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AVBH

AvidbankD
Nasdaq / Banks
Last Price
Quote time unavailable
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Current thesis
Loan growth, stable deposits, and modest NIM expansion lift EPS and justify a re-rating toward the bull target.
Posture
Defensive
Lead driver
Sentiment
What changed
Next scheduled catalyst: earnings 2026-10-26 · AMC.
What can break
Commercial-credit deterioration
Momentum
55
Value
37
Sentiment
45
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $26.13 · Bull $31.36 · Bear $20.90Analysis 2025-11-03; returns require an exact persisted reference.
Earnings
2026-10-26 · AMC
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2025-11-03 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $38.80
Why
Momentum55 · Δ7d -3.8
Value37 · Δ7d +1.0
Sentiment45 · Δ7d -1.1
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Next scheduled catalyst: earnings 2026-10-26 · AMC.
  • • Sentiment remains the lead driver in the composite, 7D delta -1.1.

Contradictions & invalidation

  • • Commercial-credit deterioration
  • • Deposit attrition or rising funding costs
  • • Reserve builds, deposit outflows, or margin compression reduce EPS and push the stock toward the bear target.

Catalyst clock

2026-10-26 · AMC

Quarterly earnings (near-term)

Lead driver: Sentiment · See AI snapshot
Momentum
55
8% active weight
Current posture
7d trendFlat
Δ7d
-3.8
Δ21d
+2.7
Value
37
47% active weight
Current posture
7d trendImproving
Δ7d
+1.0
Δ21d
+2.1
Sentiment
45
45% active weight
Current posture
7d trendSoftening
Δ7d
-1.1
Δ21d
-7.7
Why this grade

Composite grade D. Momentum 54.8 / Value 37.1 / Sentiment 44.6

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2025-11-03. Scenario method

B+
Bull case
25%
Probability
Target price
$31.36
Analysis reference price unavailable
Analysis 2025-11-03 · RankAlpha Sentiment AI
Most likely
B
Base case
55%
Probability
Target price
$26.13
Analysis reference price unavailable
Analysis 2025-11-03 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$20.90
Analysis reference price unavailable
Analysis 2025-11-03 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$347.92M
Beta
0.38
Shares Out
10.98M
P/E (TTM)
11.0
P/S (TTM)
3.21
P/FCF (TTM)
11.56
Rev YoY
+15.6%
EPS YoY
-5.9%
Gross Margin
-
Op Margin
+40.0%
Net Debt
$80.27M
Current Ratio
0.07
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data