CCBG
Capital City Bank GroupCNasdaq / Banks
Last Price
At close
2026-07-21
Current thesis
The bull case is that Q1 2026 confirmed a still-disciplined community bank model: deposits grew, credit stayed stable, expenses were controlled, and capital return continued, which can support a premium-to-book style trading range if those trends persist [#8-K-2026-04-20].
Posture
Mixed
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.9.
What can break
Capital return may cushion downside, but buybacks alone may not drive a rerating if organic growth remains muted.
Momentum
54
Value
54
Sentiment
46
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $46.00 · Bull $51.00 · Bear $41.00
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-21 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $49.67
Why
Momentum54 · Δ7d -10.2
Value54 · Δ7d -0.9
Sentiment46 · Δ7d -3.0
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
54
26% active weight
Current posture
7d trendSoftening
Δ7d
-10.2
Δ21d
+13.8
Value
54
39% active weight
Current posture
7d trendFlat
Δ7d
-0.9
Δ21d
-0.8
Sentiment
46
34% active weight
Current posture
7d trendSoftening
Δ7d
-3.0
Δ21d
-4.1
Why this grade
Composite grade C. Momentum 53.6 / Value 53.5 / Sentiment 46.1
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$886.37M
Beta
0.35
Shares Out
17.1M
P/E (TTM)
12.0
P/S (TTM)
2.91
P/FCF (TTM)
11.66
Rev YoY
-3.8%
EPS YoY
-6.7%
Gross Margin
-
Op Margin
+32.1%
Net Debt
$58.1M
Current Ratio
0.37
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology