CBSH
Commerce BancsharesBNasdaq / Banks
Last Price
At close
2026-07-18
Current thesis
The earnings beat was supported by expanding margin, loan growth, stronger fee businesses and improved credit metrics, with ongoing buybacks adding support. FineMark and diversified fee revenue may improve earnings durability.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.2.
What can break
Credit quality is strong, but consumer card charge-offs remain elevated relative to broader loan charge-offs.
Momentum
71
Value
53
Sentiment
54
Setup hits (3d)
— · Net —
AI TargetsBase $62.00 · Bull $66.00 · Bear $52.00
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-17 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net —
Target $61.90
Why
Momentum71 · Δ7d +14.4
Value53 · Δ7d +0.2
Sentiment54 · Δ7d -
So what
Strength-led posture. Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
71
26% active weight
Current posture
7d trendFlat
Δ7d
+14.4
Δ21d
+31.3
Value
53
39% active weight
Current posture
7d trendFlat
Δ7d
+0.2
Δ21d
+2.9
Sentiment
54
34% active weight
Current posture
7d trendSoftening
Δ7d
-
Δ21d
-
Why this grade
Composite grade B. Momentum 70.6 / Value 53.1 / Sentiment 53.5
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$8.62B
Beta
0.61
Shares Out
145.78M
P/E (TTM)
13.4
P/S (TTM)
4.56
P/FCF (TTM)
195.76
Rev YoY
+9.3%
EPS YoY
+3.1%
Gross Margin
-
Op Margin
+41.5%
Net Debt
-$513.82M
Current Ratio
0.46
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology

