B+
Bull case
0%
Probability
Target price
$53.00
Analysis reference price unavailable
Analysis 2026-07-31 · RankAlpha Sentiment Codex
TRMK
TrustmarkBNasdaq / Banks
Last Price
Quote time unavailable
Current thesis
The SEC-filed Q2 release confirmed constructive operating trends: deposits increased 2.3%, deposit costs declined, NIM expanded to 3.84%, and credit metrics improved. Reported operating EPS was $0.97 after disclosed non-routine items [#SEC-8K-2026-07-28].
Posture
Constructive
Lead driver
Sentiment
What changed
Sentiment remains the lead driver in the composite, 7D delta +4.7.
What can break
Benefits from the core deposit and related systems conversion remain execution-dependent.
Momentum
41
Value
58
Sentiment
68
Setup hits (3d)
0 · Net Neutral
AI TargetsBase $49.25 · Bull $53.00 · Bear $42.50Analysis 2026-07-31; returns require an exact persisted reference.
Data freshness
Prices
Unavailable: Price unavailable
Fundamentals
As of 2026-08-17 • Vendor: Data Vendor v1
Scores
As of 2026-09-09 • Model: HYBRID_IC_RP
AI Memo
As of 2026-07-31 • Model: RankAlpha Sentiment Codex
Investment thesisAs of 2026-09-09
Investment thesis
As of 2026-09-09
Grade is the composite factor band; factor scores use a 0–100 scale. Confidence describes evidence quality, not a probability of return. Score date: 2026-09-09. Definitions
Supporting evidence
What
Grade B · Constructive
Confidence Medium · Net Neutral
Target $49.25
Why
Momentum41 · Δ7d -2.1
Value58 · Δ7d -5.1
Sentiment68 · Δ7d +4.7
So what
Strength-led posture (Net Neutral). Favor watchlist adds and disciplined entries.
Confirming evidence
- • Sentiment remains the lead driver in the composite, 7D delta +4.7.
Contradictions & invalidation
- • Benefits from the core deposit and related systems conversion remain execution-dependent.
- • Deposit-cost, margin, credit, and broader bank operating trends remain sensitive to future conditions.
- • The earnings quality is mixed because non-routine transactions added $0.11 per share.
Catalyst clock
2026-08-07
Q2 release confirms constructive operating trends, but delayed reaction evidence is unavailable
Lead driver: Sentiment · See AI snapshot
Momentum
41
9% active weight
Current posture
7d trendFlat
Δ7d
-2.1
Δ21d
-1.9
Value
58
28% active weight
Current posture
7d trendSoftening
Δ7d
-5.1
Δ21d
-0.1
Sentiment
68
62% active weight
Current posture
7d trendImproving
Δ7d
+4.7
Δ21d
+7.3
Why this grade
Composite grade B. Momentum 40.5 / Value 57.8 / Sentiment 68.2
Scenario snapshot
Scenario probability is memo-authored likelihood, not forecast certainty. Targets belong to the analysis dated 2026-07-31. Scenario method
Most likely
B
Base case
1%
Probability
Target price
$49.25
Analysis reference price unavailable
Analysis 2026-07-31 · RankAlpha Sentiment Codex
B-
Bear case
0%
Probability
Target price
$42.50
Analysis reference price unavailable
Analysis 2026-07-31 · RankAlpha Sentiment Codex
Fundamentals (TTM)As of 2026-08-17
Fundamentals (TTM)
As of 2026-08-17
Market Cap
$2.79B
Beta
0.68
Shares Out
58.07M
P/E (TTM)
11.0
P/S (TTM)
3.08
P/FCF (TTM)
11.53
Rev YoY
+5.1%
EPS YoY
+17.6%
Gross Margin
-
Op Margin
+24.5%
Net Debt
$411.83M
Current Ratio
0.06
As of 2026-09-09 • Updated nightlySource: Internal modelMethods & Data