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CHYM

Chime FinancialD
Nasdaq / Financial Services
Last Price
At close
2026-06-02
View Chart
Current thesis
Primary sources support a real earnings step-up: first GAAP-profitable quarter, raised FY26 revenue and EBITDA guidance, improving MyPay loss performance, and a fresh $200 million repurchase authorization. The packet’s median target of about $31.35 remains far above the $19.01 anchor price, so valuation support exists if execution holds.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -6.5.
What can break
A substantial majority of revenue still depends on interchange economics and bank partners maintaining the small-issuer exemption under the Durbin framework [#10-Q-2026-05-07].
Momentum
10
Value
49
Sentiment
68
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $24.00 · Bull $30.00 · Bear $15.00
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-02 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-05-09 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $31.35
Why
Momentum10 · Δ7d +3.8
Value49 · Δ7d -0.6
Sentiment68 · Δ7d -6.5
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Sentiment · See AI snapshot
Momentum
10
34% active weight
Current posture
7d trendImproving
Δ7d
+3.8
Δ21d
-3.9
Value
49
32% active weight
Current posture
7d trendFlat
Δ7d
-0.6
Δ21d
-0.6
Sentiment
68
33% active weight
Current posture
7d trendSoftening
Δ7d
-6.5
Δ21d
+2.5
Why this grade

Composite grade D. Momentum 9.5 / Value 48.6 / Sentiment 68.1

Fundamentals (TTM)
As of 2026-06-02
Market Cap
$7.09B
Beta
-
Shares Out
-
P/E (TTM)
-
P/S (TTM)
-
P/FCF (TTM)
-
Rev YoY
-
EPS YoY
-
Gross Margin
-
Op Margin
-
Net Debt
-
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology