B+
Bull case
25%
Probability
Target price
$185.00
Analysis reference price unavailable
Analysis 2026-08-04 · RankAlpha Sentiment Codex
CFR
Cullen/Frost BankersCNYSE / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
50%
Probability
Target price
$170.00
Analysis reference price unavailable
Analysis 2026-08-04 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$150.00
Analysis reference price unavailable
Analysis 2026-08-04 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-08-04
Recent news sentiment (30D)
+25.9
Positive
Company
-
Unavailable
Macro
+25.9
Positive
Pulse
-
Unavailable
Weekly research (10D)
-36.0
Negative
Sentiment proxy
+68.0
Score
AI commentary
Primary-company evidence is fundamentally constructive but mixed: earnings, loans, deposits, NIM, fees, capital, dividends, and buybacks were positive, while credit metrics and competition require monitoring. The stock closed at $163.49 on July 30, down 2.06%, then recovered to the August 3 RankAlpha anchor of $168.94. The reviewed analyst page showed only pre-print actions through July 15 and no post-print revision, so analyst confirmation remains unavailable. Social coverage was not supplied. ([Benzinga analyst ratings](https://www.benzinga.com/quote/CFR/analyst-ratings))
RankAlpha Sentiment Codex - 2026-08-04
Open post-earnings memoEvidence flagged
later post-earnings follow-up lacks concrete company-source and analyst/market reaction evidence
Impact
tentative
Confidence
-
AI events
2026-09-15eventQ3 common dividend payment and authorized repurchases provide a modest return floorMedium impact
CFR declared a $1.03 third-quarter common dividend payable September 15, 2026 and repurchased $90 million of stock during Q2, with $140 million remaining under its authorization. [#SEC-8K-2026-07-30]
2026-11-02eventQ2 2026 results showed balanced operating growth with an initially negative reactionMedium impact
CFR reported Q2 EPS of $2.70, up 13% year over year; average loans rose 7.4%, deposits 2.1%, net interest income 4.3%, net interest margin reached 3.75%, and non-interest income rose 9.4%. Capital ratios remained above well-capitalized levels. Benzinga recorded a July 30 close of $163.49, down 2.06%; the RankAlpha August 3 anchor was $168.94, indicating partial recovery. [#SEC-8K-2026-07-30] ([Benzinga analyst ratings](https://www.benzinga.com/quote/CFR/analyst-ratings))
2026-11-02catalystCredit normalization and Texas lending competition remain key downside checksMedium impact
The official release showed non-accrual loans rising to $112.7 million from $72.4 million sequentially, while credit-loss expense and net charge-offs increased sequentially. Stored earnings context also reports intensified competition in Texas lending and an isolated multifamily CRE nonperformer. [#SEC-8K-2026-07-30] [#PR-EARNINGS-2026-07-31]
Recommendation
N/A
No formal recommendation provided.
As of 2026-08-04 • Updated nightlySource: Internal modelMethodology