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BANR

BannerB
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
Q2 confirmed year-over-year earnings growth, higher net interest income, robust loan growth, a strong core funding base, and continued capital returns. [#SEC-8K-2026-07-22]
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +4.0.
What can break
Credit deterioration could require additional provisions beyond the isolated issues described in post-earnings coverage.
Momentum
61
Value
58
Sentiment
65
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $74.00 · Bull $82.00 · Bear $62.00Analysis 2026-07-27; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-27 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $76.50
Why
Momentum61 · Δ7d +5.0
Value58 · Δ7d -0.0
Sentiment65 · Δ7d +4.0
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • Sentiment remains the lead driver in the composite, 7D delta +4.0.

Contradictions & invalidation

  • • Credit deterioration could require additional provisions beyond the isolated issues described in post-earnings coverage.
  • • Funding mix and FHLB borrowing costs could offset loan-yield or margin improvement.
  • • Sequential EPS declined, credit-loss provision increased materially, and higher operating expenses may delay operating leverage.

Catalyst clock

2026-07-27

Q2 2026 earnings support a cautiously positive reset

Lead driver: Sentiment · See AI snapshot
Momentum
61
9% active weight
Current posture
7d trendFlat
Δ7d
+5.0
Δ21d
+8.5
Value
58
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.1
Sentiment
65
62% active weight
Current posture
7d trendImproving
Δ7d
+4.0
Δ21d
+7.2
Why this grade

Composite grade B. Momentum 61.1 / Value 57.6 / Sentiment 65.3

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-27. Scenario method

B+
Bull case
25%
Probability
Target price
$82.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$74.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$62.00
Analysis reference price unavailable
Analysis 2026-07-27 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$2.5B
Beta
0.90
Shares Out
33.98M
P/E (TTM)
11.6
P/S (TTM)
3.33
P/FCF (TTM)
8.54
Rev YoY
+1.6%
EPS YoY
+9.4%
Gross Margin
-
Op Margin
+28.8%
Net Debt
$189.85M
Current Ratio
0.06
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data