C

CitigroupB

NYSE / Banks

At close

2026-07-18

Current thesis

The Q2 result supports the turnaround thesis: revenue rose 14%, net income rose 45%, Services reached record quarterly revenue, Markets and Banking were strong, Wealth revenue increased for the ninth consecutive quarter, loans and deposits grew, and capital returns accelerated [#SEC-8K-2026-07-14].

Posture

Constructive

Lead driver

Sentiment

What changed

251 setup hits (3d) with net bullish as of 2026-07-17.

What can break

Analyst target-count data and the available peer set are limited, reducing valuation confidence.

Momentum

Value

Sentiment

Setup hits (3d)

251 · Net Bullish

AI TargetsBase $155.45 · Bull $175.00 · Bear $115.00

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-07-17 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Bullish

Target $155.45

Why

Momentum60 · Δ7d -11.2

Value48 · Δ7d +1.3

Sentiment61 · Δ7d +19.4

So what

Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.

Lead driver: Sentiment · See AI snapshot

Momentum

26% active weight

Current posture

7d trendFlat

Δ7d

-11.2

Δ21d

-20.1

Value

39% active weight

Current posture

7d trendImproving

Δ7d

+1.3

Δ21d

+1.0

Sentiment

34% active weight

Current posture

7d trendImproving

Δ7d

+19.4

Δ21d

+21.2

Why this grade

Composite grade B. Momentum 59.5 / Value 47.5 / Sentiment 61.2

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$221.84B

Beta

1.15

Shares Out

1.71B

P/E (TTM)

17.3

P/S (TTM)

2.60

P/FCF (TTM) · Derived

7.05

Rev YoY

+7.4%

EPS YoY

+56.1%

Gross Margin

Op Margin

+23.3%

Net Debt

$670.83B

Current Ratio

1.51

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology