse needs of our customers. (Unidentified_1) For the complete transcript of the earnings call, please refer to the full earnings call transcript.

Interested in Deluxe Corporation? Here are five stocks we like better. Deluxe posted a stronger Q1 with revenue of $538.1 million, adjusted EBITDA up 19.7%, and adjusted EPS rising to $1.05. Management said the company delivered organic growth across revenue, earnings, and free cash flow, marking its 13th straight quarter of comparable adjusted EBITDA growth. Payments and Data are now the growth engines, with those segments surpassing 50% of total revenue for the first time in company history. Data Solutions revenue jumped 26.3% and Merchant Services rose 7.3%, while new partnerships with Washington Trust Bank and MRI Software supported momentum. Deluxe continued to strengthen its balance sheet, ending the quarter at 3x net leverage, ahead of its long-term target, with free cash flow of $27.3 million. The company also raised full-year guidance for revenue, adjusted EBITDA, and adjusted EPS while leaving its approximately $200 million free cash flow outlook unchanged. 3 Small-Cap Stocks on the Rise With Over 4% Dividend Yields Deluxe (NYSE:DLX) reported a stronger first quarter of 2026, with management pointing to growth in its payments and data businesses, margin expansion and progress on debt reduction as key drivers of the results. President and Chief Executive Officer Barry McCarthy said the company delivered organic growth across revenue, adjusted EBITDA, earnings per share and free cash flow. He also highlighted two milestones: Deluxe reached its long-term 3x net leverage target earlier than previously expected, and its Payments and Data segments together accounted for more than 50% of total revenue for the first time in the company’s history. → Wells Fargo’s Comeback Is Real—But Not Risk-Free “This marks the first time in the company’s nearly 112-year history that the Print businesses represented less than 50% of overall revenues,” McCarthy said, adding that the company’s strategy remains focused on using cash flow from its legacy checks business to invest in digital payments and data. Chief Financial Officer Chip Zint said Deluxe reported total revenue of $538.1 million for the quarter, up 0.3% from the prior-year reported period and up 2.7% on a comparable adjusted basis. GAAP net income rose to $35.8 million, or $0.77 per share, from $14 million, or $0.31 per share, in the first quarter of 2025. → Rocket Lab Posts Record Q1 Revenue, Raises Q2 Guidance Zint attributed the improvement to better operating results, lower restructuring and SG&A expenses, lower interest expense and a gain related to a business exit, partly offset by a higher tax provision. Adjusted EBITDA was $117.9 million, up 19.7% on a comparable adjusted basis. Adjusted EBITDA margin improved 310 basis points to 21.9%. Adjusted diluted EPS was $1.05, compared with $0.72 on a comparable adjusted basis a year earlier. → The Great Crypto Thaw: Regulation Ignites an Infrastructure Boom McCarthy said Deluxe also reduced SG&A expense by just over 7% from the prior year, helping drive the company’s 13th consecutive quarter of year-over-year comparable adjusted EBITDA growth. Deluxe’s combined Payments and Data segments grew revenue 12.5% year over year, led by Data Solutions. The Data segment generated $97.5 million in revenue, up 26.3% from the first quarter of 2025, driven by campaign demand from financial institutions and adjacent markets. Segment adjusted EBITDA rose 15.7% to $22.8 million, with a 23.4% margin. McCarthy said Deluxe uses what it believes is one of the largest aggregated consumer and small business marketing data lakes in the industry, along with generative AI-enabled tools, to help clients target high lifetime value customers. Merchant Services revenue increased 7.3% to $104.9 million, reflecting stable processing volumes and continued wins across the company’s pipeline. Segment adjusted EBITDA rose 25.2% to $26.8 million, and margins expanded 360 basis points to 25.5%. McCarthy cited a new strategic merchant partnership with Washington Trust Bank, which will offer Deluxe Merchant Services to its clients. He also pointed to a newly announced partnership with MRI Software, a real estate and rent payment solutions provider, as an example of Deluxe’s growth in integrated software vendor relationships. McCarthy said MRI was already a B2B payments customer using Deluxe’s Lockbox services. B2B Payments revenue rose 4.7% to $73.5 million, helped by stable Lockbox volumes and continued migration toward treasury management offerings that support more digital payment flows. Adjusted EBITDA for the segment rose 29.3% to $17.2 million, with a 23.4% margin. The Print segment generated $262.2 million in first-quarter revenue, down 5.9% on a comparable adjusted basis after factoring in the sale of Safeguard, which closed March 1. Legacy check revenue declined 4.4% on a comparable adjusted basis, while the rest of the segment declined 8.4%. Print adjusted EBITDA was $85.7 million, down 3.8% on a comparable adjusted basis. However, comparable adjusted EBITDA margin improved 70 basis points to 32.7%, which management attributed to operating expense discipline and efficiency across print operations. McCarthy said the company continues to prioritize stronger-margin insourced offerings and operational efficiencies across its print manufacturing footprint. Deluxe ended the quarter with net debt of $1.37 billion, down from $1.39 billion at the end of 2025. Its net debt-to-adjusted EBITDA ratio improved to 3x, compared with 3.6x a year earlier. Free cash flow, defined as cash from operating activities less capital expenditures, was $27.3 million, up $3 million from the prior-year quarter. Zint said the improvement reflected stronger operating results, lower restructuring spending, lower cash taxes and lower SG&A expenses, partly offset by higher cash incentive payments. The company reported $381 million of available revolver capacity at quarter-end. Zint said all material debt maturities remain aligned with a 2029 horizon following the company’s late-2024 refinancing. Deluxe’s board approved a regular quarterly dividend of $0.30 