WLTH
WealthfrontFNasdaq / Financial Services
Last Price
At close
2026-07-20
Current thesis
The bull case is that official May metrics already extended the Q1 story, with platform assets up to $99.0 billion and investment advisory assets up to $54.0 billion, suggesting advisory-led growth and cross-sell are still working after the June 4 print. If buybacks continue and home lending broadens without a major margin hit, the current price can look too discounted for a still-growing consumer fintech platform.
Posture
Defensive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta -2.5.
What can break
Home-lending expansion may support client lifetime value, but it also adds execution risk and management has already indicated near-term margins should run closer to 40% as the business invests.
Momentum
12
Value
40
Sentiment
53
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $9.50 · Bull $13.00 · Bear $6.50
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-20 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
As of 2026-06-18 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade F · Defensive
Confidence Medium · Net Neutral
Target $12.33
Why
Momentum12 · Δ7d +8.2
Value40 · Δ7d +0.1
Sentiment53 · Δ7d -2.5
So what
Weak posture (Net Neutral). Prioritize risk control and patience.
Lead driver: Sentiment · See AI snapshot
Momentum
12
26% active weight
Current posture
7d trendImproving
Δ7d
+8.2
Δ21d
+8.3
Value
40
39% active weight
Current posture
7d trendFlat
Δ7d
+0.1
Δ21d
+0.1
Sentiment
53
34% active weight
Current posture
7d trendSoftening
Δ7d
-2.5
Δ21d
-7.4
Why this grade
Composite grade F. Momentum 12.5 / Value 39.7 / Sentiment 53.0
Fundamentals (TTM)As of 2026-07-20
Fundamentals (TTM)
As of 2026-07-20
Market Cap
$1.4B
Beta
-
Shares Out
149.36M
P/E (TTM) · Derived
-33.5
P/S (TTM)
-
P/FCF (TTM)
-
Rev YoY
+7.1%
EPS YoY
-57.7%
Gross Margin
+21.5%
Op Margin
-
Net Debt
-$440.79M
Current Ratio
1.49
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology