ALKT

Rating buyAI Memo

Alkami

As of 2026-02-26/Confidence medium

Open ticker Back to Memos

Data freshness

AI Memo

As of 2026-02-26 • Model: RankAlpha Sentiment AI

Decision Panel

Action, confidence, horizon, and decision blockers at a glance.

Action

buy

Confidence

medium

Horizon

—

Key catalyst

Next quarterly earnings and guidance update • 2026-05-27

Expected move: +69%

Biggest risk

Revenue or retention weakness, missed guidance, and downgrades compress multiples toward the analyst low; margin pressure and churn magnify downside.

Invalidation

Break below $15 or thesis failure.

What would change my mind?

Faster ARR growth, improving gross margins, and multiple expansion from stronger enterprise uptake drive a rerating toward upper analyst ranges.

Research note

Recommendation

buy

Confidence

medium

As of

2026-02-26

Base target

$30

p=60%

Bull target

$41

p=20%

Bear target

$15

p=20%

Key bullets

Fast scan of bull, bear, and watch items

BullKey bullets

Analyst target changes and sentiment shifts
Enterprise wins and platform adoption acceleration
Faster ARR growth, improving gross margins, and multiple expansion from stronger enterprise uptake drive a rerating toward upper analyst ranges.

BearKey bullets

Customer churn or large-deal slippage
Intensifying competition and price pressure
Margin pressure from elevated sales/marketing investment

WatchKey bullets

Next quarterly earnings and guidance update

Summary

High-level snapshot

Recommendation

buy

Model confidence

medium

Timeframe

Asset

Equity

Trigger

Base case: $30 (p=60%)

Bull/Bear spread: +130% / -13%

Vs latest close: Bull +130% · Base +69% · Bear -13%

Scenario probabilities

Bull Target: $41 (p=20%)Base Target: $30 (p=60%)Bear Target: $15 (p=20%)

Commentary

Sentiment is mixed: analyst medians sit well above the current price, keeping upside narratives alive, but recent target cuts and guidance sensitivity (e.g., Goldman Sachs) increase near-term downside risk tied to results and ARR trends.

As of 2026-02-26 • Updated bi-weekly / post-earningsSource: Internal modelMethodology

Analyst Summary

Thesis highlights from the latest analysis

Bull Case

Faster ARR growth, improving gross margins, and multiple expansion from stronger enterprise uptake drive a rerating toward upper analyst ranges.

Bear Case

Revenue or retention weakness, missed guidance, and downgrades compress multiples toward the analyst low; margin pressure and churn magnify downside.

Drivers

Scannable catalysts and supporting factors

Analyst target changes and sentiment shifts
Enterprise wins and platform adoption acceleration

Human Analyst Targets

External snippets for comparison only; verify at source.

Unverified externalLast fetched 2026-02-26Source quality: external scrape

External snippets are unverified; treat as directional signals only. Always confirm with the original provider.

Inline RA est

Provider

serper

Median (USD)

$30.11

Range (USD)

$15.48 - $46.00

Count

Query: Alkami Technology Inc Common (ALKT) analyst consensus price target high low average

Alkami Technology, Inc.: Target Price Consensus and Analysts ...
Search result #1
Analysts' Consensus ; Mean consensus. BUY ; Number of Analysts. 10 ; Last Close Price. 16.27USD ; Average target price. 31.89USD ; Spread / Average Target. +96.00%.
Extracted: $16.27, $31.89Open source
Goldman Sachs cuts Alkami Technology stock price target on ...
Search result #2
Investing.com - Goldman Sachs lowered its price target on Alkami Technology Inc (NASDAQ:ALKT) to $18 from $25 while maintaining a Neutral ...
Extracted: $18.00, $25.00Open source5 hours ago
Alkami Technology (ALKT) Stock Forecast, Price Targets ... - TipRanks
Search result #3
The average price target is $28.00 with a high forecast of $34.00 and a low forecast of $22.00. The average price target represents a 64.42% change from the ...
Extracted: $28.00, $34.00, $22.00Open source
Alkami Technology (ALKT) Price Targets - Zacks Investment Research
Search result #4
The forecasts range from a low of $22.00 to a high of $40.00. The average price target represents an increase of 93.01% from the last closing price of $15.60.
Extracted: $22.00, $40.00, $15.60Open source
Alkami Technology (ALKT) Stock Price, News & Analysis - MarketBeat
Search result #5
Price Target and Rating. Average Price Target for Alkami Technology: $32.29. High Price Target: $41.00. Low Price Target: $22.00. Potential Upside/Downside: + ...
Extracted: $32.29, $41.00, $22.00Open source
ALKT | Alkami Technology, Inc. Common Analyst Forecasts
Search result #6
The median price target is $32.00 with a high estimate of $40.00 and a low estimate of $22.00. The median price target is a 95.48% change from the last price ...
Extracted: $32.00, $40.00, $22.00Open source

Scenarios

Bull Target (Scenario probability)

$41 / p=20% prob

Base Target (Scenario probability)

$30 / p=60% prob

Bear Target (Scenario probability)

$15 / p=20% prob

Price $18 as of 2026-06-02

Nearest Scenario: Bear (∆ 13%)

Targets vs latest close: Bull +130% · Base +69% · Bear -13%

Sentiment & Exposure

Sentiment unavailable: insufficient coverage

Events

Other notable items detected

EVENT2026-05-27
Next quarterly earnings and guidance update
Upcoming quarterly results and management guidance can reprice the stock after a prior revenue/guidance miss; assumed conservative date as_of_date+90 days.
Prob 75.00% • Move 30.00% • Priced-in 45.00%

Short-term Catalysts

Next few weeks

Analyst target changes and sentiment shifts
2026-05-27
Near-term analyst revisions (cuts or raises) following results or guidance—recent cuts illustrate sensitivity to guidance.
Prob 60% • Move 20% • Priced-in 50%

Long-term Catalysts

Months to a year

Enterprise wins and platform adoption acceleration
2027-02-26
Sustained new customer additions or larger enterprise deals that expand ARR and improve CAC payback could materially lift the multiple over 12 months.
Prob 40% • Move 60% • Priced-in 30%

Risks

Customer churn or large-deal slippage
Intensifying competition and price pressure
Margin pressure from elevated sales/marketing investment
Revenue/guidance misses and multiple compression

Peers

Symbol	Summary
NCNO	Cloud-native banking SaaS competitor with faster commercial traction in similar verticals.
JKHY	Established core banking and payment software vendor with broader installed base and cross-sell reach.
FIS	Large payments and financial-services technology provider; scale contrasts with Alkami's growth-focused SaaS model.
FISV	Payments and fintech software leader with strong channels; useful benchmark for multiple divergence.

Sources

Internal and external references used in this analysis

Model source: RankAlpha Sentiment AI
Human targets: serper
Targets query: Alkami Technology Inc Common (ALKT) analyst consensus price target high low average
Analysis date: 2026-02-26

AI Stock Memo: ALKT - Alkami - RankAlpha