RankAlpha logo
Back to Rankings

CFFI

C&F FinancialA
Nasdaq / Banks
Last Price
At close
2026-07-17
View Chart
Current thesis
The strongest company-backed evidence is the Q1 earnings release: EPS grew 25% year over year, community-bank loans and deposits increased, mortgage originations rose about 58%, and consolidated net interest margin improved to 4.27% [#SEC-8K-2026-04-23]. If those drivers persist, current valuation can support modest upside from the July 10, 2026 anchor price of $80.06.
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite.
What can break
As a small-cap bank, CFFI remains exposed to funding-cost, local credit, and rate-path sensitivity even when recent operating trends are constructive.
Momentum
95
Value
63
Sentiment
52
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $82.00 · Bull $88.00 · Bear $72.00
Data freshness
Prices
As of 2026-07-17
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-17 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-11 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-07-17
Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Why
Momentum95 · Δ7d -
Value63 · Δ7d +0.1
Sentiment52 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
95
26% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Value
63
39% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
+1.6
Sentiment
52
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade

Composite grade A. Momentum 94.8 / Value 63.5 / Sentiment 51.9

Fundamentals (TTM)
As of 2026-07-17
Market Cap
$260.25M
Beta
0.36
Shares Out
3.25M
P/E (TTM)
8.6
P/S (TTM)
1.64
P/FCF (TTM)
4.51
Rev YoY
+9.5%
EPS YoY
+25.2%
Gross Margin
-
Op Margin
+23.5%
Net Debt
$102.19M
Current Ratio
0.15
As of 2026-07-17 • Updated nightlySource: Internal modelMethodology