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ALRS

Alerus FinancialC
Nasdaq / Financial Services
Last Price
At close
2026-07-20
View Chart
Current thesis
Durable NIM expansion, stable deposits, and healthy loan growth drive above-consensus EPS and multiple expansion toward the analyst high (~$27).
Posture
Mixed
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta -1.3.
What can break
Capital actions that limit buybacks/dividends
Momentum
79
Value
48
Sentiment
38
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $25.00 · Bull $27.00 · Bear $22.00
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-29 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $31.00
Why
Momentum79 · Δ7d -1.3
Value48 · Δ7d +0.1
Sentiment38 · Δ7d -4.4
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Momentum · See technicals
Momentum
79
26% active weight
Current posture
7d trendFlat
Δ7d
-1.3
Δ21d
-0.3
Value
48
39% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
-9.0
Sentiment
38
34% active weight
Current posture
7d trendSoftening
Δ7d
-4.4
Δ21d
-4.8
Why this grade

Composite grade C. Momentum 79.0 / Value 47.7 / Sentiment 38.3

Fundamentals (TTM)
As of 2026-07-20
Market Cap
$806.63M
Beta
0.65
Shares Out
25.13M
P/E (TTM)
12.0
P/S (TTM)
2.06
P/FCF (TTM)
20.96
Rev YoY
+2.0%
EPS YoY
+72.1%
Gross Margin
-
Op Margin
+22.8%
Net Debt
$337.07M
Current Ratio
0.04
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology