AIZ

AssurantC

NYSE / Insurance

At close

2026-07-20

Current thesis

Assurant delivers margin improvement, benign reserve development, stronger device-protection and housing premiums, and sustains capital returns; multiple re-rating toward peers drives share gains to the bull target within ~12 months.

Posture

Mixed

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +0.2.

What can break

Adverse reserve development or reversal of prior reserve releases

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $216.00 · Bull $280.00 · Bear $165.00

Data freshness

Prices

As of 2026-07-20

Fundamentals

As of 2026-07-20 • Vendor: Data Vendor v1

Scores

As of 2026-07-20 • Model: HYBRID_IC_RP

AI Memo

As of 2025-09-29 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-20

Supporting evidence

What

Grade C · Mixed

Confidence Medium · Net Neutral

Target $293.00

Why

Momentum63 · Δ7d -1.4

Value53 · Δ7d +0.2

Sentiment41 · Δ7d -1.9

So what

Balanced signals (Net Neutral). Wait for confirmation before sizing up.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendFlat

Δ7d

-1.4

Δ21d

-5.6

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.2

Δ21d

+0.4

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-1.9

Δ21d

-5.3

Why this grade

Composite grade C. Momentum 63.0 / Value 52.6 / Sentiment 40.6

Fundamentals (TTM)

As of 2026-07-20

Market Cap

$13.65B

Beta

0.56

Shares Out

49.55M

P/E (TTM)

14.6

P/S (TTM)

0.96

P/FCF (TTM)

14.06

Rev YoY

+11.3%

EPS YoY

+92.7%

Gross Margin

Op Margin

+9.2%

Net Debt

$467M

Current Ratio

3.28

As of 2026-07-20 • Updated nightlySource: Internal modelMethodology