BFC

Bank First Corporation (NASDAQ:BFC) missed earnings with its latest quarterly results, disappointing overly-optimistic forecasters. It wasn't a great result overall - while revenue fell marginally short of analyst estimates at US$64m, statutory earnings missed forecasts by 19%, coming in at just US$1.78 per share. The analysts typically update their forecasts at each earnings report, and we can judge from their estimates whether their view of the company has changed or if there are any new concerns to be aware of. We thought readers would find it interesting to see the analysts latest (statutory) post-earnings forecasts for next year. We've found 21 US stocks that are forecast to pay a dividend yield of over 6% next year. See the full list for free. Taking into account the latest results, the current consensus from Bank First's dual analysts is for revenues of US$260.7m in 2026. This would reflect a major 35% increase on its revenue over the past 12 months. Statutory earnings per share are predicted to soar 40% to US$9.09. In the lead-up to this report, the analysts had been modelling revenues of US$269.9m and earnings per share (EPS) of US$10.08 in 2026. The analysts are less bullish than they were before these results, given the reduced revenue forecasts and the small dip in earnings per share expectations. View our latest analysis for Bank First The analysts made no major changes to their price target of US$159, suggesting the downgrades are not expected to have a long-term impact on Bank First's valuation. Another way we can view these estimates is in the context of the bigger picture, such as how the forecasts stack up against past performance, and whether forecasts are more or less bullish relative to other companies in the industry. The analysts are definitely expecting Bank First's growth to accelerate, with the forecast 49% annualised growth to the end of 2026 ranking favourably alongside historical growth of 12% per annum over the past five years. By contrast, our data suggests that other companies (with analyst coverage) in a similar industry are forecast to grow their revenue at 8.8% per year. It seems obvious that, while the growth outlook is brighter than the recent past, the analysts also expect Bank First to grow faster than the wider industry. The biggest concern is that the analysts reduced their earnings per share estimates, suggesting bus...

Net income of $20.0 million and earnings per common share of $1.78 for the three months ended March 31, 2026 Adjusted net income (non-GAAP) of $25.1 million and adjusted earnings per common share (non-GAAP) of $2.24 for the three months ended March 31, 2026, after removing the impact of one-time acquisition expenses and asset sales Annualized growth in tangible book value (non-GAAP) of 9.1% during the first quarter of 2026 Quarterly cash dividend of $0.55 per share declared, an increase of 10.0% and 22.2% over the prior quarter and prior-year first quarter, respectively MANITOWOC, Wis., April 16, 2026 /PRNewswire/ -- Bank First Corporation (NASDAQ: BFC) ("Bank First" or the "Bank"), the holding company for Bank First, N.A., reported net income of $20.0 million, or $1.78 per share, for the first quarter of 2026, compared with net income of $18.2 million, or $1.82 per share, for the prior-year first quarter. After removing the impact of $6.5 million of expenses related to the acquisition of Centre 1 Bancorp, Inc. ("Centre"), as well as $0.2 million of net gains on the sale of certain assets, the Bank reported adjusted net income (non-GAAP) of $25.1 million, or $2.24 per share, for the first quarter of 2026. There were no similar acquisition expenses or gains on sale of assets during the first quarter of 2025. "On January 1, 2026, we successfully completed our acquisition of Centre 1 Bancorp, Inc., the holding company for First National Bank and Trust, headquartered in Beloit, Wisconsin. This acquisition marked another milestone in Bank First's long-term growth strategy and established our new Stateline Region. We are pleased to welcome their customers, employees, and shareholders into the Bank First family, and we are excited to expand our capabilities by adding experienced Trust and Wealth Management, Fraud, and Treasury Management teams. The integration of these specialized services is already enhancing our ability to deliver comprehensive financial solutions across our legacy markets, and we are actively investing in the continued build-out of our Wealth Management platform throughout our footprint. As part of our disciplined integration strategy, six overlapping First National Bank and Trust branches were permanently closed upon completion of the acquisition. In addition, we are planning to build new, modern offices in Walworth, Delavan, and Monroe. These...

Bank First Corporation (BFC) came out with quarterly earnings of $2.24 per share, missing the Zacks Consensus Estimate of $2.4 per share. This compares to earnings of $1.82 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of -6.67%. A quarter ago, it was expected that this company would post earnings of $1.75 per share when it actually produced earnings of $2, delivering a surprise of +14.29%. Over the last four quarters, the company has surpassed consensus EPS estimates two times. Bank First Corporation, which belongs to the Zacks Banks - Northeast industry, posted revenues of $63.75 million for the quarter ended March 2026, missing the Zacks Consensus Estimate by 2.82%. This compares to year-ago revenues of $43.13 million. The company has topped consensus revenue estimates two times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Bank First Corporation shares have added about 17.1% since the beginning of the year versus the S&P 500's gain of 2.6%. While Bank First Corporation has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Bank First Corporation was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the complete lis...

MANITOWOC, Wis. (AP) — MANITOWOC, Wis. (AP) — Bank First Corporation (BFC) on Thursday reported first-quarter profit of $20 million. The Manitowoc, Wisconsin-based bank said it had earnings of $1.78 per share. Earnings, adjusted for one-time gains and costs, came to $2.24 per share. The company posted revenue of $84.1 million in the period. Its revenue net of interest expense was $63.7 million, missing Street forecasts. Bank First Corporation shares have risen 17% since the beginning of the year. In the final minutes of trading on Thursday, shares hit $142.30, an increase of 34% in the last 12 months. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on BFC at https://www.zacks.com/ap/BFC

Bank First Corporation (BFC) could be a solid addition to your portfolio given a notable revision in the company's earnings estimates. While the stock has been gaining lately, the trend might continue since its earnings outlook is still improving. Analysts' growing optimism on the earnings prospects of this company is driving estimates higher, which should get reflected in its stock price. After all, empirical research shows a strong correlation between trends in earnings estimate revisions and near-term stock price movements. This insight is at the core of our stock rating tool -- the Zacks Rank. The five-grade Zacks Rank system, which ranges from a Zacks Rank #1 (Strong Buy) to a Zacks Rank #5 (Strong Sell), has an impressive externally-audited track record of outperformance, with Zacks #1 Ranked stocks generating an average annual return of +25% since 2008. For Bank First Corporation, strong agreement among the covering analysts in revising earnings estimates upward has resulted in meaningful improvement in consensus estimates for the next quarter and full year. The chart below shows the evolution of forward 12-month Zacks Consensus EPS estimate: For the current quarter, the company is expected to earn $2.40 per share, which is a change of +31.9% from the year-ago reported number. Over the last 30 days, the Zacks Consensus Estimate for Bank First Corporation has increased 33.33% because one estimate has moved higher compared to no negative revisions. The company is expected to earn $10.35 per share for the full year, which represents a change of +39.5% from the prior-year number. There has been an encouraging trend in estimate revisions for the current year as well. Over the past month, one estimate has moved up for Bank First Corporation versus no negative revisions. This has pushed the consensus estimate 35.29% higher. Thanks to promising estimate revisions, Bank First Corporation currently carries a Zacks Rank #1 (Strong Buy). The Zacks Rank is a tried-and-tested rating tool that helps investors effectively harness the power of earnings estimate revisions and make the right investment decision. You can see the complete list of today's Zacks #1 Rank (Strong Buy) stocks here. Our research shows that stocks with Zacks Rank #1 (Strong Buy) and 2 (Buy) significantly outperform the S&P 500. While strong estimate revisions for Bank First Corporation have attr...

MANITOWOC, Wis. (AP) — MANITOWOC, Wis. (AP) — Bank First Corporation (BFC) on Thursday reported fourth-quarter net income of $18.4 million. The bank, based in Manitowoc, Wisconsin, said it had earnings of $1.87 per share. Earnings, adjusted for one-time gains and costs, were $2 per share. The company posted revenue of $61.4 million in the period. Its revenue net of interest expense was $44.9 million, topping Street forecasts. For the year, the company reported profit of $71.5 million, or $7.23 per share. Revenue was reported as $173.9 million. Bank First Corporation shares have increased 11% since the beginning of the year. In the final minutes of trading on Thursday, shares hit $135.82, an increase of 37% in the last 12 months. _____ This story was generated by Automated Insights (http://automatedinsights.com/ap) using data from Zacks Investment Research. Access a Zacks stock report on BFC at https://www.zacks.com/ap/BFC

