CASS

Cass InformationB

Nasdaq / Financial Services

At close

2026-06-11

Current thesis

Record 2025 earnings, stronger net interest margin, facility-dollar-volume growth, and management's stated 2026 onboarding and efficiency tailwinds support a case for steady earnings quality improvement if the next few quarters confirm execution.

Posture

Constructive

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite, 7D delta +9.3.

What can break

Any credit deterioration or unexpected loan issues would challenge the current clean asset-quality narrative.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $48.00 · Bull $54.00 · Bear $40.00

Data freshness

Prices

As of 2026-06-11

Fundamentals

As of 2026-06-10 • Vendor: Data Vendor v1

Scores

As of 2026-06-11 • Model: HYBRID_IC_RP

AI Memo

As of 2026-04-17 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-06-11

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Neutral

Target $50.00

Why

Momentum63 · Δ7d +9.3

Value62 · Δ7d +8.8

Sentiment49 · Δ7d -11.4

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Momentum · See technicals

Momentum

34% active weight

Current posture

7d trendSoftening

Δ7d

+9.3

Δ21d

+2.2

Value

32% active weight

Current posture

7d trendImproving

Δ7d

+8.8

Δ21d

+9.0

Sentiment

33% active weight

Current posture

7d trendSoftening

Δ7d

-11.4

Δ21d

-6.3

Why this grade

Composite grade B. Momentum 62.9 / Value 62.3 / Sentiment 49.1

Fundamentals (TTM)

As of 2026-06-10

Market Cap

$632.49M

Beta

0.46

Shares Out

13.08M

P/E (TTM)

20.3

P/S (TTM)

2.58

P/FCF (TTM)

19.10

Rev YoY

+4.8%

EPS YoY

+213.0%

Gross Margin

+91.8%

Op Margin

+16.5%

Net Debt

$697.36M

Current Ratio

As of 2026-06-11 • Updated nightlySource: Internal modelMethodology