CLOV

Clover Health InvestmentsA

Nasdaq / Health Care Equipment & Services

At close

2026-07-18

Current thesis

The primary-source setup is better than a generic turnaround story: Q1 delivered positive GAAP earnings, 51% Medicare Advantage membership growth, and maintained a full-year outlook that still implies Clover can finish 2026 with positive GAAP net income [#SEC-8K-2026-05-06]. The June 2026 CMS recalculation adds a plausible 2027 reimbursement tailwind [#8-K-2026-06-18].

Posture

Constructive

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite, 7D delta -1.6.

What can break

Coverage remains thin: the packet lacks a dependable set of post-earnings analyst estimate or target revisions, which lowers confidence in how durable the market's positive read will be.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $4.80 · Bull $6.25 · Bear $3.10

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-07-09 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade A · Constructive

Confidence Medium · Net Neutral

Target $4.15

Why

Momentum96 · Δ7d -1.6

Value44 · Δ7d -0.1

Sentiment56 · Δ7d -8.1

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Momentum · See technicals

Momentum

26% active weight

Current posture

7d trendSoftening

Δ7d

-1.6

Δ21d

-3.2

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.1

Δ21d

+0.7

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-8.1

Δ21d

Why this grade

Composite grade A. Momentum 96.4 / Value 43.8 / Sentiment 56.0

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$2.43B

Beta

2.10

Shares Out

526.68M

P/E (TTM) · Derived

-27.6

P/S (TTM)

0.75

P/FCF (TTM)

40.20

Rev YoY

+62.0%

EPS YoY

-2073.1%

Gross Margin

Op Margin

-3.3%

Net Debt

-$78.3M

Current Ratio

1.33

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology