UPST
UpstartDNasdaq / Financial Services
Last Price
Quote time unavailable
Current thesis
Composite grade D from latest DB weights. Momentum 14.2 / Value 46.8 / Sentiment 60.6
Posture
Defensive
Lead driver
Sentiment
What changed
1 setup hits (3d) with net bullish as of 2026-09-09.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
14
Value
47
Sentiment
61
Setup hits (3d)
1 · Net Bullish
AI TargetsBase - · Bull - · Bear -Analysis date unavailable; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-08 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-09-08
Investment thesis
As of 2026-09-08
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-08. Definitions
Supporting evidence
What
Grade D · Defensive
Confidence Medium · Net Bullish
Target $39.24
Why
Momentum14 · Δ7d -12.8
Value47 · Δ7d +0.6
Sentiment61 · Δ7d -
So what
Weak posture (Net Bullish). Prioritize risk control and patience.
Confirming evidence
- • 1 setup hits (3d) with net bullish as of 2026-09-09.
- • Sentiment remains the lead driver in the composite.
Contradictions & invalidation
- • Mixed signals. Wait for cleaner trend confirmation.
Catalyst clock
No dated catalyst is available.
Lead driver: Sentiment · See AI snapshot
Momentum
14
9% active weight
Current posture
7d trendSoftening
Δ7d
-12.8
Δ21d
-2.9
Value
47
28% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
+0.8
Sentiment
61
62% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade D. Momentum 14.2 / Value 46.8 / Sentiment 60.6
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$2.9B
Beta
2.38
Shares Out
97.31M
P/E (TTM)
173.0
P/S (TTM)
5.10
P/FCF (TTM)
27.97
Rev YoY
+41.7%
EPS YoY
+185.5%
Gross Margin
+97.9%
Op Margin
+4.0%
Net Debt
$839.82M
Current Ratio
2.91
As of 2026-09-08 • Updated nightlySource: Internal modelMethods & Data