ACT

EnactB

Nasdaq / Financial Services

At close

2026-06-02

Current thesis

ACT still looks like a disciplined mortgage-insurer compounding book value while returning large amounts of capital. The strongest bull points are resilient credit, elevated persistency, sizable PMIERs excess capital, and a board-supported dividend and repurchase framework [#10-K-2026-02-27] [#8-K-2026-02-03].

Posture

Constructive

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +9.4.

What can break

Alternatives to private mortgage insurance or lower MI coverage selections could hurt volumes and pricing.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $43.00 · Bull $48.00 · Bear $35.00

Data freshness

Prices

As of 2026-06-02

Fundamentals

As of 2026-06-01 • Vendor: Data Vendor v1

Scores

As of 2026-06-02 • Model: HYBRID_IC_RP

AI Memo

As of 2026-04-15 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-06-02

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Neutral

Target $45.60

Why

Momentum53 · Δ7d -14.8

Value69 · Δ7d +9.4

Sentiment54 · Δ7d +7.1

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Value · See fundamentals

Momentum

34% active weight

Current posture

7d trendSoftening

Δ7d

-14.8

Δ21d

+2.0

Value

32% active weight

Current posture

7d trendImproving

Δ7d

+9.4

Δ21d

+9.3

Sentiment

33% active weight

Current posture

7d trendImproving

Δ7d

+7.1

Δ21d

+12.1

Why this grade

Composite grade B. Momentum 53.0 / Value 69.0 / Sentiment 54.5

Fundamentals (TTM)

As of 2026-06-01

Market Cap

$5.74B

Beta

0.54

Shares Out

144.4M

P/E (TTM)

9.3

P/S (TTM)

4.75

P/FCF (TTM)

9.94

Rev YoY

+0.6%

EPS YoY

-4.2%

Gross Margin

Op Margin

+72.9%

Net Debt

$143.62M

Current Ratio

As of 2026-06-02 • Updated nightlySource: Internal modelMethodology