AVBH
AvidbankDNasdaq / Banks
Last Price
At close
2026-07-21
Current thesis
Loan growth, stable deposits, and modest NIM expansion lift EPS and justify a re-rating toward the bull target.
Posture
Defensive
Lead driver
Value
What changed
Next scheduled catalyst: earnings 2026-07-23 · AMC.
What can break
Commercial-credit deterioration
Momentum
45
Value
37
Sentiment
42
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $26.13 · Bull $31.36 · Bear $20.90
Earnings
2026-07-23 · AMC
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2025-11-03 • Model: RankAlpha Sentiment AI
Investment thesisAs of 2026-07-21
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $36.25
Why
Momentum45 · Δ7d -14.4
Value37 · Δ7d -0.1
Sentiment42 · Δ7d -1.6
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Value · See fundamentals
Momentum
45
26% active weight
Current posture
7d trendSoftening
Δ7d
-14.4
Δ21d
-7.2
Value
37
39% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
+1.1
Sentiment
42
34% active weight
Current posture
7d trendSoftening
Δ7d
-1.6
Δ21d
-2.0
Why this grade
Composite grade D. Momentum 45.3 / Value 36.5 / Sentiment 41.8
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$354.4M
Beta
0.38
Shares Out
10.96M
P/E (TTM)
11.0
P/S (TTM)
3.21
P/FCF (TTM)
11.56
Rev YoY
+13.5%
EPS YoY
+18.3%
Gross Margin
-
Op Margin
+40.0%
Net Debt
$80.27M
Current Ratio
0.07
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology