AMAL

Amalgamated FinancialC

Nasdaq / Banks

At close

2026-08-01

Current thesis

Bull requires meaningful NII improvement, sustained cost discipline, and credible capital returns that narrow the valuation gap to peers and drive multiple expansion toward the bull_target.

Posture

Mixed

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +0.3.

What can break

Commercial real estate or broader credit deterioration

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $34.00 · Bull $48.00 · Bear $31.94

Data freshness

Prices

As of 2026-08-01

Fundamentals

As of 2026-07-31 • Vendor: Data Vendor v1

Scores

As of 2026-08-01 • Model: HYBRID_IC_RP

AI Memo

As of 2026-01-24 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-08-01

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $53.00

Why

Momentum76 · Δ7d -9.4

Value53 · Δ7d +0.3

Sentiment35 · Δ7d -0.4

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

10% active weight

Current posture

7d trendSoftening

Δ7d

-9.4

Δ21d

+2.7

Value

40% active weight

Current posture

7d trendFlat

Δ7d

+0.3

Δ21d

-1.6

Sentiment

49% active weight

Current posture

7d trendFlat

Δ7d

-0.4

Δ21d

-8.1

Why this grade

Composite grade C. Momentum 75.6 / Value 53.5 / Sentiment 34.7

Fundamentals (TTM)

As of 2026-07-31

Market Cap

$1.48B

Beta

0.83

Shares Out

29.9M

P/E (TTM)

10.1

P/S (TTM)

3.12

P/FCF (TTM)

9.30

Rev YoY

+11.3%

EPS YoY

+3.4%

Gross Margin

Op Margin

+43.5%

Net Debt

$77.3M

Current Ratio

0.04

As of 2026-08-01 • Updated nightlySource: Internal modelMethodology