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CTBI

Community Trust BancorpB
Nasdaq / Banks
Last Price
At close
2026-08-01
View Chart
Current thesis
Record Q2 earnings, stronger net interest income and margin, solid loan and deposit growth, and lower annualized charge-offs support a constructive operating trend [#SEC-8K-2026-07-15].
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -0.9.
What can break
Credit-loss provision increased despite low reported charge-offs.
Momentum
72
Value
53
Sentiment
52
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $81.50 · Bull $89.00 · Bear $68.00
Data freshness
Prices
As of 2026-08-01
Fundamentals
As of 2026-07-31 • Vendor: Data Vendor v1
Scores
As of 2026-08-01 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-27 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-08-01
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $81.33
Why
Momentum72 · Δ7d +9.3
Value53 · Δ7d -0.7
Sentiment52 · Δ7d -0.9
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Sentiment · See AI snapshot
Momentum
72
10% active weight
Current posture
7d trendImproving
Δ7d
+9.3
Δ21d
+16.6
Value
53
40% active weight
Current posture
7d trendFlat
Δ7d
-0.7
Δ21d
-2.9
Sentiment
52
49% active weight
Current posture
7d trendFlat
Δ7d
-0.9
Δ21d
-
Why this grade

Composite grade B. Momentum 72.3 / Value 53.2 / Sentiment 51.6

Fundamentals (TTM)
As of 2026-07-31
Market Cap
$1.42B
Beta
0.59
Shares Out
18.16M
P/E (TTM)
11.2
P/S (TTM)
3.83
P/FCF (TTM)
15.21
Rev YoY
+6.3%
EPS YoY
+23.4%
Gross Margin
-
Op Margin
+44.3%
Net Debt
$326.94M
Current Ratio
0.11
As of 2026-08-01 • Updated nightlySource: Internal modelMethodology