USB

US BancorpB

NYSE / Banks

At close

2026-07-18

Current thesis

The Q2 print shows broad-based momentum across net interest income, fees, loans, deposits, operating leverage, and credit quality, while BTIG offers an additional capital-markets growth avenue.

Posture

Constructive

Lead driver

Value

What changed

Value remains the lead driver in the composite, 7D delta +0.1.

What can break

BTIG integration and capital-markets monetization may fall short of expectations.

Momentum

Value

Sentiment

Setup hits (3d)

— · Net —

AI TargetsBase $69.00 · Bull $76.00 · Bear $56.00

Data freshness

Prices

As of 2026-07-18

Fundamentals

As of 2026-07-17 • Vendor: Data Vendor v1

Scores

As of 2026-07-18 • Model: HYBRID_IC_RP

AI Memo

As of 2026-07-17 • Model: RankAlpha Sentiment Codex

Investment thesis

As of 2026-07-18

Supporting evidence

What

Grade B · Constructive

Confidence Medium · Net —

Target $68.90

Why

Momentum69 · Δ7d +10.2

Value55 · Δ7d +0.1

Sentiment56 · Δ7d +10.4

So what

Strength-led posture. Favor watchlist adds and disciplined entries.

Setup hits not loaded

Load setup hits to see net bias and recent triggers.

Load setup hits

Lead driver: Value · See fundamentals

Momentum

26% active weight

Current posture

7d trendImproving

Δ7d

+10.2

Δ21d

+22.2

Value

39% active weight

Current posture

7d trendFlat

Δ7d

+0.1

Δ21d

-0.5

Sentiment

34% active weight

Current posture

7d trendImproving

Δ7d

+10.4

Δ21d

+9.7

Why this grade

Composite grade B. Momentum 69.3 / Value 55.3 / Sentiment 56.4

Fundamentals (TTM)

As of 2026-07-17

Market Cap

$98.36B

Beta

1.08

Shares Out

1.56B

P/E (TTM)

12.7

P/S (TTM)

3.06

P/FCF (TTM)

13.45

Rev YoY

+4.9%

EPS YoY

+15.2%

Gross Margin

Op Margin

+32.3%

Net Debt

$32.46B

Current Ratio

0.50

As of 2026-07-18 • Updated nightlySource: Internal modelMethodology