VOYA

Voya FinancialB

NYSE / Financial Services

At close

2026-07-18

Current thesis

The bullish read is that the May 5, 2026 release showed broad-based operating strength: adjusted operating EPS rose 13% year over year, all three operating segments improved, and capital return stayed active despite a tougher macro backdrop. Limited post-print coverage also framed the quarter as an earnings beat.

Posture

Constructive

Lead driver

Momentum

What changed

Momentum remains the lead driver in the composite, 7D delta -0.3.

What can break

Employee Benefits improved on underwriting, but that margin recovery needs to hold; a reversal in Stop Loss or other benefit lines would weaken the earnings-quality narrative.

Momentum

Value

Sentiment

Setup hits (3d)

— · Net —

AI TargetsBase $80.00 · Bull $88.00 · Bear $72.00

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-05-08 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net —

Target $101.58

Why

Momentum83 · Δ7d -0.3

Value56 · Δ7d -0.1

Sentiment41 · Δ7d -4.1

So what

Strength-led posture. Favor watchlist adds and disciplined entries.

Setup hits not loaded

Load setup hits to see net bias and recent triggers.

Load setup hits

Lead driver: Momentum · See technicals

Momentum

26% active weight

Current posture

7d trendFlat

Δ7d

-0.3

Δ21d

-2.0

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.1

Δ21d

-0.3

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-4.1

Δ21d

-8.9

Why this grade

Composite grade B. Momentum 83.3 / Value 55.9 / Sentiment 40.6

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$9.04B

Beta

0.89

Shares Out

90.67M

P/E (TTM)

13.3

P/S (TTM)

0.91

P/FCF (TTM)

12.40

Rev YoY

+3.1%

EPS YoY

+22.8%

Gross Margin

Op Margin

+13.0%

Net Debt

$2.92B

Current Ratio

12.65

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology