AVBH
AvidbankDNasdaq / Banks
Last Price
At close
2026-07-23
Current thesis
Loan growth, stable deposits, and modest NIM expansion lift EPS and justify a re-rating toward the bull target.
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.9.
What can break
Commercial-credit deterioration
Momentum
48
Value
37
Sentiment
42
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $26.13 · Bull $31.36 · Bear $20.90
Data freshness
Prices
As of 2026-07-23
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-23 • Model: HYBRID_IC_RP
AI Memo
As of 2025-11-03 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-23
Investment thesis
As of 2026-07-23
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $36.25
Why
Momentum48 · Δ7d -13.5
Value37 · Δ7d +0.9
Sentiment42 · Δ7d +0.4
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
48
26% active weight
Current posture
7d trendSoftening
Δ7d
-13.5
Δ21d
-12.9
Value
37
39% active weight
Current posture
7d trendFlat
Δ7d
+0.9
Δ21d
+2.1
Sentiment
42
34% active weight
Current posture
7d trendFlat
Δ7d
+0.4
Δ21d
+1.6
Why this grade
Composite grade D. Momentum 47.9 / Value 37.2 / Sentiment 42.3
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$354.4M
Beta
0.38
Shares Out
10.96M
P/E (TTM)
11.0
P/S (TTM)
3.21
P/FCF (TTM)
11.56
Rev YoY
+13.5%
EPS YoY
+18.3%
Gross Margin
-
Op Margin
+40.0%
Net Debt
$80.27M
Current Ratio
0.07
As of 2026-07-23 • Updated nightlySource: Internal modelMethodology