B+
Bull case
20%
Probability
Target price
$76.00
Analysis reference price unavailable
Analysis 2026-10-26 · RankAlpha Sentiment Codex
CATY
Cathay General BancorpCNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
55%
Probability
Target price
$67.00
Analysis reference price unavailable
Analysis 2026-10-26 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$52.00
Analysis reference price unavailable
Analysis 2026-10-26 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-10-26
Recent news sentiment (30D)
-0.3
Mixed
Company
-
Unavailable
Macro
-0.3
Mixed
Pulse
-
Unavailable
Weekly research (10D)
-32.0
Negative
Sentiment proxy
+59.7
Score
AI commentary
The first full trading response to the October 21 release was a 5.95% gain on October 22; the stock held near that level at the $64.30 October 23 anchor. This supports positive near-term tone, not proof that credit and funding risks are resolved. A market-data source reports a modest EPS miss against $1.45 consensus, but consensus definitions differ and no dependable post-print analyst revision series was verified. Social, options, short-interest and employee-sentiment coverage is unavailable; their zero fields are placeholders, not measured neutral readings. Price history Earnings comparison
RankAlpha Sentiment Codex - 2026-10-26
Open post-earnings memoEvidence flagged
No evidence quality warning is currently attached to this memo.
Impact
standard
Confidence
-
AI events
2026-10-22catalystPost-earnings repricingMedium impact
The October 21 earnings release reported Q3 diluted EPS of $1.43, up from $1.37 in Q2, and net interest margin of 3.52%, up four basis points. Shares rose 5.95% on October 22 and closed October 23 at $64.30, suggesting much of the initial improvement is reflected in the price. [#8-K-2026-10-21] Company Q3 release Price history
2027-01-31eventRaised loan and deposit growth outlookMedium impact
Cathay raised its full-year 2026 loan-growth outlook to 5%–6% from 3.5%–4.5% and deposit-growth outlook to 4%–5% from 3%–4%. The next year-end results will test whether that growth persists without eroding the 3.40%–3.50% full-year margin outlook; the review date is an estimate, not an announced earnings date. [#IR-2026-10-21] Company presentation
2027-04-30catalystCredit-cost normalization testMedium impact
Q3 provision rose to $28.6 million from $11.2 million in Q2, while $25.3 million of net charge-offs was concentrated in three credits. A return to lower credit costs could support earnings, but further losses would challenge that interpretation. No normalization timetable was provided. [#IR-2026-10-21] Company Q3 release
Recommendation
N/A
No formal recommendation provided.
As of 2026-10-26 • Updated nightlySource: Internal modelMethodology