TWFG
TWFGANasdaq / Insurance
Last Price
At close
2026-07-20
Current thesis
Composite grade A from latest DB weights. Momentum 88.4 / Value 43.0 / Sentiment 61.3
Posture
Constructive
Lead driver
Momentum
What changed
Momentum remains the lead driver in the composite, 7D delta +6.3.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
88
Value
43
Sentiment
61
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Data freshness
Prices
As of 2026-07-20
Fundamentals
As of 2026-07-21 • Vendor: Data Vendor v1
Scores
As of 2026-07-20 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-20
Investment thesis
As of 2026-07-20
Supporting evidence
What
Grade A · Constructive
Confidence Medium · Net Neutral
Target $27.57
Why
Momentum88 · Δ7d +6.3
Value43 · Δ7d +0.2
Sentiment61 · Δ7d -
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Lead driver: Momentum · See technicals
Momentum
88
26% active weight
Current posture
7d trendFlat
Δ7d
+6.3
Δ21d
+19.7
Value
43
39% active weight
Current posture
7d trendFlat
Δ7d
+0.2
Δ21d
+0.2
Sentiment
61
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade A. Momentum 88.4 / Value 43.0 / Sentiment 61.3
Fundamentals (TTM)As of 2026-07-21
Fundamentals (TTM)
As of 2026-07-21
Market Cap
$1.45B
Beta
-
Shares Out
13M
P/E (TTM)
64.6
P/S (TTM)
1.87
P/FCF (TTM)
27.63
Rev YoY
+35.5%
EPS YoY
+32.4%
Gross Margin
+39.9%
Op Margin
+11.9%
Net Debt
-$159.68M
Current Ratio
3.42
As of 2026-07-20 • Updated nightlySource: Internal modelMethodology