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CHCO

CityD
Nasdaq / Banks
Last Price
At close
2026-06-02
View Chart
Current thesis
CHCO enters 2026 with record 2025 earnings, 5.4% loan growth, a still-healthy 3.94% reported net interest margin, low nonperforming assets at 0.32% of loans and OREO, strong regulatory capital, and a newly authorized buyback equal to roughly 7% of shares outstanding. Those facts support a case for steady EPS accretion and downside support from capital return.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +3.8.
What can break
Catalyst depth is modest; absent a strong operating print, capital return alone may not rerate the shares materially.
Momentum
41
Value
52
Sentiment
52
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $123.00 · Bull $138.00 · Bear $112.00
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-01 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-21 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $131.00
Why
Momentum41 · Δ7d -0.3
Value52 · Δ7d -0.3
Sentiment52 · Δ7d +3.8
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Sentiment · See AI snapshot
Momentum
41
34% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
+0.9
Value
52
32% active weight
Current posture
7d trendFlat
Δ7d
-0.3
Δ21d
-0.5
Sentiment
52
33% active weight
Current posture
7d trendImproving
Δ7d
+3.8
Δ21d
+5.8
Why this grade

Composite grade D. Momentum 41.3 / Value 51.9 / Sentiment 51.8

Fundamentals (TTM)
As of 2026-06-01
Market Cap
$1.75B
Beta
0.51
Shares Out
14.41M
P/E (TTM)
14.0
P/S (TTM)
5.73
P/FCF (TTM)
21.51
Rev YoY
+5.2%
EPS YoY
+19.6%
Gross Margin
-
Op Margin
+51.2%
Net Debt
$208.08M
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology