B+
Bull case
25%
Probability
Target price
$82.00
Analysis reference price unavailable
Analysis 2026-10-26 · RankAlpha Sentiment Codex
BHRB
Burke Herbert Financial ServicesBNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
The first full post-merger quarter produced $2.14 adjusted EPS, a 4.21% net interest margin and a 12.03% estimated CET1 ratio. If integration benefits persist without broader credit losses, the $70.70 anchor could leave room toward the packet's $80 indicative analyst target.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.1.
What can break
Deposit cost increased to 1.83% from 1.75%; further funding pressure could erode the margin benefit from higher loan yields. [#SEC-8K-2026-10-22]
Momentum
56
Value
64
Sentiment
56
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $71.00 · Bull $82.00 · Bear $56.00Analysis 2026-10-26; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-30 • Vendor: Data Vendor v1
Scores
As of 2026-10-30 • Model: HYBRID_IC_RP
AI Memo
As of 2026-10-26 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-10-30
Investment thesis
As of 2026-10-30
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-30. Definitions
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $80.00
Why
Momentum56 · Δ7d +1.1
Value64 · Δ7d -0.1
Sentiment56 · Δ7d +3.9
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Confirming evidence
- • Value remains the lead driver in the composite, 7D delta -0.1.
Contradictions & invalidation
- • Deposit cost increased to 1.83% from 1.75%; further funding pressure could erode the margin benefit from higher loan yields. [#SEC-8K-2026-10-22]
- • Merger-related adjustments make GAAP EPS of $1.78 materially lower than adjusted EPS of $2.14, complicating run-rate comparisons. [#SEC-8K-2026-10-22]
- • The modest EPS beat did not prevent a 1.44% next-session decline.
Catalyst clock
2026-11-06
Mixed Q3 earnings reception
Lead driver: Value · See fundamentals
Momentum
56
8% active weight
Current posture
7d trendImproving
Δ7d
+1.1
Δ21d
+5.2
Value
64
47% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
-0.1
Sentiment
56
45% active weight
Current posture
7d trendImproving
Δ7d
+3.9
Δ21d
-8.4
Why this grade
Composite grade B. Momentum 55.7 / Value 63.5 / Sentiment 55.7
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-10-26. Scenario method
Most likely
B
Base case
45%
Probability
Target price
$71.00
Analysis reference price unavailable
Analysis 2026-10-26 · RankAlpha Sentiment Codex
B-
Bear case
30%
Probability
Target price
$56.00
Analysis reference price unavailable
Analysis 2026-10-26 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-10-30
Fundamentals (TTM)
As of 2026-10-30
Market Cap
$1.42B
Beta
-
Shares Out
20.19M
P/E (TTM)
8.8
P/S (TTM)
2.77
P/FCF (TTM)
11.55
Rev YoY
+20.9%
EPS YoY
-74.7%
Gross Margin
-
Op Margin
+23.8%
Net Debt
$502.87M
Current Ratio
0.04
As of 2026-10-30 • Updated nightlySource: Internal modelMethods & Data