AI Stock Memo: WEX - WEX - RankAlpha

WEX

Rating buyAI Memo

WEX

As of 2026-02-05/Confidence medium

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Data freshness

AI Memo

As of 2026-02-05 • Model: RankAlpha Sentiment AI

Decision Panel

Action, confidence, horizon, and decision blockers at a glance.

Action

buy

Confidence

medium

Horizon

—

Key catalyst

Analyst revisions • 2026-04-30

Expected move: +10%

Biggest risk

Macro slowdown or lost large contracts compress transaction volumes and receivables, causing weaker revenue growth and multiple contraction toward the analyst low.

Invalidation

Break below $144 or thesis failure.

What would change my mind?

WEX gains share in commercial payments, posts above-consensus revenue and margin expansion from network leverage and high-margin services, driving multiple expansion toward the high end of analyst targets.

Research note

Recommendation

buy

Confidence

medium

As of

2026-02-05

Base target

$174

p=60%

Bull target

$220

p=25%

Bear target

$144

p=15%

Key bullets

Fast scan of bull, bear, and watch items

BullKey bullets

Analyst revisions
Q1 2026 earnings & guidance
Large client / network expansion

BearKey bullets

Execution risk on product integrations
Loss of major commercial clients or contracts
Macro slowdown reducing transaction volumes

WatchKey bullets

ANCHOR: {"price": 147.21, "timestamp_utc": "2026-02-05T17:39:03+00:00", "source": "broker_last"} ANALYST_TARGETS_REVIEWED: true I used the anchor above and the published analyst distribution as a sanity check; the base target equals the analyst median (173.57) while the bull (220.0) sits below the consensus high (275) and the bear (144.0) matches the reported analyst low (144).

Summary

High-level snapshot

Recommendation

buy

Model confidence

medium

Timeframe

Asset

Equity

Trigger

Base case: $174 (p=60%)

Bull/Bear spread: +39% / -9%

Vs latest close: Bull +39% · Base +10% · Bear -9%

Scenario probabilities

Bull Target: $220 (p=25%)Base Target: $174 (p=60%)Bear Target: $144 (p=15%)

Commentary

Sentiment is cautiously constructive: consensus medians imply upside from the anchor but dispersion across analysts signals execution risk. Recent coverage mixes modest upgrades and conservative views, keeping tone balanced between opportunity and execution vigilance.

As of 2026-02-05 • Updated bi-weekly / post-earningsSource: Internal modelMethodology

Analyst Summary

Thesis highlights from the latest analysis

Bull Case

Bear Case

Macro slowdown or lost large contracts compress transaction volumes and receivables, causing weaker revenue growth and multiple contraction toward the analyst low.

Drivers

Scannable catalysts and supporting factors

Analyst revisions
Q1 2026 earnings & guidance
Large client / network expansion

Human Analyst Targets

External snippets for comparison only; verify at source.

Unverified externalLast fetched 2026-02-05Source quality: external scrape

External snippets are unverified; treat as directional signals only. Always confirm with the original provider.

Inline RA est

Provider

serper

Median (USD)

$173.57

Range (USD)

$144.00 - $275.00

Count

Query: WEX Inc Common (WEX) analyst consensus price target high low average

WEX Stock Forecast - WEX Inc - Alpha Spread
Search result #1
According to Wall Street analysts, the average 1-year price target for WEX is 179.88 USD with a low forecast of 151.5 USD and a high forecast of 220.5 USD. What ...
Extracted: $179.88, $151.50, $220.50Open source
WEX Inc. (WEX) Stock Price, News, Quote & History - Yahoo Finance
Search result #2
Analyst Insights: WEX. View More. Analyst Price Targets. 144.00. 173.60 Average ... Price Target 158. View More. Statistics: WEX. View More. Valuation Measures.
Open source
WEX Stock Ratings & Analyst Recommendations - Financhill
Search result #3
The 12 analysts providing 12-month price projections for WEX, Inc. shares anticipate an average target of $176.89, ranging from a low estimate of $150.00 to ...
Extracted: $176.89, $150.00Open source
WEX Inc.: Target Price Consensus and Analysts Recommendations
Search result #4
Spread / Average Target. +13.78%. High Price Target. 210.00USD. Spread / Highest target. +35.76%. Low Price Target. 155.00USD. Spread / Lowest Target. +0.21% ...
Extracted: $210.00, $155.00Open source
WEX / WEX Inc. (NYSE) - Forecast, Price Target, Estimates ... - Fintel
Search result #5
The average one-year price target for WEX Inc. is $179.88. The forecasts range from a low of $151.50 to a high of $220.50. A stock's price target is the price ...
Extracted: $179.88, $151.50, $220.50Open source
WEX INC(NYSE:WEX) stock Analyst Ratings | ChartMill.com
Search result #6
18 analysts have analysed WEX and the average price target is 179.88 USD. This implies a price increase of 14.07% is expected in the next year compared to the ...
Extracted: $179.88Open source

Scenarios

Bull Target (Scenario probability)

$220 / p=25% prob

Base Target (Scenario probability)

$174 / p=60% prob

Bear Target (Scenario probability)

$144 / p=15% prob

Price $158 as of 2026-07-15

Nearest Scenario: Bear (∆ 9%)

Targets vs latest close: Bull +39% · Base +10% · Bear -9%

Sentiment & Exposure

Sentiment unavailable: insufficient coverage

Short-term Catalysts

Next few weeks

Analyst revisions
2026-04-30
Ongoing target revisions may trigger repricing—upgrades lift consensus, downgrades compress multiples.
Prob 50% • Move 10% • Priced-in 60%
Q1 2026 earnings & guidance
2026-05-06
Quarterly results and guidance can re-rate shares; focus on revenue, transaction volumes, and margin cadence. Date set conservatively at quarter end.
Prob 70% • Move 8% • Priced-in 50%

Long-term Catalysts

Months to a year

Large client / network expansion
2027-02-05
Significant new processing agreements would drive multi-quarter revenue and margin upside; date set conservatively for contract timelines.
Prob 40% • Move 20% • Priced-in 25%

Risks

Execution risk on product integrations
Loss of major commercial clients or contracts
Macro slowdown reducing transaction volumes
Regulatory or card-network fee changes

Peers

Symbol	Summary
GPN	Global Payments — similar merchant-acquiring exposure and scale in cross-border volumes.
PYPL	PayPal — broader digital-payments footprint; useful comparator for product adoption trends.

Sources

Internal and external references used in this analysis

Model source: RankAlpha Sentiment AI
Human targets: serper
Targets query: WEX Inc Common (WEX) analyst consensus price target high low average
Analysis date: 2026-02-05