Net income of $18.4 million and $71.5 million for the three months and year ended December 31, 2025, respectively Earnings per common share of $1.87 and $7.23 for the three months and year ended December 31, 2025, respectively Annualized return on average assets of 1.65% and 1.62% for the three months and year ended December 31, 2025, respectively Quarterly cash dividend of $0.50 per share declared, an increase of 11.1% over the prior quarter and prior-year fourth quarter. MANITOWOC, Wis., Jan. 22, 2026 /PRNewswire/ -- Bank First Corporation (NASDAQ: BFC) ("Bank First" or the "Bank"), the holding company for Bank First, N.A., reported net income of $18.4 million, or $1.87 per share, for the fourth quarter of 2025, compared with net income of $17.5 million, or $1.75 per share, for the prior-year fourth quarter. For the year ended December 31, 2025, Bank First earned $71.5 million, or $7.23 per share, compared to $65.6 million, or $6.50 per share for the full year of 2024. After removing the impact of one-time expenses related to the acquisition of Centre 1 Bancorp, Inc. ("Centre"), as well as net gains on the sales of certain assets and a loss on the razing of the headquarters of a previously acquired institution, the Bank reported adjusted net income (non-GAAP) of $19.6 million, or $2.00 per share, for the fourth quarter of 2025, compared with $17.4 million, or $1.74 per share, for the prior-year fourth quarter. For the year ended December 31, 2025, adjusted net income (non-GAAP) totaled $73.4 million, or $7.42 per share, compared to $65.0 million, or $6.45 per share for the full year of 2024. "We are pleased to announce that the Company's annual earnings per share increased by more than 15% despite incurring $1.5 million in expenses related to the merger with Centre, the parent company of First National Bank and Trust Company ("FNBT"), headquartered in Beloit, Wisconsin," stated Mike Molepske, Chairman and CEO of Bank First. "The acquisition of FNBT is the most transformational event in Bank First's 131-year history, bringing together two relationship-based, community-focused organizations. This acquisition is more than twice the size of our largest previous merger, expands us into Walworth, Rock, and Green Counties in Wisconsin, and into Winnebago County in Illinois, and brings Trust and Wealth Management to Bank First." Operating Results Net interest inco...

Bank First Corporation (BFC) came out with quarterly earnings of $2 per share, beating the Zacks Consensus Estimate of $1.75 per share. This compares to earnings of $1.74 per share a year ago. These figures are adjusted for non-recurring items. This quarterly report represents an earnings surprise of +14.29%. A quarter ago, it was expected that this company would post earnings of $1.81 per share when it actually produced earnings of $1.91, delivering a surprise of +5.52%. Over the last four quarters, the company has surpassed consensus EPS estimates three times. Bank First Corporation, which belongs to the Zacks Banks - Northeast industry, posted revenues of $44.92 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 4.23%. This compares to year-ago revenues of $40.07 million. The company has topped consensus revenue estimates three times over the last four quarters. The sustainability of the stock's immediate price movement based on the recently-released numbers and future earnings expectations will mostly depend on management's commentary on the earnings call. Bank First Corporation shares have added about 11.4% since the beginning of the year versus the S&P 500's gain of 0.4%. While Bank First Corporation has outperformed the market so far this year, the question that comes to investors' minds is: what's next for the stock? There are no easy answers to this key question, but one reliable measure that can help investors address this is the company's earnings outlook. Not only does this include current consensus earnings expectations for the coming quarter(s), but also how these expectations have changed lately. Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions. Investors can track such revisions by themselves or rely on a tried-and-tested rating tool like the Zacks Rank, which has an impressive track record of harnessing the power of earnings estimate revisions. Ahead of this earnings release, the estimate revisions trend for Bank First Corporation was mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zacks Rank #3 (Hold) for the stock. So, the shares are expected to perform in line with the market in the near future. You can see the c...

In the midst of recent volatility, where major U.S. stock indexes have experienced significant shifts, investors are keenly observing companies that demonstrate resilience and potential for growth. Amidst this backdrop, stocks with high insider ownership often attract attention as they can signal confidence from those closest to the company’s operations and future prospects. Click here to see the full list of 193 stocks from our Fast Growing US Companies With High Insider Ownership screener. Below we spotlight a couple of our favorites from our exclusive screener. Simply Wall St Growth Rating: ★★★★☆☆ Overview: AerSale Corporation supplies aftermarket commercial aircraft, engines, and parts to a diverse range of clients globally, including airlines and defense contractors, with a market cap of approximately $285.47 million. Operations: AerSale's revenue is derived from several segments, including Tech Ops - MRO Services at $95.08 million, Tech Ops - Product Sales at $25.34 million, Asset Management Solutions - Engine at $185.29 million, and Asset Management Solutions - Aircraft at $33.38 million. Insider Ownership: 27.4% Earnings Growth Forecast: 67.8% p.a. AerSale's insider ownership aligns with its growth potential, as earnings are expected to rise significantly at 67.8% annually, outpacing the US market. Despite a recent net loss of US$0.12 million in Q3 2025, the company's nine-month net income improved slightly to US$3.18 million from last year. Revenue forecasts suggest an 18% annual increase, faster than the broader market but below significant growth thresholds; however, return on equity remains low at 6.1%. Take a closer look at AerSale's potential here in our earnings growth report. In light of our recent valuation report, it seems possible that AerSale is trading beyond its estimated value. Simply Wall St Growth Rating: ★★★★★☆ Overview: Bank First Corporation operates as a holding company for Bank First, N.A., with a market cap of approximately $1.19 billion. Operations: The company generates revenue primarily from its banking operations, totaling $168.78 million. Insider Ownership: 10.2% Earnings Growth Forecast: 25.2% p.a. Bank First's growth outlook is strong, with earnings and revenue expected to grow significantly at over 25% annually, surpassing market averages. Despite trading below its estimated fair value, return on equity is forecasted to...

Bank First (BFC) delivered upbeat third-quarter results, posting higher net income and net interest income as loan growth and repricing powered another step up in profitability. The bank’s forward guidance remains constructive. See our latest analysis for Bank First. With new highs in revenue and third-quarter profit driving optimism, Bank First’s recent share price reflects solid investor sentiment. The stock has gained 31.8% so far in 2025 and delivered a total shareholder return of nearly 47% over the past year, handily outpacing many peers. Recent events like another earnings beat, a strategic acquisition in Wisconsin, and a board refresh have added to the momentum. If you’re looking to catch the next wave of market movers, now’s an ideal moment to discover fast growing stocks with high insider ownership. With shares close to record highs and fundamentals trending upward, the key question now is whether Bank First still trades at an attractive value, or if the market has already factored in its future growth. Is there still a buying opportunity here, or is everything now priced in? Shares in Bank First trade at a price-to-earnings ratio of 18x, placing the stock at a significant premium compared to US bank peers and its own fundamental earnings position. The price-to-earnings (P/E) ratio measures how much investors are paying for each dollar of a company's earnings. For banks, P/E is especially relevant as a gauge of whether the market believes current profit levels are sustainable or likely to grow. Bank First's high P/E suggests investors have high confidence in future profit growth relative to the US Banks industry. However, the company's ratio is not just above the industry average of 11.3x; it is also well above the estimated fair price-to-earnings ratio of 14.5x and the peer average of 11.2x. This indicates the market is pricing in significant optimism, potentially more than fundamentals alone might justify. Explore the SWS fair ratio for Bank First Result: Price-to-Earnings of 18x (OVERVALUED) However, a pullback could occur if loan growth slows or if competitive pressures begin to chip away at profit margins in the coming quarters. Find out about the key risks to this Bank First narrative. While the 18x price-to-earnings suggests Bank First trades at a premium, our DCF model estimates the fair value at $159.81 per share, about 19.5% above today's...

Bank First (BFC) posted earnings that have grown at an average annual rate of 16.4% over the past five years, with a rapid 23.97% yearly growth forecast ahead. The company’s net profit margin came in at 41.5%, lower than last year’s 44.2%, and shares currently trade at $132.19, which is a discount to an estimated fair value of $155.78 based on discounted cash flow analysis. The outlook remains upbeat as expected earnings and revenue growth both outpace US market averages. However, investors may keep an eye on the premium valuation amid narrowing margins. See our full analysis for Bank First. The next section cuts through the numbers and weighs them against the widely followed narratives, highlighting where they match up and where the real surprises lie. Curious how numbers become stories that shape markets? Explore Community Narratives Net profit margin declined to 41.5% from 44.2% a year ago, signaling slightly less efficiency at converting revenue into bottom-line profits. Despite the narrower margin, current growth estimates still highlight Bank First's reputation as a “Stable Digital Transformer,” which supports confidence in its digital strategy and operational resilience. The 16.4% annual earnings growth over five years and the projected 23.97% growth for the next three years reinforce the case that rapid digital adoption and loan growth are translating to real performance. However, while these strong growth rates support arguments about innovation and stability, the slip in net margin tempers expectations that efficiency will continue improving at the same pace. Revenue is forecast to rise by 23.6% annually, outpacing the broader US financial sector’s expected rate of 15.5% a year. The market’s prevailing view sees Bank First’s steep revenue and earnings trajectory as a positive sign for future value, but also highlights that execution, especially delivering on digital transformation goals, remains crucial. Analysts point out that impressive revenue expansion and a conservative balance sheet make Bank First attractive for investors seeking both growth and stability in an increasingly tech-driven sector. Yet, the consistent emphasis on digital innovation means expectations are high; any missteps or delays in implementation could challenge recent optimism. Shares trade at a Price-to-Earnings ratio of 18.9x, above both US banking peers and the industry a...

Bank First (BFC) reported Q3 adjusted earnings late Tuesday of $1.91 per share, up from $1.65 a year