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WAFD

WaFdC
Nasdaq / Banks
Last Price
At close
2026-07-21
View Chart
Current thesis
Sustained NIM expansion, contained credit costs, and modest multiple re-rating drive upside to roughly +15% above the anchor; execution on loan growth and capital returns validates the path.
Posture
Mixed
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta +0.5.
What can break
Deposit outflows or materially higher funding costs
Momentum
49
Value
63
Sentiment
46
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $33.04 · Bull $38.00 · Bear $28.00
Data freshness
Prices
As of 2026-07-21
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-21 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-16 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-07-21
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $39.00
Why
Momentum49 · Δ7d -16.0
Value63 · Δ7d +0.5
Sentiment46 · Δ7d +0.7
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Value · See fundamentals
Momentum
49
26% active weight
Current posture
7d trendSoftening
Δ7d
-16.0
Δ21d
-2.2
Value
63
39% active weight
Current posture
7d trendFlat
Δ7d
+0.5
Δ21d
+0.6
Sentiment
46
34% active weight
Current posture
7d trendFlat
Δ7d
+0.7
Δ21d
-0.7
Why this grade

Composite grade C. Momentum 49.1 / Value 63.1 / Sentiment 46.3

Fundamentals (TTM)
As of 2026-07-21
Market Cap
$2.74B
Beta
0.86
Shares Out
73.89M
P/E (TTM)
12.3
P/S (TTM)
3.43
P/FCF (TTM)
22.85
Rev YoY
-2.8%
EPS YoY
+26.3%
Gross Margin
-
Op Margin
+39.9%
Net Debt
$1.21B
Current Ratio
0.13
As of 2026-07-21 • Updated nightlySource: Internal modelMethodology