RankAlpha logo
Back to Rankings

C

CitigroupB
NYSE / Banks
Last Price
Quote time unavailable
View Chart
Current thesis
The Q2 result supports the turnaround thesis: revenue rose 14%, net income rose 45%, Services reached record quarterly revenue, Markets and Banking were strong, Wealth revenue increased for the ninth consecutive quarter, loans and deposits grew, and capital returns accelerated [#SEC-8K-2026-07-14].
Posture
Constructive
Lead driver
Sentiment
What changed
3 setup hits (3d) with net bullish as of 2026-09-10.
What can break
Analyst target-count data and the available peer set are limited, reducing valuation confidence.
Momentum
58
Value
47
Sentiment
69
Setup hits (3d)
3 · Net Bullish
AI TargetsBase $155.45 · Bull $175.00 · Bear $115.00Analysis 2026-07-17; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-17 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Bullish
Target $156.18
Why
Momentum58 · Δ7d +16.2
Value47 · Δ7d -0.0
Sentiment69 · Δ7d +2.7
So what
Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • 3 setup hits (3d) with net bullish as of 2026-09-10.
  • • Sentiment remains the lead driver in the composite, 7D delta +2.7.

Contradictions & invalidation

  • • Analyst target-count data and the available peer set are limited, reducing valuation confidence.
  • • Credit losses and provisions could rise if consumer or corporate conditions weaken.
  • • The negative share-price reaction shows that investors may be discounting the earnings beat because of higher planned expenses and U.S.

Catalyst clock

2026-07-14

Q2 beat was broad, but higher-cost concerns drove a sell-the-news reaction

Lead driver: Sentiment · See AI snapshot
Momentum
58
9% active weight
Current posture
7d trendImproving
Δ7d
+16.2
Δ21d
+18.0
Value
47
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
+0.0
Sentiment
69
62% active weight
Current posture
7d trendImproving
Δ7d
+2.7
Δ21d
+2.9
Why this grade

Composite grade B. Momentum 58.2 / Value 46.6 / Sentiment 69.3

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-17. Scenario method

B+
Bull case
25%
Probability
Target price
$175.00
Analysis reference price unavailable
Analysis 2026-07-17 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$155.45
Analysis reference price unavailable
Analysis 2026-07-17 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$115.00
Analysis reference price unavailable
Analysis 2026-07-17 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$232.34B
Beta
1.15
Shares Out
1.68B
P/E (TTM)
17.3
P/S (TTM)
2.60
P/FCF (TTM) · Derived
7.04
Rev YoY
+4.9%
EPS YoY
+61.0%
Gross Margin
-
Op Margin
+14.3%
Net Debt
$670.83B
Current Ratio
1.51
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data