BSRR

Sierra BancorpB

Nasdaq / Banks

At close

2026-06-03

Current thesis

Bull case: steady NIM expansion and continued dividend support lead to multiple re-ratings toward the analyst high; deposit stability and modest loan growth validate higher multiple assumptions.

Posture

Constructive

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite, 7D delta -2.0.

What can break

Adverse loan-loss provisions or local CRE weakness

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $34.40 · Bull $39.00 · Bear $28.00

Data freshness

Prices

As of 2026-06-03

Fundamentals

As of 2026-06-02 • Vendor: Data Vendor v1

Scores

As of 2026-06-03 • Model: HYBRID_IC_RP

AI Memo

As of 2026-01-27 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-06-03

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Neutral

Target $39.25

Why

Momentum67 · Δ7d -2.0

Value56 · Δ7d +0.1

Sentiment46 · Δ7d +1.0

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Momentum · See technicals

Momentum

34% active weight

Current posture

7d trendSoftening

Δ7d

-2.0

Δ21d

+20.6

Value

32% active weight

Current posture

7d trendFlat

Δ7d

+0.1

Δ21d

-0.1

Sentiment

33% active weight

Current posture

7d trendFlat

Δ7d

+1.0

Δ21d

+17.2

Why this grade

Composite grade B. Momentum 67.0 / Value 56.3 / Sentiment 46.0

Fundamentals (TTM)

As of 2026-06-02

Market Cap

$501.19M

Beta

0.79

Shares Out

13.3M

P/E (TTM)

11.6

P/S (TTM)

2.89

P/FCF (TTM)

16.63

Rev YoY

-1.9%

EPS YoY

-2.7%

Gross Margin

Op Margin

+33.7%

Net Debt

$114.48M

Current Ratio

As of 2026-06-03 • Updated nightlySource: Internal modelMethodology