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WRLD

World AcceptanceC
Nasdaq / Financial Services
Last Price
At close
2026-07-18
View Chart
Current thesis
Successful stabilization of charge‑offs, improved vintage performance and restored funding drive multiple expansion and selective coverage upgrades, producing a materially higher equity value.
Posture
Mixed
Lead driver
Momentum
What changed
Next scheduled catalyst: earnings 2026-07-24.
What can break
Funding or liquidity strain requiring capital measures
Momentum
90
Value
51
Sentiment
25
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $3.39 · Bull $6.78 · Bear $1.70
Earnings
2026-07-24
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-13 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $185.00
Why
Momentum90 · Δ7d -2.9
Value51 · Δ7d +0.4
Sentiment25 · Δ7d 0.0
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Momentum · See technicals
Momentum
90
26% active weight
Current posture
7d trendFlat
Δ7d
-2.9
Δ21d
-4.3
Value
51
39% active weight
Current posture
7d trendFlat
Δ7d
+0.4
Δ21d
+1.7
Sentiment
25
34% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
0.0
Why this grade

Composite grade C. Momentum 89.9 / Value 50.5 / Sentiment 24.9

Fundamentals (TTM)
As of 2026-07-17
Market Cap
$891.22M
Beta
1.20
Shares Out
4.64M
P/E (TTM)
14.0
P/S (TTM)
1.29
P/FCF (TTM)
2.90
Rev YoY
+7.4%
EPS YoY
-5.3%
Gross Margin
+98.5%
Op Margin
+12.5%
Net Debt
$631.82M
Current Ratio
0.53
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology