TRU
TransUnionBNYSE / Commercial & Professional Services
Last Price
At close
2026-07-18
Current thesis
The post-earnings bull view is that TransUnion started 2026 with a clean beat-versus-guide, strong U.S. Financial Services demand, and a higher full-year outlook, while the packet's median analyst target of $94 remains well above the $70.08 anchor price.
Posture
Constructive
Lead driver
Value
What changed
Value remains the lead driver in the composite, 7D delta -0.7.
What can break
Debt rose to about $5.61B at March 31, 2026 from about $5.10B at December 31, 2025 after funding the Mexico deal, increasing balance-sheet scrutiny.
Momentum
65
Value
54
Sentiment
46
Setup hits (3d)
— · Net —
AI TargetsBase $82.00 · Bull $94.00 · Bear $62.00
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
As of 2026-04-29 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net —
Target $90.64
Why
Momentum65 · Δ7d +21.2
Value54 · Δ7d -0.7
Sentiment46 · Δ7d -9.8
So what
Strength-led posture. Favor watchlist adds and disciplined entries.
Lead driver: Value · See fundamentals
Momentum
65
26% active weight
Current posture
7d trendSoftening
Δ7d
+21.2
Δ21d
+36.0
Value
54
39% active weight
Current posture
7d trendFlat
Δ7d
-0.7
Δ21d
-0.9
Sentiment
46
34% active weight
Current posture
7d trendSoftening
Δ7d
-9.8
Δ21d
-14.9
Why this grade
Composite grade B. Momentum 65.1 / Value 54.2 / Sentiment 46.2
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$15.4B
Beta
1.70
Shares Out
192.8M
P/E (TTM)
40.8
P/S (TTM)
3.80
P/FCF (TTM)
34.72
Rev YoY
+13.7%
EPS YoY
+172.0%
Gross Margin
+46.4%
Op Margin
+18.2%
Net Debt
$4.3B
Current Ratio
1.93
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology