ASIC

Ategrity Specialty InsuranceB

NYSE / Insurance

At close

2026-07-20

Current thesis

The constructive case is that Ategrity is still early in proving out a scalable specialty E&S model: Q4 2025 showed 30.2% gross written premium growth, an 84.9% combined ratio, and continued expense leverage, while the stock still trades below the packet's 26.8 median target and has an authorized buyback for downside support [#PR-2026-02-19] [#8-K-2026-02-19].

Posture

Constructive

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +0.8.

What can break

Buyback authorization is not meaningfully executed

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $23.50 · Bull $27.00 · Bear $17.50

Data freshness

Prices

As of 2026-07-20

Fundamentals

As of 2026-07-20 • Vendor: Data Vendor v1

Scores

As of 2026-07-20 • Model: HYBRID_IC_RP

AI Memo

As of 2026-04-15 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-20

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Neutral

Target $28.20

Why

Momentum77 · Δ7d -2.2

Value54 · Δ7d +0.8

Sentiment49 · Δ7d +2.1

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendFlat

Δ7d

-2.2

Δ21d

+9.2

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.8

Δ21d

+1.1

Sentiment

34% active weight

Current posture

7d trendImproving

Δ7d

+2.1

Δ21d

+1.9

Why this grade

Composite grade B. Momentum 77.3 / Value 53.7 / Sentiment 49.0

Fundamentals (TTM)

As of 2026-07-20

Market Cap

$1.14B

Beta

Shares Out

48.03M

P/E (TTM) · Derived

14.4

P/S (TTM)

P/FCF (TTM) · Derived

7.19

Rev YoY

+55.2%

EPS YoY

+184.6%

Gross Margin

Op Margin

Net Debt

-$28.37M

Current Ratio

0.90

As of 2026-07-20 • Updated nightlySource: Internal modelMethodology