B+
Bull case
25%
Probability
Target price
$84.00
Analysis reference price unavailable
Analysis 2026-10-26 · RankAlpha Sentiment Codex
BANR
BannerBNasdaq / Banks
Last Price
Quote time unavailable
AI scenario view
RankAlpha Sentiment CodexPost-earnings T+3Most likely
B
Base case
50%
Probability
Target price
$74.00
Analysis reference price unavailable
Analysis 2026-10-26 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$58.00
Analysis reference price unavailable
Analysis 2026-10-26 · RankAlpha Sentiment Codex
The current persistence contract does not provide an exact AI reference price. RankAlpha therefore does not calculate scenario return from the live quote. How scenarios are presented
AI sentiment snapshot
Latest data as of 2026-10-26
Recent news sentiment (30D)
+5.8
Positive
Company
-
Unavailable
Macro
+5.8
Positive
Pulse
-
Unavailable
Weekly research (10D)
-20.0
Negative
Sentiment proxy
+67.5
Score
AI commentary
Tone is mixed: reported net interest income and the completed acquisition contrast with the adjusted earnings and revenue misses. Secondary price-history coverage indicates BANR closed October 22 about 3% above its pre-release close; the packet's October 23 adjusted-close anchor is $70.28. This reaction should not be attributed to a single earnings driver. A post-print Neutral/$76 analyst reiteration was found, but a broad revision trend was not verified. Price history Analyst report
RankAlpha Sentiment Codex - 2026-10-26
Open post-earnings memoEvidence flagged
later post-earnings follow-up lacks concrete company-source and analyst/market reaction evidence
Impact
tentative
Confidence
-
AI events
2026-11-13eventDeclared quarterly dividendMedium impact
Banner declared a $0.52-per-share dividend payable November 13 to shareholders of record November 5. This is a confirmed capital-return event, not evidence of a dividend increase. [#SEC-8K-2026-10-21]
2026-11-20eventPost-earnings reassessmentMedium impact
Q3 net income fell to $47.7 million, or $1.36 per diluted share, from $48.9 million in Q2, despite higher net interest income. Zacks reported adjusted EPS of $1.51 versus its $1.54 consensus and a revenue miss; published consensus figures differ across providers. The question is whether acquisition-driven growth offsets the miss and $5.2 million of merger-related costs. [#SEC-8K-2026-10-21] Zacks
2027-03-31catalystAcquired-loan credit performanceMedium impact
Non-performing loans rose to $59.1 million at September 30 from $54.8 million at June 30, while the loan-loss allowance ratio eased to 1.32% from 1.35%. Subsequent acquired-loan performance could change the earnings interpretation. Banner Q3 release
Recommendation
N/A
No formal recommendation provided.
As of 2026-10-26 • Updated nightlySource: Internal modelMethodology