XYF

X FinancialD

NYSE / Financial Services

At close

2026-06-02

View Chart

Current thesis

Composite grade D from latest DB weights. Momentum 4.2 / Value 62.5 / Sentiment 58.9

Posture

Defensive

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta -0.3.

What can break

Mixed signals. Wait for cleaner trend confirmation.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase - · Bull - · Bear -

Data freshness

Prices

As of 2026-06-02

Fundamentals

As of 2026-05-29 • Vendor: Data Vendor v1

Scores

As of 2026-06-02 • Model: HYBRID_IC_RP

AI Memo

Unavailable: No memo yet

Investment thesis

As of 2026-06-02

Supporting evidence

What

Grade D · Defensive

Confidence Medium · Net Neutral

Why

Momentum4 · Δ7d -

Value62 · Δ7d -0.3

Sentiment59 · Δ7d -

So what

Weak posture (Net Neutral). Prioritize risk control and patience.

Lead driver: Value · See fundamentals

Momentum

34% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Value

32% active weight

Current posture

7d trendFlat

Δ7d

-0.3

Δ21d

-0.3

Sentiment

33% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade D. Momentum 4.2 / Value 62.5 / Sentiment 58.9

Fundamentals (TTM)

As of 2026-05-29

Market Cap

$188.01M

Beta

0.43

Shares Out

234.42M

P/E (TTM)

1.0

P/S (TTM)

0.21

P/FCF (TTM)

1.19

Rev YoY

+23.9%

EPS YoY

+30.4%

Gross Margin

+75.2%

Op Margin

+27.1%

Net Debt

$256.57M

Current Ratio

As of 2026-06-02 • Updated nightlySource: Internal modelMethodology