per share, payable June 2, 2026, to shareholders of record as of May 19, 2026. Deluxe updated its full-year 2026 guidance to reflect the Safeguard divestiture while maintaining its free cash flow outlook. The company now expects: Revenue of $1.985 billion to $2.05 billion, representing comparable adjusted growth of -1% to 2% versus 2025. Adjusted EBITDA of $430 million to $455 million, representing comparable adjusted growth of 4% to 10%. Adjusted EPS of $3.60 to $4.00, representing comparable adjusted growth of 9% to 21%. Free cash flow of approximately $200 million, unchanged and representing 14% growth versus 2025. Zint said the free cash flow outlook was unchanged because Safeguard was a relatively lower-margin business and the cash flow impact, after taxes and other items, was immaterial. During the question-and-answer session, McCarthy said Deluxe views artificial intelligence as a “net positive.” He said generative AI helps improve marketing campaign models in the Data business and is also being applied in B2B Lockbox processing to reduce manual intervention. McCarthy said Deluxe has achieved about a two-thirds reduction in manual intervention through AI in that area. McCarthy also said the company is not seeing direct impacts from global uncertainty in its promotional business, though that area remains “a bit soft” in line with broader market trends. Deluxe Corporation, founded in 1915 and headquartered in Shoreview, Minnesota, is a provider of integrated business and financial technology solutions. Originally established as a check printing company, Deluxe has evolved its offerings to support small businesses, financial institutions and entrepreneurs with a comprehensive suite of services spanning print, digital and software platforms. The company's core business activities include printing checks, forms and promotional materials, as well as delivering digital marketing and customer engagement solutions. This instant news alert was generated by narrative science technology and financial data from MarketBeat in order to provide readers with the fastest reporting and unbiased coverage. Please send any questions or comments about this story to [email protected]. The article "Deluxe Q1 Earnings Call Highlights" was originally published by MarketBeat. View MarketBeat's top stocks for May 2026.

It's been a mediocre week for Deluxe Corporation (NYSE:DLX) shareholders, with the stock dropping 14% to US$26.83 in the week since its latest first-quarter results. Revenues were US$538m, approximately in line with whatthe analysts expected, although statutory earnings per share (EPS) crushed expectations, coming in at US$0.77, an impressive 35% ahead of estimates. Earnings are an important time for investors, as they can track a company's performance, look at what the analysts are forecasting for next year, and see if there's been a change in sentiment towards the company. Readers will be glad to know we've aggregated the latest statutory forecasts to see whether the analysts have changed their mind on Deluxe after the latest results. This technology could replace computers: discover the 20 stocks are working to make quantum computing a reality. Taking into account the latest results, the current consensus, from the three analysts covering Deluxe, is for revenues of US$2.06b in 2026. This implies a discernible 3.5% reduction in Deluxe's revenue over the past 12 months. Per-share earnings are expected to jump 23% to US$2.83. Yet prior to the latest earnings, the analysts had been anticipated revenues of US$2.14b and earnings per share (EPS) of US$2.88 in 2026. So it looks like the analysts have become a bit less optimistic after the latest results announcement, with revenues expected to fall even as the company is supposed to maintain EPS. View our latest analysis for Deluxe The consensus price target rose 6.5% to US$32.67, with the analysts apparently satisfied with the business performance despite lower revenue forecasts. There's another way to think about price targets though, and that's to look at the range of price targets put forward by analysts, because a wide range of estimates could suggest a diverse view on possible outcomes for the business. Currently, the most bullish analyst values Deluxe at US$35.00 per share, while the most bearish prices it at US$31.00. The narrow spread of estimates could suggest that the business' future is relatively easy to value, or thatthe analysts have a strong view on its prospects. Of course, another way to look at these forecasts is to place them into context against the industry itself. We would highlight that revenue is expected to reverse, with a forecast 4.7% annualised decline to the end of 2026. That is a notable change from historical growth of 1.9% over the last five years. By contrast, our data suggests that other companies (with analyst coverage) in the same industry are forecast to see their revenue grow 5.9% annually for the foreseeable future. It's pretty clear that Deluxe's revenues are expected to perform substantially worse than the wider industry. The most important thing to take away is that there's been no major change in sentiment, with the analysts reconfirming that the business is performing in line with their previous earnings per share estimates. Unfortunately, they also downgraded their revenue estimates, and our data indicates underperformance compared to the wider industry. Even so, earnings per share are more important to the intrinsic value of the business. With that said, earnings are more important to the long-term value of the business. We note an upgrade to the price target, suggesting that the analysts believes the intrinsic value of the business is likely to improve over time. Keeping that in mind, we still think that the longer term trajectory of the business is much more important for investors to consider. At Simply Wall St, we have a full range of analyst estimates for Deluxe going out to 2027, and you can see them free on our platform here.. Plus, you should also learn about the 1 warning sign we've spotted with Deluxe . Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team (at) simplywallst.com. This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.