WDH

WaterdropA

NYSE / Insurance

At close

2026-06-02

Current thesis

Q4/FY2025 numbers suggest Waterdrop is re-accelerating: Q4 revenue rose 105.5% YoY, insurance-related income rose 125.0% YoY, and management said AI is improving targeting, customer service, and inspection efficiency. The dividend and buyback cadence also support shareholder returns.

Posture

Constructive

Lead driver

Momentum

What changed

Next scheduled catalyst: earnings 2026-06-08.

What can break

AI-driven growth from the March print needs to prove durable in the next filing cycle; without that, the re-acceleration narrative can fade quickly.

Momentum

Value

Sentiment

Setup hits (3d)

0 · Net Neutral

AI TargetsBase $1.85 · Bull $2.70 · Bear $1.00

Earnings

2026-06-08

Data freshness

Prices

As of 2026-06-02

Fundamentals

As of 2026-06-01 • Vendor: Data Vendor v1

Scores

As of 2026-06-02 • Model: HYBRID_IC_RP

AI Memo

As of 2026-05-29 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-06-02

Supporting evidence

What

Grade A · Constructive

Confidence Medium · Net Neutral

Target $2.59

Why

Momentum96 · Δ7d -

Value63 · Δ7d -10.0

Sentiment67 · Δ7d -

So what

Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.

Lead driver: Momentum · See technicals

Momentum

34% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Value

32% active weight

Current posture

7d trendSoftening

Δ7d

-10.0

Δ21d

+0.1

Sentiment

33% active weight

Current posture

7d trendTrend unavailable

Trend unavailable

Δ7d

Δ21d

Why this grade

Composite grade A. Momentum 96.3 / Value 62.9 / Sentiment 66.6

Fundamentals (TTM)

As of 2026-06-01

Market Cap

$534.11M

Beta

-0.27

Shares Out

3.62B

P/E (TTM)

9.6

P/S (TTM)

1.15

P/FCF (TTM)

62.12

Rev YoY

+38.4%

EPS YoY

+69.1%

Gross Margin

+51.1%

Op Margin

+10.4%

Net Debt

-$333.7M

Current Ratio

2.60

As of 2026-06-02 • Updated nightlySource: Internal modelMethodology