IMXI

AI Memo

International Money Express

As of 2026-02-26/Confidence medium

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Data freshness

AI Memo

As of 2026-02-26 • Model: RankAlpha Sentiment AI

Decision Panel

Action, confidence, horizon, and decision blockers at a glance.

Action

—

Confidence

medium

Horizon

—

Key catalyst

Estimated Q1 2026 results (planning assumption) • 2026-05-27

Expected move: +19%

Biggest risk

Sustained volume declines, pricing pressure, or regulatory setbacks compress margins and push valuation toward lower analyst estimates.

Invalidation

Break below $12 or thesis failure.

What would change my mind?

Execution of digital initiatives and corridor expansion lifts revenue and margins, supporting a re-rating toward the high end of published targets.

Research note

Recommendation

—

Confidence

medium

As of

2026-02-26

Base target

$16

p=60%

Bull target

$18

p=20%

Bear target

$12

p=20%

Key bullets

Fast scan of bull, bear, and watch items

BullKey bullets

Near-term FX / volume sensitivity
Product/corridor expansion and margin improvement
Execution of digital initiatives and corridor expansion lifts revenue and margins, supporting a re-rating toward the high end of published targets.

BearKey bullets

adverse FX/remittance corridor moves
clustered insider selling
margin compression from competitive pricing

WatchKey bullets

Estimated Q1 2026 results (planning assumption)

Summary

High-level snapshot

Recommendation

Model confidence

medium

Timeframe

Asset

Equity

Trigger

Base case: $16 (p=60%)

Bull/Bear spread: +34% / -11%

Vs latest close: Bull +34% · Base +19% · Bear -11%

Scenario probabilities

Bull Target: $18 (p=20%)Base Target: $16 (p=60%)Bear Target: $12 (p=20%)

Commentary

Market tone is cautious-to-neutral: third-party targets cluster around $16, limiting near-term upside absent execution or governance-driven catalysts [#SERP-1][#SERP-4]. Recent dividend communication and steady revenue trends provide some constructive fundamentals, but clustered Form 4 sales have amplified near-term selling narratives [#PR-2025-12-09][#4-2026-02-23].

As of 2026-02-26 • Updated bi-weekly / post-earningsSource: Internal modelMethodology

Analyst Summary

Thesis highlights from the latest analysis

Bull Case

Execution of digital initiatives and corridor expansion lifts revenue and margins, supporting a re-rating toward the high end of published targets.

Bear Case

Sustained volume declines, pricing pressure, or regulatory setbacks compress margins and push valuation toward lower analyst estimates.

Drivers

Scannable catalysts and supporting factors

Near-term FX / volume sensitivity
Product/corridor expansion and margin improvement

Human Analyst Targets

External snippets for comparison only; verify at source.

Unverified externalLast fetched 2026-02-26Source quality: external scrape

External snippets are unverified; treat as directional signals only. Always confirm with the original provider.

Inline RA est

Provider

serper

Median (USD)

$15.72

Range (USD)

$8.57 - $18.48

Count

Query: International Money Express Inc Common (IMXI) analyst consensus price target high low average

International Money Express, Inc. (IMXI) - Yahoo Finance
Search result #1
Analyst Price Targets. 16.00. 16.00 Average. 15.75 Current. 16.00 High. Analyst ... Usually paid out on a quarterly basis in the form of cash or additional stocks ...
Open source
International Money Express Inc (IMXI) Stock Forecast, Price Targets ...
Search result #2
High $170M. Consensus $160M. Low $151M. IMXI Sales Forecast. Next quarter's sales forecast for IMXI is $160.33M with a range of $150.91M to $169.70M. The ...
Extracted: $170.00, $160.00, $151.00, $160.33, $150.91, $169.70Open source
International Money Express (IMXI) Price Targets
Search result #3
The forecasts range from a low of $16.00 to a high of $16.00. The average price target represents an increase of 3.16% from the last closing price of $15.51.
Extracted: $16.00, $15.51Open source
Consensus International Money Express, Inc. - MarketScreener
Search result #4
Analysts' Consensus ; Mean consensus. HOLD ; Number of Analysts. 7 ; Last Close Price. 15.50USD ; Average target price. 16.00USD ; Spread / Average Target. +3.23%.
Extracted: $15.50, $16.00Open source
International Money Express Stock Forecast - StockInvest.us
Search result #5
(IMXI) share was $15.69. The 52-week high for International Money Express Inc. Stock is $18.48 and the 52-week low is $8.57.
Extracted: $15.69, $18.48, $8.57Open source
International Money Express Inc. Analyst Estimates - MarketWatch
Search result #6
Average Recommendation, Hold ; Average Target Price, 16.00 ; Number Of Ratings, 5 ; FY Report Date, 12/2025 ; Last Quarter's Earnings, 0.38.
Open source

Scenarios

Bull Target (Scenario probability)

$18 / p=20% prob

Base Target (Scenario probability)

$16 / p=60% prob

Bear Target (Scenario probability)

$12 / p=20% prob

Price $13 as of 2026-07-17

Nearest Scenario: Bear (∆ 11%)

Targets vs latest close: Bull +34% · Base +19% · Bear -11%

Sentiment & Exposure

Sentiment unavailable: insufficient coverage

Events

Other notable items detected

EVENT2026-05-27
Estimated Q1 2026 results (planning assumption)
Quarterly results and guidance can rebase expectations; exact release date not disclosed in reviewed snippets so a conservative estimate is used for planning.
Prob 45.00% • Move 12.00% • Priced-in 50.00%

Short-term Catalysts

Next few weeks

Near-term FX / volume sensitivity
2026-05-27
Remittance volumes and FX moves can materially affect revenue and margins in the near term; consensus targets imply limited upside versus the current price [#SERP-1].
Prob 25% • Move 8% • Priced-in 40%

Long-term Catalysts

Months to a year

Product/corridor expansion and margin improvement
2027-02-26
Execution on digital adoption, corridor growth, or partnerships could drive mid-term revenue and margin upside; effects are likely visible over 12+ months.
Prob 30% • Move 25% • Priced-in 20%

Risks

adverse FX/remittance corridor moves
clustered insider selling
margin compression from competitive pricing
regulatory changes in key corridors

Peers

Symbol	Summary
WU	Global retail money-transfer operator with comparable cross-border remittance exposure and regulatory sensitivity.
GPN	Payments processor with overlap in distribution channels and international payment rails.

Sources

Internal and external references used in this analysis

Model source: RankAlpha Sentiment AI
Human targets: serper
Targets query: International Money Express Inc Common (IMXI) analyst consensus price target high low average
Analysis date: 2026-02-26

AI Stock Memo: IMXI - International Money Express - RankAlpha