RankAlpha logo
Back to Rankings

WAFD

WaFdC
Nasdaq / Banks
Last Price
Quote time unavailable
View Chart
Current thesis
Sustained NIM expansion, contained credit costs, and modest multiple re-rating drive upside to roughly +15% above the anchor; execution on loan growth and capital returns validates the path.
Posture
Mixed
Lead driver
Sentiment
What changed
2 setup hits (3d) with net bearish as of 2026-09-09.
What can break
Deposit outflows or materially higher funding costs
Momentum
32
Value
63
Sentiment
60
Setup hits (3d)
2 · Net Bearish
AI TargetsBase $33.04 · Bull $38.00 · Bear $28.00Analysis 2026-01-16; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-10 • Model: HYBRID_IC_RP
AI Memo
As of 2026-01-16 • Model: RankAlpha Sentiment AI
Investment thesis
As of 2026-09-10

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-10. Definitions

Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Bearish
Target $38.25
Why
Momentum32 · Δ7d -9.5
Value63 · Δ7d 0.0
Sentiment60 · Δ7d +9.5
So what
Balanced signals (Net Bearish). Wait for confirmation before sizing up.

Confirming evidence

  • • 2 setup hits (3d) with net bearish as of 2026-09-09.
  • • Sentiment remains the lead driver in the composite, 7D delta +9.5.

Contradictions & invalidation

  • • Deposit outflows or materially higher funding costs
  • • Net interest margin compression
  • • Prolonged NIM compression, rising loss provisions, or deposit outflows compress earnings and multiples, pushing shares roughly -15% below the anchor.

Catalyst clock

2026-04-16

Analyst re‑ratings / dividend decision window

Lead driver: Sentiment · See AI snapshot
Momentum
32
9% active weight
Current posture
7d trendSoftening
Δ7d
-9.5
Δ21d
-12.6
Value
63
28% active weight
Current posture
7d trendFlat
Δ7d
0.0
Δ21d
+0.0
Sentiment
60
62% active weight
Current posture
7d trendImproving
Δ7d
+9.5
Δ21d
+9.1
Why this grade

Composite grade C. Momentum 32.4 / Value 63.4 / Sentiment 60.1

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-01-16. Scenario method

B+
Bull case
20%
Probability
Target price
$38.00
Analysis reference price unavailable
Analysis 2026-01-16 · RankAlpha Sentiment AI
Most likely
B
Base case
60%
Probability
Target price
$33.04
Analysis reference price unavailable
Analysis 2026-01-16 · RankAlpha Sentiment AI
B-
Bear case
20%
Probability
Target price
$28.00
Analysis reference price unavailable
Analysis 2026-01-16 · RankAlpha Sentiment AI
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$2.79B
Beta
0.86
Shares Out
74M
P/E (TTM)
12.3
P/S (TTM)
3.43
P/FCF (TTM)
22.85
Rev YoY
+1.9%
EPS YoY
+15.7%
Gross Margin
-
Op Margin
+23.6%
Net Debt
$1.21B
Current Ratio
0.07
As of 2026-09-10 • Updated nightlySource: Internal modelMethods & Data