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UMBF

UMB FinancialB
Nasdaq / Banks
Last Price
At close
2026-06-02
View Chart
Current thesis
Post-earnings evidence tilts constructive: checked company materials show a clear quarter with operating EPS of $3.41, strong linked-quarter loan growth, better deposit mix, improved efficiency and low net charge-offs. Trusted market coverage available on April 29 indicated EPS and revenue came in above consensus, supporting the deterministic positive prior.
Posture
Constructive
Lead driver
Momentum
What changed
3 setup hits (3d) with net bullish as of 2026-06-02.
What can break
Management said prolonged inflation, high interest rates and Middle East-related geopolitical stress could still create macro risk for borrowers and balance-sheet trends.
Momentum
65
Value
52
Sentiment
56
Setup hits (3d)
3 · Net Bullish
AI TargetsBase $138.00 · Bull $148.00 · Bear $112.00
Data freshness
Prices
As of 2026-06-02
Fundamentals
As of 2026-06-01 • Vendor: Data Vendor v1
Scores
As of 2026-06-02 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-29 • Model: RankAlpha Sentiment Codex
Investment thesis
As of 2026-06-02
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Bullish
Target $145.77
Why
Momentum65 · Δ7d -6.2
Value52 · Δ7d +0.6
Sentiment56 · Δ7d +5.7
So what
Strength-led posture (Net Bullish). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
65
34% active weight
Current posture
7d trendSoftening
Δ7d
-6.2
Δ21d
-8.8
Value
52
32% active weight
Current posture
7d trendFlat
Δ7d
+0.6
Δ21d
+0.5
Sentiment
56
33% active weight
Current posture
7d trendImproving
Δ7d
+5.7
Δ21d
+9.9
Why this grade

Composite grade B. Momentum 64.5 / Value 51.6 / Sentiment 55.6

Fundamentals (TTM)
As of 2026-06-01
Market Cap
$9.74B
Beta
0.79
Shares Out
75.95M
P/E (TTM)
13.6
P/S (TTM)
3.84
P/FCF (TTM)
13.16
Rev YoY
+57.6%
EPS YoY
+5.7%
Gross Margin
-
Op Margin
+31.7%
Net Debt
$2.42B
Current Ratio
-
As of 2026-06-02 • Updated nightlySource: Internal modelMethodology