V

VisaB

NYSE / Financial Services

At close

2026-07-17

Current thesis

Visa benefits from continued secular migration to electronic payments, accelerating cross-border volumes, and high incremental margins on digital transactions, driving above-consensus revenue and margin expansion over 12 months.

Posture

Constructive

Lead driver

Value

What changed

83 setup hits (3d) with net bullish as of 2026-07-17.

What can break

Competitive pricing or wallet substitution

Momentum

Value

Sentiment

Setup hits (3d)

83 · Net Bullish

AI TargetsBase $375.00 · Bull $450.00 · Bear $280.00

Data freshness

Prices

As of 2026-07-17

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-17 • Model: HYBRID_IC_RP

AI Memo

As of 2025-12-30 • Model: RankAlpha Sentiment AI

Investment thesis

As of 2026-07-17

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net Bullish

Target $404.92

Why

Momentum62 · Δ7d +8.3

Value50 · Δ7d -0.0

Sentiment55 · Δ7d -10.1

So what

Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendSoftening

Δ7d

+8.3

Δ21d

+3.8

Value

39% active weight

Current posture

7d trendFlat

Δ7d

-0.0

Δ21d

+0.9

Sentiment

34% active weight

Current posture

7d trendSoftening

Δ7d

-10.1

Δ21d

-10.9

Why this grade

Composite grade B. Momentum 62.5 / Value 49.8 / Sentiment 55.2

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$675.57B

Beta

0.79

Shares Out

1.88B

P/E (TTM)

34.7

P/S (TTM)

16.91

P/FCF (TTM)

39.93

Rev YoY

+17.1%

EPS YoY

+35.8%

Gross Margin

+78.3%

Op Margin

+60.0%

Net Debt

$2.89B

Current Ratio

1.09

As of 2026-07-17 • Updated nightlySource: Internal modelMethodology