TOWN
TowneBankCNasdaq / Banks
Last Price
At close
2026-07-18
Current thesis
Composite grade C from latest DB weights. Momentum 40.1 / Value 49.5 / Sentiment 60.2
Posture
Mixed
Lead driver
Sentiment
What changed
Next scheduled catalyst: earnings 2026-07-21.
What can break
Mixed signals. Wait for cleaner trend confirmation.
Momentum
40
Value
50
Sentiment
60
Setup hits (3d)
0 · Net Neutral
AI TargetsBase - · Bull - · Bear -
Earnings
2026-07-21
Data freshness
Prices
As of 2026-07-18
Fundamentals
As of 2026-07-17 • Vendor: Data Vendor v1
Scores
As of 2026-07-18 • Model: HYBRID_IC_RP
AI Memo
Unavailable: No memo yet
Investment thesisAs of 2026-07-18
Investment thesis
As of 2026-07-18
Supporting evidence
What
Grade C · Mixed
Confidence Medium · Net Neutral
Target $39.25
Why
Momentum40 · Δ7d +4.1
Value50 · Δ7d -0.1
Sentiment60 · Δ7d -
So what
Balanced signals (Net Neutral). Wait for confirmation before sizing up.
Lead driver: Sentiment · See AI snapshot
Momentum
40
26% active weight
Current posture
7d trendSoftening
Δ7d
+4.1
Δ21d
-9.8
Value
50
39% active weight
Current posture
7d trendFlat
Δ7d
-0.1
Δ21d
-6.8
Sentiment
60
34% active weight
Current posture
7d trendTrend unavailable
Trend unavailable
Δ7d
-
Δ21d
-
Why this grade
Composite grade C. Momentum 40.1 / Value 49.5 / Sentiment 60.2
Fundamentals (TTM)As of 2026-07-17
Fundamentals (TTM)
As of 2026-07-17
Market Cap
$3.37B
Beta
0.79
Shares Out
92.19M
P/E (TTM)
15.2
P/S (TTM)
3.38
P/FCF (TTM)
105.42
Rev YoY
+27.5%
EPS YoY
-22.1%
Gross Margin
-
Op Margin
+25.8%
Net Debt
$291.17M
Current Ratio
0.13
As of 2026-07-18 • Updated nightlySource: Internal modelMethodology