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CLOV

Clover Health InvestmentsD
Nasdaq / Health Care Equipment & Services
Last Price
Quote time unavailable
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Current thesis
Q2 revenue rose 56% year over year to $743 million, Medicare Advantage membership rose 48% to 157,309, and Clover reported positive GAAP net income while raising full-year guidance. Sustained medical-cost control and improving cohort economics could support a rerating.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -2.9.
What can break
Failure to achieve raised 2026 revenue, adjusted EBITDA, or GAAP net-income guidance would challenge the rerating thesis. [#SEC-8K-2026-08-05]
Momentum
80
Value
44
Sentiment
49
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $4.80 · Bull $5.90 · Bear $3.10Analysis 2026-10-02; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-10-02 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $5.38
Why
Momentum80 · Δ7d +8.6
Value44 · Δ7d -0.0
Sentiment49 · Δ7d -2.9
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta -2.9.

Contradictions & invalidation

  • • Failure to achieve raised 2026 revenue, adjusted EBITDA, or GAAP net-income guidance would challenge the rerating thesis. [#SEC-8K-2026-08-05]
  • • Medical claims and benefit costs could erode profitability despite membership growth.
  • • Rapid membership growth could outpace medical-cost and administrative-expense discipline.

Catalyst clock

2026-12-31

Delivery against raised 2026 profitability guidance

Lead driver: Sentiment · See AI snapshot
Momentum
80
8% active weight
Current posture
7d trendImproving
Δ7d
+8.6
Δ21d
-1.8
Value
44
47% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.2
Sentiment
49
45% active weight
Current posture
7d trendSoftening
Δ7d
-2.9
Δ21d
-13.6
Why this grade

Composite grade D. Momentum 80.3 / Value 44.3 / Sentiment 49.5

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-10-02. Scenario method

B+
Bull case
30%
Probability
Target price
$5.90
Analysis reference price unavailable
Analysis 2026-10-02 · RankAlpha Sentiment Codex
Most likely
B
Base case
45%
Probability
Target price
$4.80
Analysis reference price unavailable
Analysis 2026-10-02 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$3.10
Analysis reference price unavailable
Analysis 2026-10-02 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$2.44B
Beta
2.10
Shares Out
531.16M
P/E (TTM) · Derived
-27.5
P/S (TTM)
0.75
P/FCF (TTM)
40.20
Rev YoY
+55.6%
EPS YoY
-346.6%
Gross Margin
-
Op Margin
-0.7%
Net Debt
-$78.3M
Current Ratio
1.50
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data