B+
Bull case
15%
Probability
Target price
$69.00
Analysis reference price unavailable
Analysis 2026-02-06 · RankAlpha Sentiment AI
CIB
BanColombia n-vtg PfdFNYSE / Banks
Last Price
Quote time unavailable
Current thesis
Stabilizing credit costs, modest NIM gains and stronger fee growth push the ADR toward analyst highs (~$69) as confidence and multiple improve.
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta 0.0.
What can break
COP depreciation vs USD
Momentum
85
Value
41
Sentiment
25
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $56.29 · Bull $69.00 · Bear $28.60Analysis 2026-02-06; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-06 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-10-23
Investment thesis
As of 2026-10-23
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions
Supporting evidence
What
Grade F · Defensive
Confidence Medium · Net Neutral
Target $98.89
Why
Momentum85 · Δ7d +3.1
Value41 · Δ7d 0.0
Sentiment25 · Δ7d +1.0
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Confirming evidence
- • Value remains the lead driver in the composite, 7D delta 0.0.
Contradictions & invalidation
- • COP depreciation vs USD
- • Dividend or capital-policy reduction
- • Rising provisions, adverse FX or dividend/capital cuts compress the ADR premium toward the analyst low (~$28.6).
Catalyst clock
2026-05-07
Next quarterly earnings & guidance
Lead driver: Value · See fundamentals
Momentum
85
8% active weight
Current posture
7d trendFlat
Δ7d
+3.1
Δ21d
+9.2
Value
41
47% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
-9.6
Sentiment
25
45% active weight
Current posture
7d trendImproving
Δ7d
+1.0
Δ21d
-5.1
Why this grade
Composite grade F. Momentum 84.6 / Value 40.7 / Sentiment 24.7
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-02-06. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$56.29
Analysis reference price unavailable
Analysis 2026-02-06 · RankAlpha Sentiment AI
B-
Bear case
25%
Probability
Target price
$28.60
Analysis reference price unavailable
Analysis 2026-02-06 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-10-23
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$25.74B
Beta
1.43
Shares Out
109.99M
P/E (TTM)
9.0
P/S (TTM)
1.93
P/FCF (TTM)
7.68
Rev YoY
+33.2%
EPS YoY
+82.3%
Gross Margin
-
Op Margin
+23.3%
Net Debt
$194.51M
Current Ratio
0.17
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data