B+
Bull case
25%
Probability
Target price
$100.00
Analysis reference price unavailable
Analysis 2026-10-16 · RankAlpha Sentiment Codex
WFC
Wells FargoCNYSE / Banks
Last Price
Quote time unavailable
Current thesis
Q3 EPS rose from $1.66 to $1.87 year over year, average loans and deposits each grew 11%, and wealth revenue rose 12%. If these gains translate into stronger aggregate fee revenue without credit deterioration, the shares could recover from the post-print selloff [#SEC-8K-2026-10-13].
Posture
Mixed
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +1.3.
What can break
Aggregate revenue and noninterest income may lag balance-sheet growth; Q3 revenue missed the available pre-print estimate [#SEC-8K-2026-10-13].
Momentum
37
Value
56
Sentiment
58
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $88.00 · Bull $100.00 · Bear $69.00Analysis 2026-10-16; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-10-23 • Vendor: Data Vendor v1
Scores
As of 2026-10-23 • Model: HYBRID_IC_RP
AI Memo
As of 2026-10-16 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-10-23
Investment thesis
As of 2026-10-23
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-10-23. Definitions
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $97.23
Why
Momentum37 · Δ7d +14.3
Value56 · Δ7d +1.3
Sentiment58 · Δ7d +2.2
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Confirming evidence
- • Value remains the lead driver in the composite, 7D delta +1.3.
Contradictions & invalidation
- • Aggregate revenue and noninterest income may lag balance-sheet growth; Q3 revenue missed the available pre-print estimate [#SEC-8K-2026-10-13].
- • CET1 declined to 10.0% from 10.3% in Q2, potentially constraining capital return [#SEC-8K-2026-10-13] [#SEC-8K-2026-07-14].
- • Revenue missed the packet's pre-print consensus despite the small EPS beat; noninterest income fell 1% year over year, provisions rose to $1.03 billion from $681 million, and CET1 declined sequentially to 10.0% [#SEC-8K-2026-10-13].
Catalyst clock
2026-10-30
Q3 revenue miss and post-print revisions
Lead driver: Value · See fundamentals
Momentum
37
8% active weight
Current posture
7d trendImproving
Δ7d
+14.3
Δ21d
-1.5
Value
56
47% active weight
Current posture
7d trendImproving
Δ7d
+1.3
Δ21d
-0.5
Sentiment
58
45% active weight
Current posture
7d trendImproving
Δ7d
+2.2
Δ21d
-27.1
Why this grade
Composite grade C. Momentum 37.0 / Value 56.1 / Sentiment 58.3
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-10-16. Scenario method
Most likely
B
Base case
50%
Probability
Target price
$88.00
Analysis reference price unavailable
Analysis 2026-10-16 · RankAlpha Sentiment Codex
B-
Bear case
25%
Probability
Target price
$69.00
Analysis reference price unavailable
Analysis 2026-10-16 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-10-23
Fundamentals (TTM)
As of 2026-10-23
Market Cap
$247.31B
Beta
1.09
Shares Out
3B
P/E (TTM)
15.9
P/S (TTM)
3.65
P/FCF (TTM) · Derived
-2156.81
Rev YoY
+8.1%
EPS YoY
+25.5%
Gross Margin
-
Op Margin
+21.9%
Net Debt
$390.7B
Current Ratio
0.96
As of 2026-10-23 • Updated nightlySource: Internal modelMethods & Data