B+
Bull case
15%
Probability
Target price
$69.00
Analysis reference price unavailable
Analysis 2026-02-06 · RankAlpha Sentiment AI
CIB
BanColombia n-vtg PfdFNYSE / Banks
Last Price
Quote time unavailable
Current thesis
Stabilizing credit costs, modest NIM gains and stronger fee growth push the ADR toward analyst highs (~$69) as confidence and multiple improve.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +0.8.
What can break
COP depreciation vs USD
Momentum
90
Value
41
Sentiment
27
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $56.29 · Bull $69.00 · Bear $28.60Analysis 2026-02-06; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-02-06 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade F · Defensive
Confidence Medium · Net Neutral
Target $92.39
Why
Momentum90 · Δ7d +0.0
Value41 · Δ7d +0.0
Sentiment27 · Δ7d +0.8
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +0.8.
Contradictions & invalidation
- • COP depreciation vs USD
- • Dividend or capital-policy reduction
- • Rising provisions, adverse FX or dividend/capital cuts compress the ADR premium toward the analyst low (~$28.6).
Catalyst clock
2026-05-07
Next quarterly earnings & guidance
Lead driver: Sentiment · See AI snapshot
Momentum
90
9% active weight
Current posture
7d trendSoftening
Δ7d
+0.0
Δ21d
+1.0
Value
41
28% active weight
Current posture
7d trendFlat
Δ7d
+0.0
Δ21d
+0.0
Sentiment
27
62% active weight
Current posture
7d trendFlat
Δ7d
+0.8
Δ21d
+1.7
Why this grade
Composite grade F. Momentum 90.2 / Value 41.2 / Sentiment 26.5
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-02-06. Scenario method
Most likely
B
Base case
60%
Probability
Target price
$56.29
Analysis reference price unavailable
Analysis 2026-02-06 · RankAlpha Sentiment AI
B-
Bear case
25%
Probability
Target price
$28.60
Analysis reference price unavailable
Analysis 2026-02-06 · RankAlpha Sentiment AI
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$25.12B
Beta
1.43
Shares Out
111.36M
P/E (TTM)
9.0
P/S (TTM)
1.93
P/FCF (TTM)
7.68
Rev YoY
+33.2%
EPS YoY
+82.3%
Gross Margin
-
Op Margin
+23.3%
Net Debt
$194.51M
Current Ratio
0.17
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data