RankAlpha logo
Back to Rankings

USB

US BancorpB
NYSE / Banks
Last Price
Quote time unavailable
View Chart
Current thesis
Q2 results validate accelerating revenue, fee diversification, loan growth, improving credit, and effective expense control. BTIG adds a tangible capital-markets growth platform.
Posture
Constructive
Lead driver
Sentiment
What changed
3 setup hits (3d) with net bullish as of 2026-09-09.
What can break
BTIG integration expenses may pressure near-term operating leverage.
Momentum
55
Value
55
Sentiment
70
Setup hits (3d)
3 · Net Bullish
AI TargetsBase $70.00 · Bull $76.00 · Bear $54.00Analysis 2026-07-21; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-21 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-09-09

Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions

Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Bullish
Target $70.19
Why
Momentum55 · Δ7d +5.8
Value55 · Δ7d -0.0
Sentiment70 · Δ7d +4.1
So what
Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.

Confirming evidence

  • • 3 setup hits (3d) with net bullish as of 2026-09-09.
  • • Sentiment remains the lead driver in the composite, 7D delta +4.1.

Contradictions & invalidation

  • • BTIG integration expenses may pressure near-term operating leverage.
  • • Loan growth and acquisition integration could constrain capital flexibility despite a 10.8% CET1 ratio.
  • • The strong print may not translate into a durable rerating if merchant-processing weakness persists or BTIG integration costs dilute operating leverage.

Catalyst clock

2026-07-24

Q2 earnings follow-through

Lead driver: Sentiment · See AI snapshot
Momentum
55
9% active weight
Current posture
7d trendFlat
Δ7d
+5.8
Δ21d
-8.8
Value
55
28% active weight
Current posture
7d trendFlat
Δ7d
-0.0
Δ21d
-0.0
Sentiment
70
62% active weight
Current posture
7d trendImproving
Δ7d
+4.1
Δ21d
+7.0
Why this grade

Composite grade B. Momentum 54.6 / Value 54.7 / Sentiment 70.3

Scenario snapshot

Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-21. Scenario method

B+
Bull case
30%
Probability
Target price
$76.00
Analysis reference price unavailable
Analysis 2026-07-21 · RankAlpha Sentiment Codex
Most likely
B
Base case
50%
Probability
Target price
$70.00
Analysis reference price unavailable
Analysis 2026-07-21 · RankAlpha Sentiment Codex
B-
Bear case
20%
Probability
Target price
$54.00
Analysis reference price unavailable
Analysis 2026-07-21 · RankAlpha Sentiment Codex
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$101.07B
Beta
1.08
Shares Out
1.56B
P/E (TTM)
12.7
P/S (TTM)
3.06
P/FCF (TTM)
13.45
Rev YoY
+6.0%
EPS YoY
+21.4%
Gross Margin
-
Op Margin
+24.8%
Net Debt
$32.46B
Current Ratio
0.56
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data