RankAlpha logo
Back to Rankings

AIZ

AssurantD
NYSE / Insurance
Last Price
Quote time unavailable
View Chart
Current thesis
Assurant delivers margin improvement, benign reserve development, stronger device-protection and housing premiums, and sustains capital returns; multiple re-rating toward peers drives share gains to the bull target within ~12 months.
Posture
Defensive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.4.
What can break
Adverse reserve development or reversal of prior reserve releases
Momentum
59
Value
52
Sentiment
42
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $216.00 · Bull $280.00 · Bear $165.00Analysis 2025-09-29; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2025-09-29 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-10-23

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions

Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Neutral
Target $326.67
Why
Momentum59 · Δ7d -3.6
Value52 · Δ7d -0.4
Sentiment42 · Δ7d +0.7
So what
Weak posture (Net Neutral). Prioritize risk control and patience.

Confirming evidence

  • • Value remains the lead driver in the composite, 7D delta -0.4.

Contradictions & invalidation

  • • Adverse reserve development or reversal of prior reserve releases
  • • Higher-than-expected catastrophe or large-loss incidence in housing/device protection
  • • Adverse reserve strengthening, elevated catastrophe or warranty claims, or weaker premium volumes compress earnings and book value, pushing the stock toward the bear target.

Catalyst clock

No dated catalyst is available.

Reserve / loss-development surprise

Lead driver: Value · See fundamentals
Momentum
59
8% active weight
Current posture
7d trendSoftening
Δ7d
-3.6
Δ21d
-1.5
Value
52
47% active weight
Current posture
7d trendFlat
Δ7d
-0.4
Δ21d
-0.5
Sentiment
42
45% active weight
Current posture
7d trendSoftening
Δ7d
+0.7
Δ21d
-11.9
Why this grade

Composite grade D. Momentum 59.3 / Value 52.0 / Sentiment 41.7

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2025-09-29. Scenario method

B+
Bull case
25%
Probability
Target price
$280.00
Analysis reference price unavailable
Analysis 2025-09-29 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$216.00
Analysis reference price unavailable
Analysis 2025-09-29 · RankAlpha Sentiment AI
B-
Bear case
15%
Probability
Target price
$165.00
Analysis reference price unavailable
Analysis 2025-09-29 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$14.04B
Beta
0.56
Shares Out
49.32M
P/E (TTM)
14.6
P/S (TTM)
0.96
P/FCF (TTM)
14.06
Rev YoY
+9.4%
EPS YoY
+31.3%
Gross Margin
-
Op Margin
+10.7%
Net Debt
$467M
Current Ratio
3.28
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data