B+
Bull case
25%
Probability
Target price
$6.25
Analysis reference price unavailable
Analysis 2026-08-08 · RankAlpha Sentiment Codex
CLOV
Clover Health InvestmentsCNasdaq / Health Care Equipment & Services
Last Price
Quote time unavailable
Current thesis
The Q2 print materially strengthened the operating thesis: rapid Medicare Advantage membership growth, positive GAAP earnings, higher revenue and gross-profit guidance, and improving profitability support a continued rerating if execution holds [#SEC-8K-2026-08-05].
Posture
Mixed
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +1.7.
What can break
2027 earnings potential depends on cohort maturation and realization of the 4.5-Star payment-year benefit.
Momentum
51
Value
45
Sentiment
68
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $5.00 · Bull $6.25 · Bear $3.50Analysis 2026-08-08; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-10 • Model: HYBRID_IC_RP
AI Memo
As of 2026-08-08 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-10
Investment thesis
As of 2026-09-10
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-10. Definitions
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $5.38
Why
Momentum51 · Δ7d +2.6
Value45 · Δ7d -0.0
Sentiment68 · Δ7d +1.7
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +1.7.
Contradictions & invalidation
- • 2027 earnings potential depends on cohort maturation and realization of the 4.5-Star payment-year benefit.
- • No post-Q2 analyst target, rating, or estimate-revision set was identified, limiting confidence in the expectation-gap analysis.
- • The stock now faces a higher expectation bar.
Catalyst clock
2026-08-05
Q2 2026 results and raised FY2026 guidance
Lead driver: Sentiment · See AI snapshot
Momentum
51
9% active weight
Current posture
7d trendImproving
Δ7d
+2.6
Δ21d
+4.7
Value
45
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
+1.0
Sentiment
68
62% active weight
Current posture
7d trendImproving
Δ7d
+1.7
Δ21d
-6.0
Why this grade
Composite grade C. Momentum 50.9 / Value 44.9 / Sentiment 68.0
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-08-08. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$5.00
Analysis reference price unavailable
Analysis 2026-08-08 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$3.50
Analysis reference price unavailable
Analysis 2026-08-08 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$2.27B
Beta
2.10
Shares Out
531.16M
P/E (TTM) · Derived
-25.6
P/S (TTM)
0.75
P/FCF (TTM)
40.20
Rev YoY
+55.6%
EPS YoY
-346.6%
Gross Margin
-
Op Margin
-0.7%
Net Debt
-$78.3M
Current Ratio
1.50
As of 2026-09-10 • Updated nightlySource: Internal modelMethods & Data